BDO Online Account Opening is BDO’s new web facility that allows you to do account opening via the Internet using your desktop, tablet or even mobile phone – anytime, anywhere!

  • Save on time - no need to fill-up application forms in the branch
  • Easy processing – automatically comes with BDO Online Banking for hassle-free transactions
  • Come at your convenience - schedule your branch visit whenever it suits you

Applicants must also be eligible to open accounts, be of age of majority, and have the required documents for account opening



Step 1. If you are a new to BDO or not an existing BDO client, in your mobile/tablet/desktop to and select ‘Start Now’ or ‘Online Application’.  Alternatively go to the official website and visit the page (under the left menu->eBanking->BDO Online Account Opening)

If you are already an existing BDO client, you may skip this process and go directly to your BDO branch.

Step 2. Read and accept Terms and Condition. You can save a copy of the Terms and Condition by clicking “Print”.

Step 3. Select your current location.

Step 4. Select your preferred BDO branch in the Philippines You may do this by clicking “Select BDO branch Near Me” or selecting from the drop down list. This is the BDO branch where you will go personally and present the account opening requirements. Hence, it is advisable to select a BDO branch that is convenient to your current home/business/work location.

Step 5. Accomplish the application form. Mandatory fields are marked with asterisk (*).

Step 6 (optional). You can attach an image of your valid ID from your computer or by taking a picture using your device camera. Ensure that your camera is at the required setting since the maximum accepted file size is only 2MB.

Step 7. Nominate a new BDO Online Banking user name, Password, Challenge Question and Answer. Please remember these information as they will be used upon account creation and Online Banking Log-in. 

User ID should be 7-15 alphanumeric characters.  Password should be:

  • 7 – 20 characters
  • Must not be same as user ID
  • Must contain uppercase, lowercase, number and special characters. Special characters such as {!#$%^&’;”} are not allowed.
  • Must not contain consecutive characters (example: abc, 678)

Step 8. Review application form. If you need to correct some details, you may go back to the previous page by clicking the number on the progress bar. Note that doing this requires that you must re-encode the Online Banking details once you reach the Online Banking Enrollment tab.

Step 9. Scroll down below to the Branch Appointment section. You must select the date and time you are available to go to your selected branch. Refer to the list of branches and their available time and days.

Step 10. Click submit. You will receive an email notification containing the application reference number and branch appointment details.

Step 11. Visit your BDO branch on your scheduled date and time. Proceed to the account opening section and present the reference and valid ID. An authorized BDO personnel will evaluate your application based on existing account opening policies of BDO.

Step 12. Once your application has been approved, you may log-in in BDO Online Banking the next banking day.

BDO Online Banking is banking through the convenience and privacy of any Internet-enabled device. You can do secure banking transactions anywhere in the world anytime, all the time.

With BDO Online Banking, you can do the following:

  • Access your accounts 24/7
  • Check your account balances and transactions for the past 3 months
  • Transfer money (Fund Transfer) to any enrolled BDO account
  • Pay your bills
  • Buy a load for SMART, Talk ‘N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phones
  • Reload BDO Cash Cards
  • Order more checkbooks
  • Perform Stop Payment on issued checks
  • Send money (Wire Transfer) to local or international banks through telegraphic transfer

To know more about BDO online banking, go to

This means that BDO Online Banking may be undergoing maintenance and cannot accept enrollment requests at the moment. You may either proceed with the application submission without the Online Banking Enrollment or you may try again later. Ensure that you save your draft application reference number and retrieve it within seven (7) calendar days of application date.

To ensure quality of service, we’ve allocated selected, blocked off slots for your branch visit.Please pick the next convenient time and date for your branch visit.Do drop by again – we’ll be expanding the scope of service to add more blocked of time and dates that’ll fit your schedule.

When you finish at least the Personal details tab, BDO Online Account Opening automatically saves an application. Take note of the draft reference number shown on the screen and use this to retrieve your application in this link:

You can also click Continue Draft button in the Online Account Opening Homepage.

This partially saved form is stored in the system for seven (7) calendar day only. Beyond that, all info you have provided will be deleted and you will have to create a new application.

Go to the link or click the "Continue Draft" button and input the draft reference number. Input your birthday and the CAPTCHA. If it prompts invalid, please check if you have entered correct information and retry. Also, please check if current date is not more than seven (7) calendar days from application date.

You can still drop by at any of the BDO Online Account Opening branches to continue with your process; however, as that time and date slot is occupied, there is no guarantee that you can be accommodated.Alternatively, you can also re-apply in the BDO Online Account Opening for a fresh schedule.

If you have just received the email and have just opened your BDO Anywhere account, you may try to log-in after the next banking day. Ensure that you input the correct user ID and Password. If you still cannot log-in, please contact BDO Customer Contact Center.

There is a userID and password retrieval process in Online Banking – please follow the easy to do steps in order to go into Online Banking.If you still cannot log-in, please contact BDO Customer Contact Center to ask for assistance

On the BDO Online Account Opening Homepage, click "Contact Us"

Internet connection is required to access BDO Online Account Opening. It is compatible to Android and iOS mobile and tablet devices and desktops using IE 11, Mozilla Firefox or Google Chrome browsers.

1.   To ensure that you alone are able to access and give instructions on your Eligible Accounts using the Service, you must adopt and at all times maintain the succeeding security procedures.

2.    To enable you to use the Service, you will have to have access to an updated online browser/application (app) with proper and secure internet connection

3    You are responsible for the information you enter into the BDO Online Account Opening

4.   You must not allow anyone else to operate the Service on your behalf.

5.   You must not leave your System unattended while you are using the Service. This applies whether your System is a device sourced independently or one provided by the Bank in any of our branches to access the Service. If you access the Service from a device in one of our branches, you are responsible for ensuring that you have successfully logged out before leaving the branch.

6.   You agree to comply with all other requirements designed to secure your use of the Service, as set out in the FAQs or notified by us in any other manner.

Yes. BDO Online Account Opening uses the ff cookies:

  • Transient (or per-session) cookies:  for performance and determining browser capabilities.
  • Persistent cookies:  for recording user preferences such as language settings, cookie usage agreement.


You may notice that upon your initial access, you will be asked to agree to the cookies privacy found in this link. Not agreeing might have impact on the full user experience of the website.

Items with asterisk (*) are considered mandatory and should be supplied with an information. The rest of the items are optional.