Australian Dollar Savings

Let your Australian Dollars earn interest and monitor your savings grow through a passbook.



Minimum Initial Deposit AUD 500.00
Minimum MADB Requirement (1) AUD 500.00
Minimum Balance to Earn Interest AUD 500.00
Gross Interest Rate Per Annum 0.75%

(1)MADB – Monthly Average Daily Balance



Account Closure (2) AUD 10.00
Falling Below Minimum Balance (3) AUD 5.00
Account Dormancy (4) AUD 0.75 (4)
Withholding Tax for Interest Earned 15%(5)

(2) Account Closure Fee will be collected if account is closed within 30 days from account opening.
(3) Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two consecutive months.
(4) Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB.

  • A savings account is dormant if it has no client-initiated activity for two (2) years.
  • Collection will start five (5) years after the last client-initiated activity date.
  • The revised collection and dormancy fee is effective April 25, 2017.

(5) The revised Withholding Tax for Interest Earned is effective January 1, 2018.


For more information, please feel free to call BDO Customer Contact Center at 8 631-8000 or visit your preferred BDO Branch.

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Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.