Limits & Fees


Transaction Limits
Electronic Channel Transaction Limit***
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000
  • Maximum amount per single transaction:
    Php 25,000 for BDO ATMs
    Php 10,000 for other ATMs
  • Minimum amount per single transaction:
    Php 200
Point of Sale (POS) Purchase Transaction
  • PIN-based transaction per day:
    Php 100,000
Combined Tap and Signature Based Transaction
  • Maximum amount per day:
    Php 25,000
Online Transaction
  • You may set your desired limit via BDO Online Banking and theBDO Mobile Banking App.

    To adjust your limit:
  1. Log-in to your
    BDO Online Banking account
  2. Go to Security Management
  3. Click More Options
  4. Look for No PIN Purchase Limit and set a new amount
  5. Click Save then Submit
Transaction Fees***
BDO ATM Inquiry and Withdrawal FREE
Withdrawal Transaction at BancNet ATMs Php 11.00 / single transaction
Balance Inquiry at BancNet ATMs Php 2.00 / single transaction
Withdrawal at Mastercard and Visa Plus ATMs US$ 3.50 / single transaction
Balance Inquiry or Rejected Transactions (insufficient funds, wrong PIN, etc.) at Mastercard and Visa Plus ATMs US$ 1.00 / single transaction
POS Balance Inquiry and Purchase FREE
Foreign Exchange Conversion
Rate Fee**
Assessment fee of 1% plus service fee of 1% of the converted amount based on the prevailing foreign exchange rate of BDO at the time of transaction.

**For Mastercard and Visa Debit Cards only

***Subject to change


Click icon  for the BDO ATM Debit Card Terms and Conditions

For inquiries contact BDO Customer Services (632) 8631-8000

1-800-10-631800(PLDT Toll Free | 1-800-3-631800 (Digitel Toll Free)

Member: PDIC. Maximum deposit insurance for each depositor P500,000






Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000