About Us

 

Corporate Profile

BDO Leasing and Finance Inc. is a subsidiary of BDO Unibank and has an established track record of service and innovation in the leasing and finance industry. It is a recognized leader in the market it serves and this is further proven by its consistent excellent financial results, as well as, a continuously growing clientele base.

Capitalizing on BDO Unibank’s extensive market reach and its wide product range, the Company continued to be among the industry’s dominant players in terms of total assets, capitalization and profitability. Net Income reached P504M in 2014, while total loans and leasing portfolio levels reached PhP24.0 billion attributable to intensified marketing efforts and expedient but prudent loan underwriting. It has also positioned its branches in strategic locations to service growing needs of the country’s growth areas.

The Company also continued to have the highest approved ceiling for short term commercial papers (STCP) in the financing industry, particularly with the recent approval by the Securities and Exchange Commission to increase its STCP license to PhP25.0 billion. Further, the

Philippine Ratings Services Corp. (PhilRatings) maintained its PRS2 rating (rated above average) for the Company reflecting strong capability for payment of the commercial paper issue on both interest and principal.

The BDO brand not only strengthened the Company’s position in the industry but also revolutionized its capability to meet new sets of challenges and expectations.

 

Vision Statement

We shall be at the forefront of the leasing and financing industry in the Philippines and in the Asia Pacific Region. We shall have the most extensive market reach and shall be composed of highly trained, technically competent and upright professionals working as a team and contributing to the growth of the nation and the communities we serve. Recognizing that the customer is the focus of our activities, we shall lead the industry by providing modern and relevant financial services which exceed their expectations.

 

Mission Statement

We are in business for our customers, shareholders and employees. We shall deliver creatively innovative products and cross-sell the BDO Unibank Group’s services supported by procedures, systems and processes which will ensure utmost customer satisfaction. We shall recognize and reward excellence in our employees and shall provide an environment conducive to maximizing their potentials as we work cohesively as a team. We shall generate consistently high returns for our shareholders.

 

Board and Shareholder Matters

BDO Leasing and Finance, Inc. List of Directors and Corporate Officers As of April 22, 2015

Board of Directors

Chairperson Teresita T. Sy
Vice Chairman & President Roberto E. Lapid
Director Antonio N. Cotoco
Director Nestor V. Tan
Director Luis S. Reyes Jr.
Director Exequiel P. Villacorta Jr.
Director Jeci A. Lapus
Director Walter C. Wassmer
Independent Director Atty. Jesse H.T. Andres
Independent Director Ma. Leonora V. De Jesus
Independent Director Jesus G. Tirona
Adviser to the Board Atty. Edmundo L. Tan

 

Corporate Officers

Chairperson Teresita T. Sy
Vice Chairman & President Roberto E. Lapid
Corporate Secretary/Officer-In-Charge (for regulatory disclosure) Atty. Joseph Jason M. Natividad
Assistant Corporate Secretary /Officer-In-Charge(for regulatory disclosure) Atty. Angelita L. Ortega-Cortez
Corporate Information Officer Atty. Elmer B. Serrano
Treasurer Luis S. Reyes Jr.
Chief Risk & Compliance Officer Peter Blair S. Agustin

 

Ownership

 

Awards and Recognition

2013
Philratings assigned a PRS 2 rating to BDO Leasing and Finance, Inc's (BDOLF) P15.0 billion in Short Term Commercial Papers.

The ratings considers BDOLF's solid market position and business synergy with its parent company,Banco de Oro Unibank, Inc.(BDO); its expanding loan portfolio which offsets margin compression;improved asset quality; and sufficient capitalization.

2012
Philratings assigned a PRS 2 minus rating to BDO Leasing and Finance, Inc's (BDOLF) P15.0 billion in Short Term Commercial Papers. The ratings considers BDOLF's solid market position and business synergy with its parent company, Banco de Oro Unibank, Inc.(BDO); its expanding loan portfolio which offsets margin compression; improved asset quality; and sufficient capitalization.

2011
BDO Leasing was approved by the SEC to increase its Short Term Commercial Papers (STCPs) license to P15.0 billion from P12.0 billio. Philratings assigned a PRS 2 minus rating to BDO Leasing and Finance, Inc.'s (BDOLF) P15.0 billion in proposed STCPs. The rating is defined as above average (strong) capability for payment of commercial paper issue on both interest and principal. The rating considers BDOLF's solid market position and business synergy with its parent company, Banco de Oro Unibank, Inc.(BDO); its strengthening and expanding loan portfolio which offsets margin compression; improved asset quality; and sufficient capitalization.

2010
BDO Leasing was approved by the SEC to increase its Short-Term Commercial Papers (STCPs) license to P12.0 billion from P8.0 billion. The Philratings has assigned an issue rating of PRS 2 minus to BDO Leasing's P12.0 billion STCPs. The rating considers BDOLF's solid market position and business synergy with parent company, Banco de Oro Unibank, Inc.(BDO), sufficient capitalization; benign inflationary pressure which limits interest risks; tempered profitability with margin compression and improved asset quality.

2009
Philratings assigned a PRS 2 minus rating to BDO Leasing's proposed P8.0 billion Short-Term Commercial Papers (STCPs). The rating means that BDO Leasing has above average (strong) capability of payment of the commercial paper on both interest and principal. The rating reflects BDO Leasing's solid market position, sound capitalization, continuing benefits from its synergy with parent company Banco De Oro Unibank (BDO), relatively positive industry prospects, moderated profitability, as well as asset management and quality challenges.

2008
Philratings assigned a PRS 2 Plus rating to BDO Leasing's proposed P4 Billion short-term commercial papers (STCPs). The rating means BDO Leasing has above average (strong) capability for payment of the commercial paper issue on both interest and principal. This reflects BDO Leasing's solid market position, sound capitalization, synergies with its parent company (Banco De Oro Unibank, Inc.), and sustained albeit tempered profitability.

2006
BDO Leasing was approved by the SEC to increase its Short -Term Commercial Papers (STCP) license to P2.0Billion from P1.25Billion. The Philippine Ratings Services Corp. (Philratings) maintained a "Best Grade" rating of PRS1 for this STCP issuance. This represents the strongest capability for timely payment of both principal and interest. The continuous high rating awarded both by the Securities and Exchange Commission (SEC) and Philratings is an affirmation of the consistency in the way BDO Leasing managed its business even through challenging times. It is also an expression of confidence in the company's commitment in fulfilling its long-term vision and aspirations.

2005
BDO Leasing was cited by the BSP's Anti-Money Laundering Council (AMLC) for being compliant in its reportorial requirements since its inception in March 2003.

2004
BDO Leasing received a PRS 1 credit rating from Philippine Rating Services Corp (philratings) for its proposed P5 Million short-term commercial paper. This rating represents the "Best Grade" and the strongest capability for the timely payment of the STCP issue for both principal and interest.

1997
BDO Leasing earned a Polaris Award by Credit Information Bureau, Inc. (CIBI) for having consistently obtained a high credit rating for its Short-term Commercial Paper (STCP) issuance annually since 1985.

1994
BDO Leasing became the country's largest financing industry as Gross Income expanded to P592Million with Net Income at P142 Million, Equity at P479Million and Total assets placed at P2.5Billion

The company was adjudged as the "Most Outstanding Newly Accredited Financial Institution" by the Guarantee Fund for Small and Medium Enterprise (GFSME)