Limits & Fees

 
 

Transaction Limits
Electronic Channel Default Transaction Limit*
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000
     
  • Maximum amount per single transaction:
    Php 25,000 for BDO ATMs
    Php 10,000 for other ATMs
     
  • Minimum amount per single transaction: Php 200
Point-of-Sale (POS) Purchase Pin-Based Transaction
  • Php 100,000 per day
Point-of-Sale (POS) Purchase Combined Tap and Signature-Based Transaction
  • Php 25,000 per day

Online Transaction   

 

 

  • You may set your desired limit using BDO Online Banking via web browser or app.
     

    To adjust your limit:

  1. Log in to your account
  2. Via web browser at online.bdo.com.ph:Click Card Security Management > More Options
    Via old app (BDO Digital Banking):Click More > Security Management > Set Card Limits
  3. Look for No PIN Purchase Limit and set a new amount.
  4. Click Save then Submit

*These are the default limits. You can set the maximum amount per day to your desired limit using BDO Online Banking via web browser or app.

 

Fees
Transaction Fees
Online and POS Purchase FREE
Balance Inquiry  
     BDO ATMs and POS terminal FREE
     BancNet ATMs Fees may vary per ATM terminal owner
     Mastercard and Visa Plus ATMs US$1.00
ATM Withdrawal  
     BDO ATM FREE
     BancNet ATMs Fees may vary per ATM terminal owner
     Mastercard and Visa Plus ATMs US$3.50
International Over-The-Counter Withdrawal*  
     Visa Debit Card US$ 3.50 or 1% of transaction amount (whichever is higher)
     Mastercard Debit Card US$ 4.00 or 1% of transaction amount (whichever is higher)
Rejected Transactions (insufficient funds, wrong PIN, etc.) at Mastercard and Visa Plus ATMs US$1.00
Card Replacement P150.00
Foreign Currency Transaction Fee 1% Cross Border Fee and 1% Foreign Exchange Conversion Fee shall be applied on the converted amount based on the prevailing rate of Mastercard/Visa and BDO respectively at the time of posting. The Foreign Exchange Conversion Fee is subject to change at the sole discretion of BDO.

*Effective June 1, 2021
 

Click here for the BDO Debit Card Terms and Conditions

For inquiries contact BDO Customer Services (632) 8631-8000

1-800-10-631800(PLDT Toll Free | 1-800-3-631800 (Digitel Toll Free)

Callcenter@bdo.com.ph

 

 

 

 

 

Deposits are insured by PDIC up to P500,000 per depositor.