BDO Visa Platinum

Discover a world of privileges with your BDO Visa Platinum.
  • Credit Card Peso Rewards Program
    Earn two (2) Peso Points* for every P1,000 qualified spend on your BDO Credit Card, where one (1) Peso Point is equal to P1. You can push your Peso Points to your BDO Rewards card and shop using your points directly at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!

    *Special offer valid until December 31, 2021
      Click here for more details.

  • E-commerce Purchase Protection Insurance
    A new benefit now available to BDO Visa Platinum giving added protection and peace of mind when shopping online.
As long as you make your online shopping purchases using BDO Visa Platinum, you are now covered for possible losses up to USD $200 per claim per annum respectively for any of the following instances:
  1. Non-delivery of purchased item after 30 days of scheduled delivery
  2. Wrong or incomplete delivery of purchased item
  3. Physical damage to the delivered item

This new benefit provided by AIG Philippines Insurance, Inc. and sponsored by Visa requires no pre-registration of your card or purchases. Simply remember to visit the Cardholder Insurance Portal when you need to make a claim, and use your Visa card for every purchase. For more details and to view the Terms and Conditions, please visit

Offer valid until November 11, 2021. Exclusions apply.
Click here for the Frequently Asked Questions (FAQs)

  • Visa Exclusives
    Earn exclusive discounts or cash rebates for your in-store, online, or dining spend. Terms and Conditions apply. Click here for ongoing promotions.
  • Visa Platinum Exclusive Privileges
Visa Premium Benefits
Enjoy additional savings and complimentary privileges with Visa's global partners of premier hotels, restaurants, golf clubs, and travel services.
  • Free Priority PassTM Membership
    Enjoy comfort and convenience while you wait. Enroll to Priority PassTM for free with your BDO Visa Platinum and access exclusive passenger amenities and services in over 1,300 VIP airport lounges, regardless of your airline or ticket class.

    Plus, spend a minimum of Php 50,000 (single or accumulated) on hotel, airline or travel-related expenses to avail of up to six (6) Free Lounge Access per calendar year. For accumulated spend, the minimum amount per transaction must be Php 20,000 or USD400.

    Click here for more details.

  • Free Visa Virtual Card
    Have a secure, lighter, and more enjoyable shopping ONLINE with a Virtual Card. The Virtual Card is a credit card designed exclusively for online use. It has a different card number from your regular BDO credit card to protect your regular card number and credit line. Simply call (02) 8631-8000 to request for one.
  • Comprehensive Travel Accident & Inconvenience Insurance Coverage
    Your card comes with a comprehensive Travel Insurance Coverage that lets you explore the world without any worries. Just charge your travel expenses (airline tickets and other means of public transport) to your BDO Visa Platinum Credit Card everytime you travel and get insurance coverage of up to Php 20 Million.
    • Travel Accident and Dismemberment Insurance with coverage of up to Php20 Million
    • Medical Expense Reimbursement coverage of up to Php1.5 Million
    • Trip termination/cancellation and loss of travel documents coverage of up to Php200,000
    • Loss/Damage to Baggage coverage of up to Php80,000
    • Flight Delay/Baggage Delay coverage of up to Php3,000 per 6 hours, maximum of Php24,000
Click here for the Frequently Asked Questions on your Free Travel Insurance Coverage.
  • Dual Currency Billing Option*
    Have the convenience of both Philippine Peso and US Dollar accounts in one card, where your local transactions will be billed in Philippine Peso and international transactions in currencies other than the Philippine Peso. Thus, you have the option to pay the exact amount in US$ or inquire for the prevailing exchange rate when you opt to pay in Philippine Peso.
*Enrollment is required to avail of this feature.
To enroll in this feature, you may choose any of the options below:
1. Click here
2. Text BDOCC<space>DUAL-OPT-IN<space>last 4-digits of your card/last name/first name/middle initial and send to 2256.
Example: BDOCC DUAL-OPT-IN 1234/Reyes/Juan/A
To dis-enroll from this feature,  you may choose any of the options below:
1. Click here
2. Text BDOCC<space>DUAL-OPT-OUT<space>last 4-digits of your card/last name/first name/middle initial and send to 2256.
Example: BDOCC DUAL-OPT-OUT 1234/Reyes/Juan/A


