Dollar Savings

Let your US Dollars earn interest while monitoring your savings grow through a passbook.

BDO US Dollar Savings Account offers a simple and secure way to keep your hard-earned dollars. This passbook account offers the simplicity and security you need as you work your way toward your goals.


Minimum Initial Deposit USD 200.00
Minimum MADB Requirement (1) USD 500.00
Minimum Balance to Earn Interest USD 500.00
Gross Interest Rate Per Annum 0.05%

(1) MADB - Monthly Average Daily Balance


Account Closure (2) USD 10.00
Falling Below Minimum Balance (3) USD 5.00
Account Dormancy (4) USD 0.60 (4)
Withholding Tax for Interest Earned 15%(5)

(2) Account Closure Fee will be collected if account is closed within 30 days from account opening.
(3) Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two consecutive months.
(4) Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB.

  • A savings account is dormant if it has no client-initiated activity for two (2) years.
  • Collection will start five (5) years after the last client-initiated activity date.
  • The revised collection and dormancy fee is effective April 25, 2017.

(5) The revised Withholding Tax for Interest Earned is effective January 1, 2018.

How to Open an Account

Opening a deposit account with BDO is easy and stress free.

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BDO EMV Debit Card

The BDO EMV Debit Card is the perfect banking companion wherever you go.

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How to Enroll in Online Banking

Enroll in Online Banking in 3 easy steps.

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Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.