Online Account Opening


Open a BDO Online Savings Account without stepping into a branch

Now you can enjoy the features of a BDO Savings Account and access it easily via Digital Banking!

Instead of a branch visit, all you have to do is join a Zoom video call from the safety and comfort of your own home. Just choose any BDO branch as your home branch, where you'll pick up your BDO Debit Card and make future transactions. 


Minimum Initial Deposit
PHP 2,000
Minimum MADB* Requirement
PHP 2,000
Minimum Balance to Earn Interest PHP 5,000
Gross Interest Rate per Annum 0.125%

*Monthly Average Daily Balance


Here’s how to open an Online Savings Account:






Basic debit cards can be picked up at any BDO branch on the same day that you receive an email 

confirmation that your account is opened.


Personalized debit cards can be picked up at your chosen BDO branch 3 to 5 banking days after 

you receive the email confirmation that your account is opened.


NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.


List of Accepted IDs

Philippine Government-issued

  • Passport
  • Unified Multi-purpose ID (UMID)
  • Driver's License issued by the Land Transportation Office (LTO)
  • Government Service and Insurance System (GSIS) e-Card
  • Tax Identification Number (TIN) ID
  • Philippine Identification System (PhilSys) ID
  • New Social Security System (SSS) ID
  • PhilHealth Card
  • Senior Citizen ID
  • Voter’s ID
  • Philippine Postal ID
  • Professional Regulations Commission (PRC) ID


Private and Foreign Government-issued
  • School ID (for minors)
  • Company ID 
  • Integrated Bar of the Philippines (IBP) ID
  • Foreign Passport (provide English translation and address in the Philippines)



*IDs must be original and within their period of validity



Click here to know about Terms and Conditions Governing Deposit Accounts.


In adherence to the requirements of the Anti Money Laundering Council, BDO reserves the right to require the submission of additional document/s it may deem necessary.


Deposits are insured by PDIC up to P500,000 per depositor.