Please check Terms and Conditions for details.
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
Visa Concierge Services
We go beyond the extra mile when it comes to ensuring your comfort. The Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, allowing you to access extraordinary experiences each and everyday through a curated range of services, amenities and exclusive privileges.
  For your convenience, download the Visa Concierge app for free
  from iOS App Store or Google Play Store to enjoy personalized
  service on-demand right at your fingertips.
You may also e-mail the Visa Concierge at or you may call their Platinum hotline if you are in the Philippines at 1-800-8908-6598 (for Globe and Touch Mobile) or 1-800-1441-0081 (for PLDT, Smart and Sun). Local connection   charges may apply. Read the Visa Concierge FAQs here.
Visa Access
Along with your BDO Visa Platinum Credit Card comes access to perks and privileges wherever you are in the world. So whether you're traveling for business or leisure, you get to enjoy the unique Visa Platinum recognition.
  • Access to Unique Travel Experiences
  • Access to Airport Meet-and-Assist and Transfer Services
  • Benefits at selected Airport Duty-Free Outlets
Visa Access benefits are subject to change from time to time. For more information, you may log on to for other details and terms and conditions.
Free Annual Membership Fee for Life
Your annual membership fee is waived for the first year. Succeeding annual membership fees will also be automatically waived when you spend at least Php 600,000 per year.
Installment Programs
  • EasyPay Installment
    You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 17,000 online and in-store partner stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment for a minimum single purchase of P3,000*.

    Avail EasyPay Installment through any of the following:

    • 0% Interest on Installment**
    • Easy and affordable monthly add-on interest rates

      Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch exclusive discounts and latest offers during special promo dates.

      *Minimum installment purchase amount may vary per partner merchant.
      **Merchants have sole discretion on the terms/items applicable for 0% Interest on Installment.

  • Balance Transfer
    Transfer your other card balances to your BDO Credit Card and pay it on installment with low monthly add-on rate. Apply online via
  • Cash-It-Easy
    Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  • EasyPay Convert
    You can convert recent single-receipt purchases of at least Php3,000 or USD200 to installment using your BDO Credit Card. Easily apply online via or call (02) 8631-8000.

    Note: Cash Advance, any transaction associated with Gambling, any Money Transfer or similar cash transaction, and any other BDO installment transactions like 0% Interest, EasyPay Regular Installment, etc. are not qualified for EasyPay Convert.

BDO Credit Cards, ready to shop online!
BDO Credit Cards make online shopping secure, lighter and more enjoyable:
  • Secure via Virtual Card
    Get a free Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.
  • Lighter via Online Installment
    EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via; further, enjoy scheduled 0% Interest and Buy Now, Pay Later installment schemes at selected websites.
  • More  enjoyable via Exclusive Online Deals
    Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
BDO Deals
Get discounts and freebies, perks and privileges, just by using your BDO Credit Card at our in-store and online partners. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO Credit Card and you’ll surely be delighted!
Download the BDO Deals App from the App Store or Google Play!
Spend Anywhere ONLINE or IN-STORE with your BDO Visa Platinum Credit Card and get instant treats, on top of the Peso Points you earn.
Bills Payment
  • Charge on Demand
    Don’t worry about your bills when going out of town or vacation.  Use BDO Credit Card’s Charge-On-Demand.  This facility lets you charge your utility bills on a per need basis.  Simply log on to or call 8631-8000.
  • Auto Charge
    Too many bills to pay? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card for automatic bills payment so you only have one due date to remember. To learn more about this facility, click here.
24-hour Customer Service
For your Customer Service needs, just call the 24-hour BDO Customer Contact Center at 8631-8000 or 1-800-10-6318000 (Domestic Toll Free).
Payment Channels
  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO Online Banking* – transact anytime, anywhere in the world, through
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.

    *Enrolment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
BDO Visa Platinum Credit Cards are accepted worldwide wherever Visa cards are recognized.


Documents Required
A. Applicants with Existing Credit Cards
Photocopy of the following:
  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
B. Applicants Without Existing Credit Card:
  1. Proof of Income
    a. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
    • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
    • Photocopy of latest full month payslip
    b. For Self-Employed (Required):
    • Photocopy of Registration of Business Name
      • For Single Proprietorship issued by DTI
      • For Partnership/Corporation issued by SEC
    • Photocopy of latest ITR and W4 with BIT/Bank Stamp
      • Audited Financial Statements for the last 2 years; OR
      • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
For Foreigners
  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
  • Valid Passport with Resident Visa
  • Work Permit and Valid Visa
  • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
  • ACR or ICR or ACR-1
  • Principal Membership Fee. FREE for First Year
  • Supplementary Membership Fee (Up to Six supplementary cards: FREE for LIFE)
  • Finance Charge
  • *Terms and Conditions apply.
  • **For the first six supplementary cards.