Checking Account
BDO has a range of Peso Checking Accounts to suit your needs.
Settling your financial obligations can be simple and effortless with BDO. Our Checking Account gives you the convenience of disbursing funds through issuance of checks while easily monitoring your transactions through Electronic Statement of Account (eSOA) or a passbook. With this account, you can manage your money and achieve financial milestones.
Peso Checking Account
Smart Checking
A Checking Account that earns fixed interest and enjoy the convenience of BDO EMV Debit Card
| Product | Minimum Initial Deposit |
Minimum MADB Requirement (1) |
Minimum Balance to Earn Interest |
|---|---|---|---|
| Peso Checking | Php 5,000.00 | Php 5,000.00 | na |
|
Smart Checking (Statement) |
Php 15,000.00 Php 25,000.00 |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
|
Smart Checking (Passbook) |
Php 25,000.00 Php 50,000.00 |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
(1)MADB – Monthly Average Daily Balance
A more detailed product listing is available in all BDO branches.
BDO EMV Debit Card
The BDO EMV Debit Card is the perfect banking companion wherever you go.
Opening a BDO Account is easy!
| Accepted IDs for Account Opening |
|
One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors). Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.
Click here to know about Terms and Conditions Governing Deposit Accounts.
You may be asked to submit additional documents in compliance with bank regulatory requirements.
Deposits are insured by PDIC up to P500,000 per depositor.