Virtual Card Cross Sell Program

Apply for BDO Virtual Card and get P200 cash credit. Simply spend at least P500 upon approval to avail.


Promo Period
April 1 to December 31, 2022


Qualified Cards
SELECT Standard Mastercard, Gold Mastercard, Titanium Mastercard, Platinum Mastercard, Visa Classic, Visa Gold, Visa Platinum, Blue from American Express, American Express Cashback, American Express Platinum Credit Card.





Promo Mechanics

  1. The P200 cash credit promo (the “Promo”) is open to targeted Principal Credit Cardholders (“Qualified Cardholders”) of MasterCard and Visa whose accounts are current and active, and who will receive the promo advisory from BDO via SMS/Viber and/or call-out. Qualified BDO cards are Standard MasterCard, Gold MasterCard, Titanium MasterCard, Platinum MasterCard, Visa Classic, Visa Gold, Visa Platinum, Blue from American Express, American Express Cashback, American Express Platinum Credit Card.

  2. Promo period will run from April 1 to December 31, 2022.

  3. To be eligible for the promo, the Cardholder must have met the following requirements:

    1. The cardholder should have received the promo advisory from BDO via SMS/Viber and/or a call received from BDO Telesales.

    2. Virtual card application is approved within the Promo Period.

    3. Qualified cardholder spent at least P500 (single-spend) using the newly approved Virtual card within the spend period:

      Card Issuance Spend Period
      April 2022 Until June 30, 2022
      May 2022 Until July 31, 2022
      June 2022 Until August 31, 2022
      July 2022 Until September 30, 2021
      August 2022 Until October 31, 2022
      September 2022 Until November 30, 2022
      October 2022 Until December 31, 2022
      November 2022 Until January 31, 2023
      December 2022

      Until February 28, 2023


  1. All local and overseas online purchases are qualified EXCEPT for the following:

    1. Local / International Cash Advances made via ATM or over-the-counter;

    2. Any type of Bills Payment (Auto-charge, Charge-On-Demand, Utility/Recurring Bills, Loan Payments, etc.)

    3. Transactions from casinos or from merchants engaged in gambling.

    4. Transactions from stock trading, FOREX trading, financial trading services, remittance, and the like.

    5. BDO Internal Installment Programs such as Balance Transfer, Easy Pay Cash, and Cash-It-Easy

    6. All other non-earning points transactions

  2. The P200 cash credit shall automatically be credited to the qualified Cardholder’s credit card account within 60 days from the billing statement of the qualifying purchase of cardholder.

  3. The cash credit is non-refundable, non-transferable, and is not convertible to cash or items.

  4. BDO has the right not to award the P200 cash credit if the newly approved BDO Virtual Credit Card has been cancelled or converted to another BDO Credit Card or the Principal credit card has been found delinquent at the time of awarding.

  5. The Promo cannot be used in conjunction with other ongoing new acquisition promos of BDO that is/are similar in nature, and is subject to the Terms and Conditions governing the issuance and use of BDO Credit Cards.

  6. In case of dispute, in respect of but not limited to the Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promotion shall be resolved by BDO with concurrence of DTI.



Per DTI Fair Trade Permit No. FTEB- 139192 Series of 2022.