ATM Banking

Access your account from more than 1,700 BDO ATM's nationwide 24x7. BDO ATMs are conveniently located in malls, department stores, grocery stores, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate clients sites. We also have two ATMs in Hong Kong for added convenience.

With BDO ATMs, you may:

  • Check your Account, Cash Card and Smart Money Balances

  • Withdraw up to Php 50,000.00 cash per day

  • Transfer money (Fund Trunsfer) to enrolled or unenrolled BDO Accounts or select MegaLink-member bank accounts

  • Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants)

  • Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone

  • Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card

  • Order more Checkbooks

  • Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services


Transaction Limits
Electronic Channel Transaction Limit
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000
  • Maximum amount per single transaction: Php 10,000
  • Minimum amount per single transaction:
    Php 200


BDO ATMs also accept Cards with the following logos:












Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000
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