Send Money is easy and convenient

with BDO Digital Banking

 

 

FAQs

 

 

To any
BDO account

 

Send cash via a receiver's BDO account number, email address, mobile number, or QR code linked to their BDO account

 

Service Fee: FREE

 

Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit

 

To other local
banks and wallets

 

Send money to other local banks and wallets

 

PHP 10.00 for BDO Online app and BDO Pay app

PHP 25.00 for Digital Banking app and Online Banking website (online.bdo.com.ph)

 

 

Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit

 

 

Send & Receive
Money via QR

No need to enter account details anymore when you scan or upload a QR code

  1. Tap "Send Money" on your BDO Digital Banking app
  2. Tap "via QR" and scan a QR code or upload an image
  3. Choose the account from which you'd like to send money, and enter the amount
  4. Review the details carefully, then tap "Confirm" to complete the transaction

 

 

 

Sending money is easy with BDO Digital Banking!

 

 

 

 

Not yet signed up for Digital Banking?

 

1. Log in to your account and choose Send Money

2. Fill out the transaction details

3. Enter your One-Time PIN* and confirm your transaction

 

*For Digital Banking transactions through a web browser

 

Get started today!

1.  Sign up at BDO.com.ph

2.  Activate at the nearest BDO ATM

3.  Download the BDO Digital Banking app

4.  Activate your One-Time PIN (OTP) Generator

Other Send Money Options

 

Transaction Limit Transaction Fee Availability Funds

Send Money for Pick-up

Pick-up Anywhere at the

following locations:

•  BDO Remit Counters in

SM Malls

•  BDO Network Bank

•  SM Hypermart, SM Savemore, SM Supermarket

•  PalawanPawnshop

•  RD Pawnshop

•  Villarica Pawnshop

•  Cebuana Lhuillier

•  M. Lhuillier Kwarta

Padala

 

REMINDER: Only Palawan

Pawnshop is a BDO Cash

Pick-up partner. Palawan

Express Padala Outlet or

Agent is different from

Palawan Pawnshop and is

NOT a BDO Cash Pick-up

location

 

*Transaction fee will not be refunded if customer requests to cancel 

Daily Transaction Limit:

PHP 50,000

Minimum

Transaction Amount: PHP

100 

 

*Shared limit across

remittance services

and InstaPay

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PHP 100 (except for MLKP – PHP 150) 

*Transaction fee will not

be refunded if customer

requests to cancel

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Within 24 hours

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Send Money – Own BDO

Account (USD to PHP)

 

 

Daily Transaction Limit:

USD 5,000

 

 

USD 1

 

 

 

Real-time credit, Exchange

rate will be the published

rate in the BDO website

(real-time conversion)

Send Money – Enrolled 3rd

Party (Should be the same

currency)

 

 

 

 

 

 

 

 

 

Daily Transaction Limits

• PHP 1,000,000

• USD 20,000

• AUD 28,000 • CAD 28,000

• CNY 140,000 • EUR

18,000

• GBP 16,000

• HKD 160,000 • SGD

28,000

 

Minimum Transaction

Amount: PHP 0.01

FREE

 

 

 

 

 

 

 

 

 

 

 

Real-time credit

 

 

 

 

 

 

 

 

 

 

 

Wire Transfer

(Source is USD account,

destination can be any

currency)

 

[Available via Web Only]

 

 

 

No limits, up to  available

balance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Wire Transfer Fee: USD 10

 

Additional Charge if On Us:

USD 25

 
 
 
Beneficiary Bank Charges​
 
Depending on the beneficiary bank involved in the transfer, they may or may    not charge their own fees.*​
 
 
Intermediary Bank charges​
 
If the transaction will be routed through a correspondent bank, intermediary bank charges may also be applied. This is shouldered by the beneficiary customer/recipient of funds where the charge will be deducted by the correspondent/settlement/
beneficiary bank from the total amount that the recipient of funds will receive.*​
 
 
These are the fees of the intermediary/beneficiary bank and not of BDO.​
 
 
* Note: Fees of the correspondent/intermediary/
beneficiary may change without prior notice.

3-5 days processing with

11AM cut-off until further

notice