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How to Open an Account

Open a BDO Online Savings Account without stepping into a branch

Now you can enjoy the features of a BDO Savings Account and access it easily via Digital Banking!

Instead of a branch visit, all you have to do is join a Zoom video call from the safety and comfort of your own home. Just choose any BDO branch as your home branch, where you'll pick up your BDO Debit Card and make future transactions.


Minimum Initial Deposit
PHP 2,000
Minimum MADB* Requirement
PHP 2,000
Minimum Balance to Earn Interest PHP 10,000
Gross Interest Rate per Annum 0.125%

*Monthly Average Daily Balance


Here’s how to open an Online Savings Account:





Basic debit cards can be picked up at any BDO branch on the same day that you receive an email confirmation that your account is opened.


Personalized debit cards can be picked up at your chosen BDO branch 3 to 5 banking days after you receive the email confirmation that your account is opened.


NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.



Accepted IDs*

  • Passport (in case of foreign passport, must have English characters/translations and the holder must have a residence address in the Philippines)
  • Driver's License issued by the Land Transportation Office (LTO)
  • Unified Multi-Purpose ID (UMID)
  • New Social Security System (SSS) ID
  • Professional Regulations Commission (PRC) ID
  • Philippine Postal ID

*IDs must be original and within their period of validity


Click here to know about Terms and Conditions Governing Deposit Accounts.


In adherence to the requirements of the Anti Money Laundering Council, BDO reserves the right to require the submission of additional document/s it may deem necessary.


Deposits are insured by PDIC up to P500,000 per depositor.