Account Features

With a Junior Savers Account, your children learn the value of money early in life.

Financial responsibility is the best thing we can pass on to our children, and there’s no better way to teach them the value of saving than by opening their own bank account. Save money regularly for them and with them, and see how they become more responsible with saving and spending as the years go by.


Open an account


Receive a passbook

Kids below 12 years old will get a passbook to monitor their savings for as low as Php100 and start earning interest upon reaching a Php 2,000.00 deposit balance.

Get a BDO EMV Debit Card

Children between 7 to 12 years old may request for a personalized BDO EMV Debit Card upon reaching a deposit balance of Php 2.000.00.

Transfer money with ease

Never skip an opportunity to save with the Junior Savers Plan! Using your BDO Digital Banking account, you can schedule regular deposits to your child’s Junior Savers Account.


Minimum Initial Deposit Php 100.00
Minimum MADB Requirement (1) Php 100.00
Minimum Balance to Earn Interest Php 2,000.00
Gross Interest Rate Per Annum  0.125%

(1) MADB – Monthly Average Daily Balance




Deposits are insured by PDIC up to P500,000 per depositor.


BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas with contact number (02) 8708-7087 and email address