Transfer your other banks’ credit card balances and enjoy a low monthly
add-on rates of 0.79% for a minimum transfer amount of P20,000
for 18 to 24 months term with your BDO Credit Card!
Choose the most convenient term for you.
For a minimum Balance Transfer amount of at least P20,000:
(via BDO Branches or BDO Online):
|
Term |
Factor Rate |
Add-On Rate Per Month |
Effective Rate Per Annum |
|
3 |
0.3463383 | 1.30% | 23.26% |
|
6 |
0.1754704 | 0.88% | 17.89% |
| 12 | 0.0921375 | 0.88% | 18.96% |
| 18 | 0.0634583 | 0.79% | 17.27% |
| 24 | 0.0495673 | 0.79% | 17.26% |
For Balance Transfer amount of at least P5,000 to below P20,000:
|
Term |
Factor Rate |
Add-On Rate Per Month |
Effective Rate Per Annum |
|
3 |
0.3533378 | 2.00% | 35.66% |
| 6 | 0.1846689 | 1.80% | 36.14% |
| 12 | 0.1008373 | 1.75% | 36.75% |
| 18 | 0.0755604 | 2.00% | 41.51% |
| 24 | 0.0631700 | 2.15% | 43.64% |
-
Sample Computation for a Balance Transfer amount of P20,000 for 24 months
Balance Transfer Amount x Factor Rate = Monthly Amortization
P20,000 x 0.0495673 = P991.35 per month for 23 months
-
Total amount with interest should be within the cardholder’s available credit limit.
-
Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
- Promo rates are valid from July 1 - September 30, 2018. Per DTI-FTEB Permit No. 11551, Series of 2018.
Apply thru BDO Online.
Select Customer Service > Request
Not yet Enrolled?
After enrollment, select Customer Service > Request