Group Insurance

BDO Life customizes products to give comprehensive insurance protection benefits for the employees and members of our corporate clients.

Products and Services

Group Yearly Renewable Term - pays the coverage amount in case of death of an Insured Member.

Offers enhanced protection through these additional Riders:

• Accidental Death and Disability Rider
  Pays a percentage of the coverage amount, according to the table of indemnities, if the Insured Member suffers a loss as a result of an accident

• Total and Permanent Disabilty Rider
  Advances the coverage amount if the Insured Member is considered totally and permanently disabled

• Total and Permanent Disability Income Rider
  Pays a fixed monthly benefit if the Insured Member is considered totally and permanently disabled

• Dread Disease Benefit
  Pays the rider amount if the Insured Member is diagnosed for the first time of any of the covered critical illness

• Hospital Income Benefit
  Pays the Insured Member an allowance for each day of hospital confinement

• Burial Assistance Benefit
  Pays the rider amount in case of death of an Insured Member

• Accident Medical Reimbursement
  Reimburses the Insured Member for any medical expenses incurred as a result of an accident.

Creditor's Group Life Insurance - pays the outstanding loan balance in case of death of an Insured Debtor during the loan term.

Group Personal Accident Insurance – gives members the option to choose the benefits – these are only paid if incurred as a result of an accident:

Core Benefits

Accidental Death
Accidental Dismemberment
Double Indemnity

Optional Benefits

Total Permanent Disability
Temporary Total Disability
Temporary Partial Disability
Accident Medical Reimbursement
Daily Hospital Allowance Benefit
Burial Expense Benefit

Disclaimer: This site contains only general information about the products & services and does not represent a contract. For a detailed description of the terms, conditions & exclusions, please refer to the official policy of BDO Life.

To know more about our products and services, you may contact our Customer Care Hotline at (632) 885-4110 or 885-4200.