Dollar Corporate Trust Account


Maximize the earnings potential of your dollar funds through our US Dollar-denominated Trust Account. Investing has been made easy and convenient for you. You can choose from among many investment outlets offered daily. Investments can be in the form of government securities, prime loan papers or time deposits providing you flexibility and competitive returns in managing your dollar investment funds.

Client Suitability

The US Dollar Trust Account is best suited for corporations and institutions with US Dollar funds for investment and would want to gain access to international investing. They may not have the time to manage their own funds or have limited investment options known to them.

Product Features

Currency: US Dollars (US$)
Minimum Amount: US$ 20,000.00
Minimum Additional: US$ 20,000.00
Maintaining Balance: US$ 20,000.00
Term of Investment/s: Based on term of the investment outlet/underlying security
Fee Rate: 0.25% p.a. (based on gross interest rate)
Eligibility: Corporations and Institutions, except those specifically disallowed by law
Interest Rate: Prevailing market rate of available investment outlet 
Trading Period: 12:00 noon
Taxation: In accordance with the provisions of Republic Act No. 10963, otherwise known as the Tax Reform for Acceleration and Inclusion (TRAIN) Act, effective 1 January 2018, interest income  from foreign currency-denominated time deposits are subject to a final tax rate of 15% of such interest income.
Allowable Investments: ROP Bonds, investment-grade corporate bonds, supra-national bonds, US$ time deposits and other fixed income instruments approved by the BSP and the BDO Trust Committee for trust arrangements
Withdrawal of Principal On a per Disclosure Statement basis, subject to prevailing market prices


Benefits to Client

Professional Fund Management

When you invest with BDO Trust, you benefit from the expertise of seasoned investment professionals, all working together to deliver your investment goals and always keeping in mind your risk profile. These experts have the research capabilities, skills, knowledge, experience, as well as state-of-the-art technology  that allow them to decide when and what securities to buy and sell in order to yield the best possible returns for your funds.

Customized Portfolio

With a minimum investment of US$ 20,000.00, our seasoned fund managers can create an investment portfolio of securities fitted to your investment objectives, risk appetite and investment outlook. The end goal is to provide you with superior returns, taking into account your risk-reward profile.

Diversification and Flexibility of Investments

Your funds can be invested in your choice of one or several investment outlets. You also have the option to withdraw the income earned from your investments, regularly or upon your request.

Competitive Returns  

You have the discretion to invest your funds in specific instruments giving you more flexibility. Moreover, your funds are not subject to reserve requirements thus allowing full investment of your fund for maximum earnings.

Administrative Ease

BDO Trust provides financial statements, documentation and legal assistance, and representations with government agencies concerned.

  1. Account Opening Kit
    • Customer Account Record – Trust
    • Investor Profile Questionnaire (IPQ)
    • Client Investment Suitability (CIS)
    • Risk Disclosure Statement (RDS)
    • Signature Card
  2. Trust Agreement
  3. Investment Instruction Letter
  4. Supplemental Agreement (if any)
  5. Standard account opening requirements and procedures
    • Photocopy of 2 valid IDs
    • 2 Sets of Signature cards
    • For corporations and institutions:
      • Secretary’s Certificate of the Board Resolution on the following: Appointment of BDO as Trustee and Appointment of Authorized Signatories of the Trust Account.
      • Photocopy of Articles of Incorporation and By-Laws

Protect your greatest asset by partnering with the market leader

Your employees are your company’s most valuable asset. It is only right to take care of them, and to empower them to build a good life after retirement.


However, establishing a corporate retirement program can seem overwhelming. That’s where the BDO Trust and Investments Group (BDO Trust) can help you. Armed with unparalleled experience in this field, we will find ways to develop the right retirement program that addresses your company’s unique needs.


If you want to learn more, please leave your details below. A BDO Trust Account Officer will reach out to you soon.


Personal Details:

11 digit mobile no.
Enter the characters shown in the image.