To any
BDO account
Send cash via a receiver's BDO account number, email address, mobile number, or QR code linked to their BDO account
Service Fee: FREE
Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit
To other local
banks and wallets
Send money to other local banks and wallets
PHP 10.00 for BDO Online app and BDO Pay app
PHP 25.00 for Digital Banking app and Online Banking website (online.bdo.com.ph)
Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit
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Send & Receive
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Sending money is easy with BDO Digital Banking!
Not yet signed up for Digital Banking?
1. Log in to your account and choose Send Money
2. Fill out the transaction details
3. Enter your One-Time PIN* and confirm your transaction
*For Digital Banking transactions through a web browser
Get started today!
1. Sign up at BDO.com.ph
2. Activate at the nearest BDO ATM
3. Download the BDO Digital Banking app
4. Activate your One-Time PIN (OTP) Generator
Other Send Money Options
| Transaction | Limit | Transaction Fee | Availability Funds | |||
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Send Money for Pick-up Pick-up Anywhere at the following locations: • BDO Remit Counters in SM Malls • BDO Network Bank • SM Hypermart, SM Savemore, SM Supermarket • PalawanPawnshop • RD Pawnshop • Villarica Pawnshop • Cebuana Lhuillier • M. Lhuillier Kwarta Padala
REMINDER: Only Palawan Pawnshop is a BDO Cash Pick-up partner. Palawan Express Padala Outlet or Agent is different from Palawan Pawnshop and is NOT a BDO Cash Pick-up location
*Transaction fee will not be refunded if customer requests to cancel |
Daily Transaction Limit: PHP 50,000 Minimum Transaction Amount: PHP 100
*Shared limit across remittance services and InstaPay
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PHP 100 (except for MLKP – PHP 150) *Transaction fee will not be refunded if customer requests to cancel
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Within 24 hours
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Send Money – Own BDO Account (USD to PHP)
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Daily Transaction Limit: USD 5,000
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USD 1
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Real-time credit, Exchange rate will be the published rate in the BDO website (real-time conversion) |
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Send Money – Enrolled 3rd Party (Should be the same currency)
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Daily Transaction Limits • PHP 1,000,000 • USD 20,000 • AUD 28,000 • CAD 28,000 • CNY 140,000 • EUR 18,000 • GBP 16,000 • HKD 160,000 • SGD 28,000
Minimum Transaction Amount: PHP 0.01 |
FREE
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Real-time credit
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Wire Transfer (Source is USD account, destination can be any currency)
[Available via Web Only] |
No limits, up to available balance
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Wire Transfer Fee: USD 10
Additional Charge if On Us: USD 25
Beneficiary Bank Charges
Depending on the beneficiary bank involved in the transfer, they may or may not charge their own fees.*
Intermediary Bank charges
If the transaction will be routed through a correspondent bank, intermediary bank charges may also be applied. This is shouldered by the beneficiary customer/recipient of funds where the charge will be deducted by the correspondent/settlement/
beneficiary bank from the total amount that the recipient of funds will receive.*
These are the fees of the intermediary/beneficiary bank and not of BDO.
* Note: Fees of the correspondent/intermediary/
beneficiary may change without prior notice.
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3-5 days processing with 11AM cut-off until further notice
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