
With the American Express® Platinum Credit Card in your hands, you can enjoy the best in travel, fashion, art, dining and entertainment here and around the globe.
Wait in comfort and style whenever you travel abroad.
Simply present your American Express Platinum Credit Card for you and a guest to gain access to Marhaba Lounge (previously Skyview Lounge) at NAIA Terminal 3.
Membership Rewards®
- Earn 1 Membership Rewards® point for every PHP 45 / USD 1 spend. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
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You are automatically enrolled under the Frequent Traveler Option which lets you convert your Membership Rewards® points into air miles with any of the Frequent Flyer Program partners or hotel loyalty points for complimentary stays with any of the Frequent Guest Program partners.
Click here to learn more about the Membership Rewards® Program and to view the Incentivo Catalogue.
World-class service around the clock.
Our Concierge is at your service, whatever you need, wherever you may be.
Please check the Terms and Conditions for more details.
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
Enjoy payment flexibility of having a Peso and Dollar currency in one Card through the Dual Currency Billing Feature, where you have the option for your local transactions to be billed in Peso and international transactions, whether online or overseas spend, to be billed in US dollars. Enrollment is required to avail of this feature. Just call the 24/7 Customer Service Hotline at (02) 8631-8000
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Travel Accident and Dismemberment Insurance with coverage of up to P20 Million
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Travel Inconvenience Protection with coverage of up to P200,000
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Trip Cancellation and Curtailment up to P200,000
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Accident Medical Expense with coverage of up to P1.5 Million
Enjoy exclusive access to a complimentary lifestyle concierge that provides personalized assistance to make life easier.
From everyday requests such as booking a personal trainer, arranging reservations with hotels or restaurants, to scheduling medical consultations, and even sourcing for a must-have item exclusively sold in Italy.
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Buy Now, Pay Later
Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.Buy Now, Pay Later Program is available on:
- Zero Percent (0%) Interest**
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Easy and affordable monthly add-on rates
Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers.
* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering
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Balance Transfer
Transfer your other card balances to your BDO-issued American Express Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer. -
Cash-It-Easy
Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you. -
Purchase Convert
You can convert recent single-receipt purchases of at least P5,000 to installment using your BDO-issued American Express Card. To avail, call (02) 8631-8000.
Bills Payment
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Charge on Demand
Don’t worry about your bills when going out of town or vacation. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utility bills on a per need basis. Simply log on to www.bdo.com.ph or call 8631-8000. -
Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
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BDO Branch Counters – cash or check payments are accepted at any branch
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BDO Online Banking* – transact anytime, anywhere in the world, through www.bdo.com.ph
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BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
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SM Bills Payment Counters – pay for your Card through SM Bills Payment.
*Enrolment of your BDO account is required to avail of this payment facility.
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Secure and rewarding online shopping via BDO American Express® Virtual Card
The Virtual Card is a companion card designed exclusively for online purchases. It is linked to your Basic Credit Card and has a different card number to protect your account information when you shop online. Plus, you can set up a separate spend limit for your online transactions and earn the same spend-to-point value as your Basic Credit Card. Click here to apply. -
Lighter via Online Installment
EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via www.bdo.com.ph/EPConvert; further, enjoy scheduled Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites. -
More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your Card at partner websites.
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Secure and rewarding online shopping via BDO American Express® Virtual Card
The Virtual Card is a companion card designed exclusively for online purchases. It is linked to your Basic Credit Card and has a different card number to protect your account information when you shop online. Plus, you can set up a separate spend limit for your online transactions and earn the same spend-to-point value as your Basic Credit Card. Click here to apply. -
Lighter via Online Installment
EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via www.bdo.com.ph/EPConvert; further, enjoy scheduled Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites. -
More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
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Charge on Demand
Don’t worry about your bills when going out of town or vacation. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utility bills on a per need basis. Simply log on to www.bdo.com.ph or call 81-417. -
Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
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BDO Branch Counters – cash or check payments are accepted at any branch
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BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
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BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 631-8000.
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SM Bills Payment Counters – pay for your Card through SM Bills Payment.
*Enrolment of your BDO account is required to avail of this payment facility.
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You must be aged 21-70 years old.
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You must have a minimum income of Php1,800,000 per annum.
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You must be a Philippine Resident or Filipino Citizen.
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You must have at least one landline phone.
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Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
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Front of existing credit card
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Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
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Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
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Proof of Incomea. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
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Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
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Photocopy of latest full month payslip
b. For Self-Employed (Required):-
Photocopy of Registration of Business Name
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For Single Proprietorship issued by DTI
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For Partnership/Corporation issued by SEC
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Photocopy of latest ITR and W4 with BIR/Bank Stamp
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Audited Financial Statements for the last 2 years; OR
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Bank Statements for the last 3 months
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Proof of Identification(Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
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Copy of Employment Contract or Certificate of Employment
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Letter from Embassy (if Embassy Official)
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Submit photocopy of ANY ONE of the following:
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Valid Passport with Resident Visa
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Work Permit and Valid Visa
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Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
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ACR or ICR or ACR-1
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Basic Membership Fee (First year is free)P5,000/year
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Supplementary Membership Fee (1st 5 Free for life)P2,500/year
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Finance Charge2%
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Terms and conditions apply.