Personal Loan

Get the cash you need now, pay in installment up to 12 months. 

Frequently Asked Questions

Ang minimum amount na pwede mong ma-avail ay ₱10,000 at ang maximum ay ₱50,000. Makakatanggap ka ng SMS o email from BDO tungkol sa iyong approved loan amount.

Pwede mong bayaran ang iyong loan in 6 or 12 monthly installments. Makakatanggap ka ng SMS o email from BDO tungkol sa iyong approved loan term.
 

  • Processing Fee - One-time fee na ₱1,300. Ibabawas ito sa iyong loan proceeds.

  • Penalty Fee - 5% per month ng unpaid amount due

  • Late Payment Fee - Ito ay fee imposed on the unpaid principal using the contractual interest rate

  • Auto-Debit Arrangement (ADA) Return Fee - ₱1,250 kapag nag-fail ang ADA on due date
  • Installment Processing Fee - 5% ng total outstanding principal balance or ₱300, whichever is higher. Para sa processing ng full payment of outstanding balance bago matapos ang payment term.

Wala kang kailangang i-submit na documents. May tatawag lang na BDO Officer para i-confirm ang application mo via recorded line. Kapag na-approve, pupunta ka sa iyong branch of account para mag-sign ng loan documents sa pag-release ng iyong loan.
 

Required na i-enroll ang iyong BDO Payroll Savings Account under Auto Debit Arrangement (ADA). Ang iyong monthly amortization ay automatic na ibabawas sa iyong BDO Payroll Savings account every due date.
 

Dapat ay may sapat na funds ang iyong BDO Payroll Savings Account sa iyong loan due date. Kung insufficient ang iyong funds, may ADA Return Fee na icha-charge sa iyong BDO Payroll Savings Account. Naka-indicate sa ADA Enrollment Terms and Conditions na ang BDO ay maaaring mag-partial ADA sa account balance, whether via batch or real-time debiting ng loan payment.
 

Pwede kang mag-avail ulit ng BDO Personal Loan kapag fully paid ka na sa previous loan mo. Paalala lamang na ang iyong new loan application ay subject to approval pa rin ng BDO.
 

Oo pwede, pero may babayaran kang Installment Processing Fee na 5% ng iyong outstanding principal balance, or ₱300, whichever is higher.

Contact us

BDO Corporate Center

BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

BDO Corporate Center

BDO Contact Center:

Metro Manila: (+632) 8631-8000

Outside Metro Manila

(PLDT): 1-800-10-631-8000

(Globelines): 1-800-8-631-8000
 

International Toll-Free:

(IAC)+800-8-631-8000

(See list of IAC here)

BDO Corporate Center

callcenter@bdo.com.ph

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