Avail EasyPay Balance Transfer and enjoy low monthly add-on rate of 0.79%
for 12, 18 and 24-month installment terms with your BDO Credit Card!
Plus, get billed 1 MONTH LATER when you apply through BDO Online Banking!
Enroll and apply now!
Availment Channels | How To Apply |
BDO Branch |
Visit your nearest BDO branch and apply!
Click here to know the BDO branch near you |
BDO Online Banking |
Apply thru BDO Online Banking
Not yet Enrolled to BDO Online Banking? Enroll Now!
View BDO Online Banking |
Choose the convenient term for you:
For a minimum EasyPay Balance Transfer amount of P20,000
(via BDO Branches or BDO Online Banking):
Term
|
Factor Rate
|
Add-On Rate Per Month
|
Effective Rate Per Annum
|
3
|
0.343338077
|
1.00%
|
17.92%
|
6
|
0.176168345 |
0.95%
|
19.29%
|
9* | 0.121111407 | 1.00% | 21.11% |
12
|
0.091237975 |
0.79%
|
17.07%
|
18
|
0.063458332
|
0.79%
|
17.27%
|
24
|
0.049567284
|
0.79%
|
17.26%
|
36* | 0.037777833 | 1.00% | 21.20% |
For EasyPay Balance Transfer amount of at least P5,000 to below P20,000:
Term
|
Factor Rate
|
Add-On Rate Per Month
|
Effective Rate Per Annum
|
3
|
0.343338077
|
1.00%
|
17.92%
|
6
|
0.176667651
|
1.00%
|
20.29%
|
9*
|
0.121111407
|
1.00%
|
21.11%
|
12 | 0.093334686 | 1.00% | 21.46% |
18
|
0.065559120
|
1.00%
|
21.65%
|
24
|
0.051670980
|
1.00%
|
21.58%
|
36* | 0.037777833 | 1.00% | 21.20% |
* 9 and 36 month installment terms are not available for BDO Online Banking application.
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Sample Computation for an EasyPay Balance Transfer amount of P20,000 for 24 months
EasyPay Balance Transfer Amount x Factor Rate = Monthly Amortization*
P20,000 x 0.049567284 = P991.35 per month for 24 months*Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
Applicable Fees | ||
Installment Availment Fee | P250 | This will be charged for every approved EasyPay Balance Transfer application. |
Installment Processing Fee | 5% of the total remaining balance or P300, whichever is higher | This will be charged after BDO has approved Cardholder’s acceleration request. |
-
An Installment Availment Fee of P250 will be charged for every approved EasyPay Balance Transfer application. The Installment Availment Fee is non-refundable and will be due/payable even if Cardholder decides to pay the entire remaining balance before the end of the payment term.
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Monthly installments due on the EasyPay Balance Transfer applications together with monthly interest and penalty charge, if any, shall be billed to the Cardholder and shall commence on the Cardholder’s next statement date and every month thereafter until the total amount payable is paid in full. Monthly installment due on the EasyPay Balance Transfer via BDO Online Banking transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
-
Total principal amount with interest should be within the cardholder’s available credit limit.
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Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
-
Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
-
Offer is valid from January 1 to March 31, 2021. Per DTI Fair Trade Permit No. FTEB 111345, Series of 2020.
Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.