Limits & Fees

Transaction Limits
Electronic Channel Transaction Limit***
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000
  • Maximum amount per single transaction: Php 10,000
  • Minimum amount per single transaction:
    Php 200
Point of Sale (POS) Purchase Transaction
  • PIN-based transaction per day:
    Php 100,000
Combined Online, Tap and Signature Based Transaction
  • Total maximum amount per day:
    Php 25,000
Transaction Fees***
BDO ATM Inquiry and Withdrawal FREE
Withdrawal Transaction at BancNet ATMs Php 11.00 / single transaction
Balance Inquiry at BancNet ATMs Php 2.00 / single transaction
Withdrawal at Mastercard and Visa Plus ATMs US$ 3.50 / single transaction
Balance Inquiry or Rejected Transactions (insufficient funds, wrong PIN, etc.) at Mastercard and Visa Plus ATMs US$ 1.00 / single transaction
POS Balance Inquiry and Purchase FREE
Foreign Exchange Conversion
Rate Fee**
Assessment fee of 1% plus service fee of 1% of the converted amount based on the prevailing foreign exchange rate of BDO at the time of transaction.

**For Mastercard and Visa Debit Cards only

***Subject to change


Click icon  for the BDO ATM Debit Card Terms and Conditions






Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000