Institutional Trust

 

Do you belong to a non-profit organization with substantial funds that are pending any use? Are you connected with a school organization with excess funds that you are saving up for possible future expansion plans? Or perhaps your religious organization has excess funds that you want to be invested but you lack the capacity or time to manage such funds. 

In BDO Trust and Investments Group, we offer fund management service solutions for institutions, foundations and agencies to maximize the earnings of their funds. These funds may be pending any use in pursuance of its charitable, religious, educational, athletic, scientific, medical, cultural and other developmental projects or purposes, where no part of the earnings will inure to the benefit of the institution's directors, trustees or employees.

Client Suitability

This fund management service is ideal for schools, foundations and agencies with excess funds available for investment or other assets for administration. These organizations would want to maximize the earnings of their funds but lack the capacity or time to monitor such investments.

Product Features

Minimum Amount: PhP 1,000,000.00
Tax Status: Taxable unless the client has a Tax Exemption Certificate from the Bureau of Internal Revenue (BIR).
Reserve Requirement Subject to the Bangko Sentral ng Pilipinas (BSP) reserve requirement. This means that client funds can be fully invested in higher yielding outlets available in the market. 

 

Benefits to Clients

Professional Fund Management

When you invest with BDO Trust, you benefit from the expertise of seasoned investment professionals, all working together to deliver your investment goals and always keeping in mind your risk profile. These experts have the research capabilities, skills, knowledge, experience, as well as state-of-the art technology  that allow them to decide when and what securities to buy and sell in order to yield the best possible returns for your funds. 

Competitive Returns

Under an agency arrangement, your company funds are not subject to the usual reserve requirements. Thus, your money will be fully invested in outlets with higher yields compared to a regular savings account.  

Versatility and Diversification

An investor has the option to spread out inherent risks by spreading funds in different investment outlets available in the market. 

Safety of Investments

Investments go through an evaluation process by BDO-Trust's Investments Committee and approval by the Trust Committee before these are recommended to clients. Investment outlets include prime commercial papers, government securities and time deposits. 

Administrative Ease

BDO Trust provides financial statements, documentation and legal assistance, and representations with government agencies concerned.

  1. Account Opening Forms
    • Customer Account Record – Trust
    • Investor Profile Questionnaire (IPQ)
    • Client Investment Suitability (CIS)
    • Risk Disclosure Statement (RDS)
  2. Trust Agreement
  3. Investment Instruction Letter
  4. Supplemental Agreement (if any)
  5. BIR Tax-exemption Certificate (if applicable)
  6. Signature Cards
  7. Secretary’s Certificate of the Board Resolution on the following: Appointment of BDO as Trustee and Appointment of Authorized Signatories of the Trust Account.
  8. Photocopy of Articles of Incorporation and By-Laws.
  9. Photocopy of two (2) valid IDs for each signatory
  10. BIR Tax-exemption Certificate (if applicable)

 

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