Step 1: Check Your Qualifications

• At least 21 years old but not exceeding 70 years old at the end of
  the loan term

• Filipino citizen or foreigners residing in the Philippines for at
  least 2 years

• Minimum gross family income of P50,000/month

• With stable source of income from employment or business

Locally Employed Self-Employed Employed Abroad

at least 2 years with current company

at least 2 consecutive profitable years of operation 2-3 years employment

 

Step 2: Prepare The Documents

Basic Document

• Completely filled out application form

 

Identification Documents

• Photocopy of one (1) valid ID matching application details
  (e.g. Passport, Driver’s License, SSS, PRC, OWWA ID,
  OFW ID, Seaman’s Book)

• For Foreigners, Alien Certificate of Registration with
  Work Permit

 

Income Documents:

Locally Employed Self-Employed Employed Abroad

Any of the following:

• Latest Income Tax
  Return or BIR Form
  2316 or latest
  payslip

• Certificate of
  Employment with
  Salary

• Additional for
  Foreigners, current
  employment
  contract

• Photocopy of
  Audited Financial
  Statements for the
  last 2 years with
  latest ITR

• Bank Statements
  or Photocopy of
  Passbook for the
  last 3 months

• Certificate of
  Business
  Registration

Any of the following:

• Proof of
  Remittance for the
  last 3 months

• Latest Crew
  Contract, if sea
  based

• Consularized
  Certificate of
  Employment with
  Income (COEI) or
  latest three (3)
  months payslips

 

Step 3: Submit Your Application Form and Requirements

Submit through any of the following channels:

• Apply Online

• More than 1,200 BDO Branches

• BDO Auto Loan Provincial Business Centers

 

Click here for the printable version of the complete list of requirements.

Apply Now

Apply Online

 

For Inquiries

Provide contact details

Call BDO Customer Center at 631-8000 Text BDOLOANS to 2256