BDO Life's Income Secure

20-year insurance coverage with guaranteed payouts to help you enjoy a comfortable retirement.

Product summary

Product Benefits

  • Creates financial security for breadwinners preparing for retirement through regular cash payouts and a lump sum maturity benefit.

Coverage Period

  • 20 years

Payment Options

  • 5 or 10 years

Issue Ages

  • Insured: 0–70 years old
  • Policy Owner/Payor: 18-70 years old

What It's For

  • Supplementary retirement fund
  • Financial security for the family
  • Income continuation
  • Saving for long-term needs

Frequently Asked Questions

BDO Life’s Income Secure provides increasing life insurance protection for 20 years plus guaranteed savings. It also comes with a Family Income Protection Benefit and Cash Continuity Guarantee, which ensures your beneficiaries can still receive the plan’s cash benefits even if you pass away before they are scheduled to be paid out. 

You can get this plan with flexible payment options of 5 years or 10 years. Discover more features in the product brochure

The guaranteed cash payouts that come with your plan can help fund your long-term needs when you retire. Cash payouts equivalent to 10% of the Sum Assured are given starting at the end of the 10th policy anniversary and every year thereafter until the 20th policy year. In addition, you will receive a lump sum maturity benefit equivalent to 200% of the Sum Assured at the end of the 20th policy year.

You are eligible to buy the product if as a Payor/Policy Owner, you are you are 18 to 60 years old; and the Insured is from 1 month to 60 years old.

Yes, you can enhance your plan by adding Riders. Talk to a BDO Life Financial Advisor to determine know which Riders can address your needs best.

Contact us

BDO Corporate Center

BDO Life Head Office:

30th Floor, Petron Megaplaza Building, 358 Gil Puyat Avenue, Makati City 

BDO Corporate Center

BDO Life Customer Care Hotline:

(+632) 8885-4110


BDO Corporate Center

Please expect a response from us within 24 to 48 banking hours.

BDO Corporate Center

PLDT Toll-Free:


BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).