Balance Transfer

Let us help you manage your finances in these difficult times.
Transfer your other credit card balances to your BDO Credit Card and
enjoy a low monthly add-on rate of 0.79% for a minimum amount of P20,000
on 12 to 24-month installment terms.

 

Enroll and apply now!

 

Choose the convenient term for you:

For a minimum Balance Transfer amount of P20,000
(via BDO Branches or BDO Online Banking):

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.346338244
1.30%
23.26%
6

0.176168345

0.95%
19.29%
12

0.091237975

0.79%
17.07%
18
0.063458332
0.79%
17.27%
24
0.049567284
0.79%
17.26%

 

For Balance Transfer amount of at least P5,000 to below P20,000:

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.353337798
2.00%
35.66%
6
0.184668887
1.80%
36.14%
12
0.100837264
1.75%
36.75%
18
0.075560430
2.00%
41.51%
24
0.063169958
2.15%
43.64%

 

  • Sample Computation for a Balance Transfer amount of P20,000 for 24 months
    Balance Transfer Amount  x Factor Rate = Monthly Amortization*
    P20,000 x 0.049567284 = P991.35 per month for 24 months

    *Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
     

  • Monthly installment due on the Balance Transfer via BDO Online Banking transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
     

  • Total amount with interest should be within the cardholder’s available credit limit.
     

  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
     

  • Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
     

  • Offer is valid from May 4 to October 31, 2020. Per DTI Fair Trade Permit No. FTEB 05973, Series of 2020.

Promo Mechanics for 2020 Balance Transfer Promotion applications via Branch and BDO Online Banking

 

Program Mechanics

 

Terms and Conditions

 

 

Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.

 

Availment Channels How To Apply
BDO Branch

Visit your nearest BDO branch and apply!

Click here to know the BDO branch near you (select BDO Branches only)

BDO Online Banking
 

Apply thru BDO Online Banking.

Select Customer Service > Request > Balance Transfer

 

Not yet Enrolled?

After enrollment, select Customer Service > Request > Balance Transfer