ATM Savings

A convenient way to save and access your money.

BDO ATM Savings Account offers the simplicity and convenience you need every single day. Enjoy the convenience of withdrawing cash and paying bills via ATMs, cashless shopping and dining, and secured fund transfer using BDO Online Banking facility.

 

FEATURES
Minimum Initial Deposit Php 2,000.00
Minimum MADB Requirement (1) Php 2,000.00
Minimum Balance to Earn Interest Php 5,000.00
Gross Interest Rate Per Annum  0.25%

(1) MADB - Monthly Average Daily Balance

 

 

FEATURES
Account Closure (2) Php 300.00
Falling Below Minimum Balance (3) Php 300.00
Account Dormancy (4) Php 30.00 (4)
Withholding Tax for Interest Earned 20%

(2) Account Closure Fee will be collected if account is closed within 30 days from account opening.
(3) Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two consecutive months.
(4) Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB.

  • A savings account is dormant if it has no client-initiated activity for two (2) years.
  • Collection will start five (5) years after the last client-initiated activity date.
  • The revised collection and dormancy fee is effective April 25, 2017.

How to Open an Account

Opening a deposit account with BDO is easy and stress free.

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BDO EMV Debit Card

The BDO EMV Debit Card is the perfect banking companion wherever you go.

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How to Enroll in Online Banking

Enroll in Online Banking in 3 easy steps.
 

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Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.