Online Account Opening

Open a BDO account without stepping into a branch

Now you can enjoy the features of a BDO Account and access it easily via Online Banking!


Instead of a branch visit, all you have to do is join a Zoom video call from the safety and comfort of your own home. Just choose any BDO branch as your home branch, where you'll pick up your BDO Debit Card, Passbook or Checkbook and make future transactions.


Here’s how to open an account online:





NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.

Available accounts

Accepted IDs for Account Opening

• Passport (with English characters)

• Driver's License issued by LTO

• Professional Regulations Commission (PRC) ID

• Unified Multi- Purpose ID (UMID)

• Social Security System (SSS) ID

• Philippine Identification System (PhilSys) ID

• School ID (for minors)

• NBI Clearance

• PNP Clearance with dry seal

• Philippine Postal ID

• Voter's ID

• Tax Identification Number (TIN) ID

• Barangay Certification with dry seal

• Government Service and Insurance System (GSIS) ID

• PhilHealth ID

• Senior Citizen ID

• Overseas Workers Welfare Administration (OWWA) ID

• Overseas Filipino Workers (OFW) ID

• Seaman's Book

• Government Office and GOCC ID (e.g. AFP, HDMF)

• Certification from the National Council for the Welfare of Disabled Persons (NCWDP)

• Person with Disability (PWD) ID issued by National Council on Disability Affairs (NCDA)

• DSWD Certification

• Integrated Bar of the Philippines (IBP) ID

• Company IDs issued by private entities registered with or supervised or regulated either by BSP, SEC or IC

• Maritime Industry Authority  (MARINA) ID


*One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors).

Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.



Available accounts

ATM Savings

Withdraw cash and pay bills free of charge in over 4,000 BDO ATMs nationwide.

Kabayan Savings

Para sa overseas Filipinos at beneficiaries, kayang-kaya mag-open ng account with zero maintaining balance. Php 100 lang and 1 valid ID.


Passbook Savings

Monitor your account easily with a passbook while it grows with a fixed interest.


Peso Checking

Make payments via checks while enjoying the convenience of Debit Card for your regular transactions. Available for existing BDO accountholders only.



Click here to know about Terms and Conditions Governing Deposit Accounts.


You may be asked to submit additional documents in compliance with bank regulatory requirements.


Deposits are insured by PDIC up to P500,000 per depositor.