Home Loan

Overview Interest Rate Application Requirements FAQs Videos Loan Calculator Home Finder Loan Services

Step 1: Check Your Qualifications

• At least 21 years old but not exceeding 70 years old at the
end of the loan term

• Filipino Citizens or Foreign Nationals

• Minimum gross income of P50,000/month or its equivalent in
US Dollars

• With stable source of income from employment or business

Locally Employed

Self-Employed

Employed Abroad

At least 2 years with current company

At least 2 consecutive profitable years of operation

• 2 to 3 years consecutive employment

• Assignment of Beneficiary as Loan Administrator if not in the Philippines at the time of application.

Step 2: Prepare The Requirements

• Basic Documents

• Completely filled-out application form

• Photocopy of one (1) valid ID matching application
details

Acceptable IDs: Passport, Driver’s License, SSS, PRC,
OWWA ID, OFW ID, Seaman’s Book

• Marriage contract, if applicable

• Income Documents

Locally Employed

Self-Employed

Employed Abroad

• Latest Income Tax Return or BIR Form 2316

• Latest three (3) months payslip

• Certificate of Employment with Income (COEI)

• Photocopy of Audited Financial Statements for the last two (2) years with latest ITR

• Bank Statements or Photocopy of Passbook for the last six (6) months

• Certificate of Business Registration from DTI or SEC, Articles of Partnership or Articles of Incorporation (whichever is applicable)

• Business Background or Company Profile

Any of the following:

• Proof of Remittance for the last 3 months

• Latest Crew Contract, if sea based

• Consularized Certificate of Employment with Income (COEI) or latest three (3) months payslips

If with Additional Source of Income from Rental of Property/ies

• Lease Contract
• Photocopy of Title

• List of acceptable Visas for Foreign Nationals
(for submission, whichever is applicable). Click here.

• Collateral Documents

• Photocopy of Title
• Lot Plan with Vicinity Map
• Photocopy of Tax Declaration

Additional Documents

For Construction Loan*

• Building / Floor Plan of proposed improvement
• Bill of materials
• Building Specification of proposed finishes

*All documents must be certified by an Architect or Civil Engineer

For Refinancing / Loan Take Out

• Statement of Account from current bank and
official receipts for the last three (3) months

Step 3: Submit Application Form and Requirements

Submit through any of the following channels:

• Apply Online

• BDO Home Loan Provincial Business Centers

• More than 1,000 BDO Branches Nationwide

Click here for the printable version of the complete list of requirements.

You are inquiring about Home Loan

Please fill in the fields below and an Account Officer will get in touch with you. All fields are mandatory.

To know more about Home Loan or to apply for a loan online, you may click the corresponding button at the bottom of the page.

Name *

First Name

Middle Name

Last Name

Birthdate

Month

Day

Year

Mobile No. *

Prefix No

Mobile No.

Residence Tel No. Email Address*

Area Code

Telephone No.

Im Inquiring from: *

Complete Address *

Number (#)

Street

Subdivision / Barangay

Province

Municipality / City

Loan Amount (your loan should be at least 500,000) *

Loan Purpose *

Employment Type *

For fields that do not apply, please indicate NA
* Indicates required fields

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