BDO PERA Short Term Fund
Ideal for your retirement fund
Why get invested
PERA (Personal Equity and Retirement Account) is a long-term and voluntary retirement program that aims to help Filipinos save and invest for a more comfortable retirement. One of its best features is the different and unique tax benefits that are not normally available in other investment programs.
You can enjoy the full benefits of PERA when you reach 55 years of age and have made at least five (5) years of contribution.
The PERA Short Term Fund is ideal for those who are nearing their retirement age as it aims for capital preservation and income, as it invests in low risk investments.
The PERA Short Term Fund is available to participants who are (a) individuals; (b) have legal capacity to contract; (c) who have a Philippine Tax Identification Number (TIN); and (d) whose funds are in a PERA. The Fund is suitable for Participants with at least a conservative risk profile. It is recommended that participants remain invested in the Fund for at least six (6) months to maximize their earning potential.
Open a PERA account online or in any BDO branch today.
Fund Facts
| Fund Type | Money Market Fund |
| Minimum Investment | PHP 1,000 |
| Minimum Additional/Maintaining Participation | PHP 1,000 |
| Dealing Period |
Up to 12:00 n.n. of any banking day |
| Minimum Holding Period | 30 calendar days |
| Early Redemption Fee | 0.50% of original participation amount |
| Settlement Period | One (1) banking day after notice of redemption is received |
| Management Fee | 0.50% p.a. |
|
Inception Date
|
June 27, 2017 |
| Benchmark | 91-day Treasury Bills |
| NAVPU Availability | Every trading day at 7:30 p.m. |
| Custodian | Standard Chartered Bank, Citibank |
| External Auditor | Punongbayan & Araullo |
| Bloomberg Ticker | BDOPSTF PM |
