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Checking Account
BDO has a range of Peso Checking Accounts to suit your needs.
Settling your financial obligations can be simple and effortless with BDO. Our Checking Account gives you the convenience of disbursing funds through issuance of checks while easily monitoring your transactions through Electronic Statement of Account (eSOA) or a passbook. With this account, you can manage your money and achieve financial milestones.
Peso Checking Account
Peso Checking
Secure your payments via cheque and enjoy the convenience of BDO EMV Debit Card
Smart Checking
A Checking Account that earns fixed interest and enjoy the convenience of BDO EMV Debit Card
| Product | Minimum Initial Deposit |
Minimum MADB Requirement (1) |
Minimum Balance to Earn Interest |
|---|---|---|---|
| Peso Checking | Php 5,000.00 | Php 5,000.00 | na |
|
Smart Checking (Statement) |
Php 15,000.00 Php 25,000.00 |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
|
Smart Checking (Passbook) |
Php 25,000.00 Php 50,000.00 |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
(1)MADB – Monthly Average Daily Balance
A more detailed product listing is available in all BDO branches.
BDO EMV Debit Card
The BDO EMV Debit Card is the perfect banking companion wherever you go.
Opening a BDO Account is easy!
| Accepted IDs* | |
|
• Passport (in case of foreign passport, must have English characters/translations and the holder must have a residence address in the Philippines) • Philippine Postal ID • Tax Identification Number ID • New Social Security System (SSS) ID • Government Service and Insurance System (GSIS) e-Card • PhilHealth Card |
• Driver's License issued by the Land Transportation Office (LTO) • Senior Citizen ID • Voter's ID • Integrated Bar of the Philippines (IBP) ID • School ID (for minors) • Professional Regulations Commission (PRC) ID
|
*IDs must be original and within their period of validity
Click here to know about Terms and Conditions Governing Deposit Accounts.
In adherence to the requirements of the Anti Money Laundering Council, BDO reserves the right to require the submission of additional document/s it may deem necessary.
Deposits are insured by PDIC up to P500,000 per depositor.