Chinese Yuan Savings

Let your Chinese Yuans earn interest and monitor your savings grow through a passbook. Click here to view list of selected branches to accept Chinese Yuan.



Minimum Initial Deposit CNY 2,500.00
Minimum MADB Requirement (1) CNY 2,500.00
Minimum Balance to Earn Interest CNY 2,500.00
Gross Interest Rate Per Annum 0.10%

(1)MADB – Monthly Average Daily Balance



Required branch notice
for withdrawal

  • For Metro Manila
    Branches - 3 days
  • For Provincial
    Branches - 4 days
Required branch notice for
deposit of 1M and above
  • 1 day
  • Acceptable denominations and series
  • CNY 50 (series 1999 and 2005)
  • CNY 100 (series 1999, 2005 and 2015)


Account Closure (2) CNY 30.00
Falling Below Minimum Balance (3) CNY 30.00
Account Dormancy (4) CNY 4.00 (4)
Withholding Tax for Interest Earned 15%(5)

(2) Account Closure Fee will be collected if account is closed within 30 days from account opening.
(3) Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two consecutive months.
(4) Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB.

  • A savings account is dormant if it has no client-initiated activity for two (2) years.
  • Collection will start five (5) years after the last client-initiated activity date.
  • The revised collection and dormancy fee is effective April 25, 2017.

(5) The revised Withholding Tax for Interest Earned is effective January 1, 2018.


For more information, please feel free to call BDO Customer Contact Center at 8 631-8000 or visit your preferred BDO Branch.

You are inquiring about Chinese Yuan Savings

First Name
Middle Name
Last Name
Number (#)
Subdivision / Barangay
Municipality / City
11 digit mobile no.
Enter the characters shown in the image.



Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.