Home Loan
• At least 21 years old but not exceeding 70 years old at the
end of the loan term
• Filipino Citizens or Foreign Nationals
• Minimum gross income of P50,000/month or its equivalent in
US Dollars
• With stable source of income from employment or business
Locally Employed | Self-Employed | Employed Abroad |
At least 2 years with current company |
At least 2 consecutive profitable years of operation |
• 2 to 3 years consecutive employment • Assignment of Beneficiary as Loan Administrator if not in the Philippines at the time of application. |
• Basic Documents
• Completely filled-out application form
• Photocopy of one (1) valid ID matching application
details
Acceptable IDs: Passport, Driver’s License, SSS, PRC,
OWWA ID, OFW ID, Seaman’s Book
• Marriage contract, if applicable
• Income Documents
Locally Employed | Self-Employed | Employed Abroad |
• Latest Income Tax Return or BIR Form 2316 |
• Photocopy of Audited Financial Statements for the last two (2) years with latest ITR • Bank Statements or Photocopy of Passbook for the last six (6) months • Certificate of Business Registration from DTI or SEC, Articles of Partnership or Articles of Incorporation (whichever is applicable) • Business Background or Company Profile |
Any of the following: |
If with Additional Source of Income from Rental of Property/ies • Lease Contract |
• List of acceptable Visas for Foreign Nationals
(for submission, whichever is applicable). Click here.
• Collateral Documents
• Photocopy of Title
• Lot Plan with Vicinity Map
• Photocopy of Tax Declaration
Additional Documents
For Construction Loan*
• Building / Floor Plan of proposed improvement
• Bill of materials
• Building Specification of proposed finishes
*All documents must be certified by an Architect or Civil Engineer
For Refinancing / Loan Take Out
• Statement of Account from current bank and
official receipts for the last three (3) months
Submit through any of the following channels:
• BDO Home Loan Provincial Business Centers
• More than 1,000 BDO Branches Nationwide