Balance Transfer at 0.79% per month!

Transfer your other banks’ credit card balances and enjoy a low monthly
add-on rates of 0.79% for a minimum transfer amount of P20,000
for 18 to 24 months term with your BDO Credit Card!

Choose the most convenient term for you.

For a minimum Balance Transfer amount of at least P20,000:
(via BDO Branches or BDO Online):

Term	Factor Rate	Add-On Rate Per Month	Effective Rate Per Annum
3	0.346338	1.30%	23.26%
6	0.175470	0.88%	17.89%
12	0.092138	0.88%	18.96%
18	0.063458	0.79%	17.27%
24	0.049567	0.79%	17.26%

For Balance Transfer amount of at least P5,000 to below P20,000:

Term	Factor Rate	Add-On Rate Per Month	Effective Rate Per Annum
3	0.353338	2.00%	35.66%
6	0.184669	1.80%	36.14%
12	0.100837	1.75%	36.75%
18	0.075560	2.00%	41.51%
24	0.063170	2.15%	43.64%

Sample Computation for a Balance Transfer amount of P20,000 for 24 months
Balance Transfer Amount x Factor Rate = Monthly Amortization
P20,000 x 0.049567 = P991.34 per month for 24 months
Total amount with interest should be within the cardholder’s available credit limit.
Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
Promo rates are valid from October 1 - December 31, 2018. Per DTI-FTEB Permit No. 10552, Series of 2018.
List of BDO Branches accepting Balance Transfer