Peso Savings Accounts

BDO has a range of Peso Savings Accounts to suit your needs.

BDO Peso Savings Accounts offer endless possibilities to keep and grow your money. Whether you’re saving for a long-term goal or setting aside money for upcoming commitments, there’s an option for you.


Peso Savings Accounts

Passbook Savings

Easily keep track of your account while growing your savings.

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Apply Online


Optimum Savings

Maximize our high interest rates and get the best out of your savings.

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ATM Savings

A convenient way to save and access your money anytime, anywhere.

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Apply Online


Junior Savers

Teach your child to save early and value money.

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Product MInimum Initial Deposit Minimum MADB
Minimum Balance to Earn Interest
Passbook Savings Php 5,000.00 Php 10,000.00 Php 10,000.00
ATM Savings Php 2,000.00 Php 2,000.00 Php 5,000.00
Optimum Savings Php 30,000.00
Php 50,000.00

Php 30,000.00
Php 50,000.00

Php 30,000.00
Php 50,000.00
Junior Savers Php 100.00 Php 100.00 Php 2,000.00

(1)MADB - Monthly Average Daily Balance


A more detailed product listing is available in all BDO branches.



BDO Debit Card

The BDO Debit Card is the perfect banking companion wherever you go.

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BDO Digital Banking

Sign up to access your account anytime, anywhere.

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Opening a BDO Account is easy!





Accepted IDs for Account Opening*
  1. Passport (with English characters)
  2. Driver's License issued by LTO
  3. Professional Regulations Commission (PRC) ID
  4. Unified Multi- Purpose ID (UMID)
  5. Social Security System (SSS) ID
  6. Philippine Identification System (PhilSys) ID
  7. School ID (for minors)
  8. NBI Clearance
  9. PNP Clearance with dry seal
  10. Philippine Postal ID
  11. Voter's ID
  12. Tax Identification Number (TIN) ID
  13. Barangay Certification with dry seal
  14. Government Service and Insurance System (GSIS) ID
  15. PhilHealth ID
  16. Senior Citizen ID
  17. Overseas Workers Welfare Administration (OWWA) ID
  18. Overseas Filipino Workers (OFW) ID
  19. Seaman's Book
  20. Government Office and GOCC ID (e.g. AFP, HDMF)
  21. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  22. Person with Disability (PWD) ID issued by National Council on Disability Affairs (NCDA)
  23. DSWD Certification
  24. Integrated Bar of the Philippines (IBP) ID
  25. Company IDs issued by private entities registered with or supervised or regulated either by BSP, SEC or IC
  26. Maritime Industry Authority  (MARINA) ID


One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors).

Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.


Click here to know about Terms and Conditions Governing Deposit Accounts.


You may be asked to submit additional documents in compliance with bank regulatory requirements.



Deposits are insured by PDIC up to P500,000 per depositor.