EasyPay Convert

 

 

Convert your purchases in EASY installments!
 

Choose the most convenient term for you.

 

PHP

 

For a minimum transaction of P3,000 (via online):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3 0.348338 1.50% 26.81%
6 0.181671 1.50% 30.24%
12 0.093234 0.99% 21.25%
18 0.064360 0.88% 19.16%
24 0.050467 0.88% 19.12%

 

For a minimum transaction of P3,000 (via Customer Contact Center):

Term

Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum
3 0.348338 1.50% 26.81%
6 0.181671 1.50% 30.24%
12 0.096335 1.30% 27.65%
18 0.068059 1.25% 26.76%
24 0.054168 1.25% 26.58%

 

  • How to compute for your PHP monthly amortization

    Availment Channel:                                BDO Online Banking

    Amount to be converted:                        P30,000
    Installment Term:                                   24 months
    Factor Rate:                                           0.050467

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization
                      P30,000 x  0.050467    =  P1,514.01 per month for 24 months

    Availment Channel:                               Customer Contact Center

    Amount to be converted:                        P25,000
    Installment Term:                                   24 months
    Factor Rate:                                           0.054168

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization
                      P25,000 x  0.054168    =  P1,354.20 per month for 24 months

     

  • PHP promo rates are valid until June 30, 2019 only.
     
  • For PHP conversion, please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.

 

 

USD

 

For a minimum USD transaction of $200 (via Online):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.348338

1.50%

26.81%
6

0.181671

1.50% 30.24%
12

0.093234

0.99% 21.25%
18

0.064360

0.88% 19.16%
24

0.050467

0.88% 19.12%

 

For a minimum USD transaction of $200 (via Customer Contact Center):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.348338

1.50% 26.81%
6

0.181671

1.50% 30.24%
12

0.096335

1.30% 27.65%
18

0.068059

1.25% 26.76%
24

0.054168

1.25% 26.58%

 

  • How to compute for your USD monthly amortization

    Availment Channel:                                BDO Online Banking

    Amount to be converted:                        $800
    Installment Term:                                   24 months
    Factor Rate:                                           0.050467

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization
                      $800 x  0.050467       =  $40.37 per month for 24 months

    Availment Channel:                              Cutomer Contact Center

    Amount to be converted:                       $300
    Installment Term:                                  24 months
    Factor Rate:                                          0.054168

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization
                      $300 x  0.054168       =  $16.25 per month for 24 months
     

  • USD promo rates are valid until June 30, 2019 only.
     
  • For USD conversion, please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE.
     
  • Application will be subject to a bank representative's call-out prior to processing. Unverified application information will not be processed. 

 

Additional Reminders

  • Total amount with interest should be within the cardholder's available credit limit.
     
  • Transactions not allowed for EasyPay Convert :
    • Any transaction associated with Gambling
    • Cash Advance transactions
    • Money Transfers or any similar cash transaction
    • Other BDO installment transactions like Absolutely 0% Interest, EasyPay Regular Installment, etc.
       
  • How to apply:
Availment Channels For PHP Conversion For USD Conversion
Online

 

Apply thru BDO Online Banking.

Select Customer Service > Request 

 

Not yet Enrolled?

After enrollment, select Customer Service > Request

 

Fill-up the Application Form and Wait for Bank Representative's Call-out

 

 

 

 

 

Customer Contact Center Call (02) 631-8000

 

Promo Mechanics for PHP and USD applications via Online and Customer Contact Center (Per DTI-FTEB Permit No.20277, Series of 2018).

Terms and Conditions

 
 
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