Promo Mechanics:
 

1. The Pamaskong Handog Promo (“Promotion”) is open to Overseas Filipino Workers (OFWs) and their beneficiaries who apply for a BDO Auto Loan from December 1 to 31, 2025 (“Promo Period”) through any BDO Branch or online via www.bdo.com.ph.
   
   
2. To qualify for the promo offer, the Auto Loan application must be approved and booked no later than February 28, 2026 (“Promo Availment Period”). Qualified clients will enjoy the following benefits:
   • Rebate of up to P30,000
   • Low interest rate

Note: All Auto Loan Applications availing of All-In Financing (a financing option inclusive of loan related fees) are not eligible for low interest rate and rebate offers.

3. To be eligible for the Promotion, all the following conditions must be met:
   • The BDO Auto Loan application is for a brand new car and for private use only
   • Loan Term should at least be 36 months
   • Loan Amount availed should at least be P600,000
   • Client applying is an OFW or their Beneficiary
      
4. Rebate
   Qualified clients will receive rebate on loan related fees based on the approved loan amount, as follows:
   
   

   ​Loan Amount		​Rebate Amount ​
   P600,000	P999,999	P5,000
   P1,000,000	P1,499,999	P10,000
   P1,500,000	P1,999,999	P15,000
   P2,000,000	P2,999,999	P20,000
   P3,000,000 and above		P30,000

5. Qualified clients must first pay their Loan Related fees through a BDO Branch. The rebate amount will then be credited to the client’s nominated BDO Checking or Savings Account.

6. Low Rates and fast loan processing
   Clients will be provided an interest rate lower than the published BDO Auto Loan rate by a Sales Account Officer. Conditional loan approval may be given within 1 banking day, subject to document completeness and verification.
   
   General

7. All applications under this Promotion will undergo BDO’s standard evaluation and approval process and are subject to completion of required loan documents.
   
   
8. The offer cannot be availed in conjunction with other BDO Auto Loan promotions and/or offers. In case of dispute, BDO’s decision shall be final in concurrence with DTI. These terms and conditions are subject to applicable laws, government directives and regulations. The promotion is void where prohibited or restricted by law.
    

Per DTI Fair Trade Permit No. FTEB – 242773, Series of 2025