Limits & Fees

 
 

Transaction Limits
Electronic Channel Transaction Limits*
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000
     
  • Maximum amount per single transaction:
    Php 25,000 for BDO ATMs
    Php 10,000 for other ATMs
     
  • Minimum amount per single transaction:
    Php 200
Point of Sale (POS) Purchase Transaction
  • Maximum amount per day:
    Php 100,000
Combined Tap and Signature Based Transaction
  • Maximum amount per day:
    Php 25,000

Online Transaction   

 

 

  • You may set your desired limit via BDO Online Banking and theBDO Mobile Banking App.

    To adjust your limit:

  1. Log-in to your account
  2. For BDO Online Banking: Click Card Security Management > More Options
    For BDO Mobile Banking: Click More > Security Management > Set Card Limits
  3. Set a new amount for NO PIN Purchase Limit
  4. Click Save then OK / Submit

*These are the default limits. You can set the maximum amount per day to your desired limit via BDO Online Banking and the BDO Mobile Banking app.

 

Fees
Transaction Fees
Online and POS Purchase FREE
Balance Inquiry  
     BDO ATMs and POS terminal FREE
     BancNet ATMs Fees may vary per ATM terminal owner
     Mastercard and Visa Plus ATMs US$1.00
ATM Withdrawal  
     BDO ATM FREE
     BancNet ATMs Fees may vary per ATM terminal owner
     Mastercard and Visa Plus ATMs US$3.50
International Over-The-Counter Withdrawal*  
     Visa Debit Card US$ 3.50 or 1% of transaction amount (whichever is higher)
     Mastercard Debit Card US$ 4.00 or 1% of transaction amount (whichever is higher)
Rejected Transactions (insufficient funds, wrong PIN, etc.) at Mastercard and Visa Plus ATMs US$1.00
Card Replacement P150.00
Foreign Currency Transaction Fee 1% Cross Border Fee and 1% Foreign Exchange Conversion Fee shall be applied on the converted amount based on the prevailing rate of Mastercard/Visa at the time of posting. The Foreign Exchange Conversion Fee is subject to change at the sole discretion of BDO.

*Effective June 1, 2021
 

Click here for the BDO Debit Card Terms and Conditions

For inquiries contact BDO Customer Services (632) 8631-8000

1-800-10-631800(PLDT Toll Free | 1-800-3-631800 (Digitel Toll Free)

Callcenter@bdo.com.ph

 

 

 

 

 

Deposits are insured by PDIC up to P500,000 per depositor.