Why choose this plan
Life Insurance Protection
Get life insurance protection that automatically doubles on the 3rd policy year.
Enjoy guaranteed yearly payouts starting on the 10th year plus a lump sum maturity benefit on the 20th year.
Family Income Protection
Additional yearly payouts for your loved ones in case of death prior to the 9th year.
Cash Continuity Guarantee
Ensure your loved ones receive all cash payouts even if you are no longer around.
- Creates financial security for breadwinners preparing for retirement through regular cash payouts and a lump sum maturity benefit.
- 20 years
- 5 or 10 years
- Insured: 0–70 years old
- Policy Owner/Payor: 18-70 years old
What It's For
- Supplementary retirement fund
- Financial security for the family
- Income continuation
- Saving for long-term needs
Frequently Asked Questions
BDO Life’s Income Secure provides increasing life insurance protection for 20 years plus guaranteed savings. It also comes with a Family Income Protection Benefit and Cash Continuity Guarantee, which ensures your beneficiaries can still receive the plan’s cash benefits even if you pass away before they are scheduled to be paid out.
You can get this plan with flexible payment options of 5 years or 10 years. Discover more features in the product brochure.
The guaranteed cash payouts that come with your plan can help fund your long-term needs when you retire. Cash payouts equivalent to 10% of the Sum Assured are given starting at the end of the 10th policy anniversary and every year thereafter until the 20th policy year. In addition, you will receive a lump sum maturity benefit equivalent to 200% of the Sum Assured at the end of the 20th policy year.
You are eligible to buy the product if as a Payor/Policy Owner, you are you are 18 to 60 years old; and the Insured is from 1 month to 60 years old.
Yes, you can enhance your plan by adding Riders. Talk to a BDO Life Financial Advisor to determine know which Riders can address your needs best.
BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).