Send Money is easy and convenient

with BDO Digital Banking






To any
BDO account


Send cash via a receiver's BDO account number, email address, mobile number, or QR code linked to their BDO account


Service Fee:


Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit


To other local
banks and wallets


Send money to other local banks and wallets



Service Fee: PHP 25.00



Daily Transaction Limit: PHP 50,000
Minimum Transaction Amount: PHP 100
Availability of Funds: Real-time Credit



Send & Receive
Money via QR

No need to enter account details anymore when you scan or upload a QR code

  1. Tap "Send Money" on your BDO Digital Banking app
  2. Tap "via QR" and scan a QR code or upload an image
  3. Choose the account from which you'd like to send money, and enter the amount
  4. Review the details carefully, then tap "Confirm" to complete the transaction




Sending money is easy with BDO Digital Banking!





Not yet signed up for Digital Banking?


1. Log in to your account and choose Send Money

2. Fill out the transaction details

3. Enter your One-Time PIN* and confirm your transaction


*For Digital Banking transactions through a web browser


Get started today!

1.  Sign up at

2.  Activate at the nearest BDO ATM

3.  Download the BDO Digital Banking app

4.  Activate your One-Time PIN (OTP) Generator

Other Send Money Options


Transaction Limit Transaction Fee Availability Funds

Send Money for Pick-up

Pick-up Anywhere at the

following locations:

•  BDO Remit Counters in

SM Malls

•  BDO Network Bank

•  PalawanPawnshop

•  RD Pawnshop

•  Villarica Pawnshop

•  Cebuana Lhuillier

•  M. Lhuillier Kwarta



REMINDER: Only Palawan

Pawnshop is a BDO Cash

Pick-up partner. Palawan

Express Padala Outlet or

Agent is different from

Palawan Pawnshop and is

NOT a BDO Cash Pick-up


Daily Transaction Limit:

PHP 50,000 (except for

Cebuana Lhuillier:  PHP

30,000) Minimum

Transaction Amount: PHP



*Shared limit across

remittance services

and InstaPay












PHP 100 (except for MLKP

and Cebuana – PHP 150) 

*Transaction fee will not

be refunded if customer

requests to cancel

















Within 2-4 days due to





















Send Money – Own BDO

Account (USD to PHP)



Daily Transaction Limit:

USD 5,000







Real-time credit, Exchange

rate will be the published

rate in the BDO website

(real-time conversion)

Send Money – Enrolled 3rd

Party (Should be the same











Daily Transaction Limits

• PHP 1,000,000

• USD 20,000

• AUD 28,000 • CAD 28,000

• CNY 140,000 • EUR


• GBP 16,000

• HKD 160,000 • SGD



Minimum Transaction

Amount: PHP 0.01













Real-time credit












Wire Transfer

(Source is USD account,

destination can be any



[Available via Web Only]

No limits, up to  available






Wire Transfer Fee: USD 10


Additional Charge if On Us:

USD 25



3-5 days processing with

11AM cut-off until further

notice due to GCQ