Group Insurance

BDO Life customizes products to give comprehensive insurance protection benefits for the employees and members of our corporate clients.

Products and Services

Group Yearly Renewable Term - pays the coverage amount in case of death of an Insured Member.

Offers enhanced protection through these additional Riders:

• Accidental Death and Disability Rider
  Pays a percentage of the coverage amount, according to the table of indemnities, if the Insured Member suffers a loss as a result of an accident

• Total and Permanent Disabilty Rider
  Advances the coverage amount if the Insured Member is considered totally and permanently disabled

• Total and Permanent Disability Income Rider
  Pays a fixed monthly benefit if the Insured Member is considered totally and permanently disabled

• Dread Disease Benefit
  Pays the rider amount if the Insured Member is diagnosed for the first time of any of the covered critical illness

• Hospital Income Benefit
  Pays the Insured Member an allowance for each day of hospital confinement

• Burial Assistance Benefit
  Pays the rider amount in case of death of an Insured Member

• Accident Medical Reimbursement
  Reimburses the Insured Member for any medical expenses incurred as a result of an accident.

Creditor's Group Life Insurance - pays the outstanding loan balance in case of death of an Insured Debtor during the loan term.

Group Personal Accident Insurance – gives members the option to choose the benefits – these are only paid if incurred as a result of an accident:

Core Benefits

Accidental Death
Accidental Dismemberment
Double Indemnity

Optional Benefits

Total Permanent Disability
Temporary Total Disability
Temporary Partial Disability
Accident Medical Reimbursement
Daily Hospital Allowance Benefit
Burial Expense Benefit

Disclaimer: This site contains only general information about the products & services and does not represent a contract. For a detailed description of the terms, conditions & exclusions, please refer to the official policy of BDO Life.

To know more about our products and services, you may contact our Customer Care Hotline at (632) 88854110 or Toll Free Hotline 1800-1888-6603 (PLDT).