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How to Open an Account

Open a BDO account without stepping into a branch


Now you can enjoy the features of a BDO Account and access it easily via Online Banking!


Instead of a branch visit, all you have to do is join a Zoom video call from the safety and comfort of your own home. Just choose any BDO branch as your home branch, where you'll pick up your BDO Debit Card, Passbook or Checkbook and make future transactions.


How to open an account online




NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.


Accepted IDs*

Philippine Government-issued

  • Passport
  • Unified Multi-purpose ID (UMID)
  • Driver's License issued by the Land Transportation Office (LTO)
  • Government Service and Insurance System (GSIS) e-Card
  • Tax Identification Number (TIN) ID
  • Philippine Identification System (PhilSys) ID
  • New Social Security System (SSS) ID
  • PhilHealth Card
  • Senior Citizen ID
  • Voter’s ID
  • Philippine Postal ID
  • Professional Regulations Commission (PRC) ID

Private and Foreign Government-issued

  • School ID (for minors)
  • Company ID 
  • Integrated Bar of the Philippines (IBP) ID
  • Foreign Passport (provide English translation and address in the Philippines)


*IDs must be original and within their period of validity



Available accounts

ATM Savings

Withdraw cash and pay bills free of charge in over 4,000 BDO ATMs nationwide.

Kabayan Savings

Para sa overseas Filipinos at beneficiaries, kayang kaya mag open ng account with zero maintaining balance. Php 100 lang and 1 valid ID.


Passbook Savings

Monitor your account easily with a passbook while it grows with a fixed interest.

Peso Checking

Make payments via checks while enjoying the convenience of Debit Card for your regular transactions. Available for existing BDO accountholders only.



Click here to know about Terms and Conditions Governing Deposit Accounts.


You may be asked to submit additional documents in compliance with bank regulatory requirements.


Deposits are insured by PDIC up to P500,000 per depositor.