Open an Account

Opening a savings account for your children makes their future more certain - whatever comes their way.

With a BDO Junior Savers Account, parents are more in control of what the future holds for their children. With only a few required documents and a visit to your nearest BDO branch, you’re one step closer to preparing for your child’s future - whatever they choose to be.


To open a Junior Savers Account, you will need:

  1. Minimum initial deposit of Php 100.00
  2. Bring original copies of the following documents to the BDO branch nearest you.


Any of the following:

  • Birth Certificate issued by Local Civil Registry or Philippine Statistics Authority
  • School ID signed by the principal/school head
  • Passport

Parent/Legal Guardian*

  • Two (2) valid government IDs
  • Adoption documents - applicable if the account will be opened by the Adoptive Parent
  • Guardianship documents - applicable if the account will be opened by the Legal Guardian

IDs must be original and within their period of validity.


In adherence to the requirements of the Anti Money Laundering Council, BDO reserves the right to require the submission of additional document/s it may deem necessary.


Branch Locator


Fees and Charges

Take note of the amounts that may apply to your child’s Junior Savers Account.

Account Closure (1) Php 300.00
Falling Below Minimum Balance (2) Php 300.00
Account Dormancy(3) Php 30.00 (3)
Withholding Tax for Interest Earned 20%

Account Features

Learn how to save easily and conveniently

(1) Account Closure Fee will be collected if account is closed within 30 days from account opening.
(2) Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two consecutive months.
(3) Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB.

A savings account is dormant if it has no client-initiated activity for two (2) years.

Collection of the above fees will start five (5) years after the last client-initiated activity (e.g. deposit, withdrawal, etc.) date.

The revised collection and dormancy fee is effective April 25, 2017.



Deposits are insured by PDIC up to P500,000 per depositor.


BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas with contact number (02) 8708-7087 and email address