Why choose this plan
Life Insurance Protection
Get life insurance protection that automatically doubles on the 3rd policy year.
Lifestyle Cash Benefits
Receive cash benefits annually for five years, starting on your chosen payout age—in time for your retirement.
Income Subsidy Benefit
Additional yearly payouts for your loved ones in case of death prior to payout of the first Lifestyle Cash Benefit.
Cash Continuity Guarantee
Ensure your loved ones receive all cash payouts even if you are no longer around.
Add-on Benefits
Option to add Variable Life Insurance Rider to boost your plan's savings.
Product summary
Product Benefits
- Provides supplemental cash benefits during your retirement years while protecting the lifestyle your family has been accustomed to.
Coverage Period
- Protection coverage until the end of the chosen payout period.
Benefit Payout Age
- Choose when to receive your lifestyle cash benefit (age 45, 50, 55, 60, 65 or 70).
Payment Options
- 5 or 10 years
Issue Ages
- 24-63 years old for 5 Years to Pay
- 24-60 years old for 10 Years to Pay
What It's For
- Supplementary retirement fund
- Financial security for the family
- Income continuation
- Saving for long-term needs
- Fund growth potential through the Variable Life Insurance Rider
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Frequently Asked Questions
Lifestyle Secure provides guaranteed life insurance and lifestyle cash benefits to help you prepare for your retirement years. The plan comes with an Income Subsidy Benefit plus a Cash Continuity Guarantee feature that ensures your beneficiaries will still be able to receive the plan’s cash benefits even if you pass away before they are scheduled to be paid out. You also have the option to boost the savings component of your Lifestyle Secure plan with the Variable Life Insurance Rider, which in the long term, may provide positive market driven returns.
You can get this plan with flexible premium payment options of 5 years or 10 years. Discover more features in the product brochure.Â
Your Lifestyle Secure Plan comes with guaranteed Lifestyle Cash Benefits that you will receive on your preferred payout start date (Benefit Commencement Date). These cash benefits, equivalent to 40% of the Sum Assured, will be given annually and will advance a portion of the death benefit per year.Â
To help ensure that your family continues to live the lifestyle you envision for them, your beneficiaries will receive an Income Subsidy Benefit equivalent to 20% of the Sum Assured should you suddenly pass away before your Lifestyle Cash Benefits are scheduled to be paid out. The Income Subsidy Benefit will be given to your beneficiaries on the policy anniversary after your passing, until the year before the first Lifestyle Cash Benefit is paid.Â
The Benefit Commencement Date is your preferred payout start date and typically coincides with the age by which you plan to retire. You may find this in your policy contract.
Yes, the plan comes with a Cash Continuity Guarantee which ensures that the Lifestyle Cash Benefits will continue to be paid to your beneficiaries as originally scheduled, even if you are no longer around.
You are eligible to buy this product if the proposed Insured is between:
- 24-63 years old, if you are getting Lifestyle Secure (5 Years to Pay).
- 24-60 years old, if you are getting Lifestyle Secure (10 Years to Pay).
Yes, you can enhance your plan by adding a Variable Life Rider. Talk to a BDO Life Financial Advisor to determine know which riders can address your needs best.
Contact us
BDO Life Head Office:
30/F BDO Life Megaplaza, 358 Gil Puyat Avenue, Makati City
Please expect a response from us within 24 to 48 banking hours.
PLDT Toll-Free:
BDO Life Assurance Company, Inc. is a subsidiary of BDO Unibank, Inc., the country’s largest bank to date. BDO Life provides protection, health, education, savings, retirement, and estate planning solutions aimed to create a secure future for its individual customers and their families. BDO Life extends comprehensive group term life insurance for corporate clients. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc.
BDO Life is an insurance company regulated by the Insurance Commission. It is authorized to offer and sell insurance products exclusively within the Philippines.
Insurance Commission's Main Office: 1071 United Nations Avenue, Ermita Manila, 1000
Tel. No. (+632) 8523-8461 local 103/127
Email: publicassistance@insurance.gov.ph.
