Balance Transfer

 

 

Transfer your other banks’ credit card balances and enjoy a low monthly
add-on rates of 0.79%
for 18 to 24 months term with your BDO Credit Card!

 

Choose the most convenient term for you.

 

For a minimum Balance Transfer amount of at least P20,000:
(via BDO Branches or BDO Online):

Term

Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum

3

0.3463383 1.30% 23.26%

6

0.1754704 0.88% 17.89%
12 0.0921375 0.88% 18.96%
18 0.0634583 0.79% 17.27%
24 0.0495673 0.79% 17.26%

 

 

For Balance Transfer amount of at least P5,000 up to P19,999.99:

Term

Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum

3

0.3533378 2.00% 35.66%
6 0.1846689 1.80% 36.14%
12 0.1008373 1.75% 36.75%
18 0.0755604 2.00% 41.51%
24 0.0631700 2.15% 43.64%

                            

  • Sample Computation for a Balance Transfer amount of P20,000 for 24 months
    Balance Transfer Amount     x   Factor Rate  =  Monthly Amortization
                                    P20,000    x   0.0495673   =  P991.35
     
  • Total amount with interest should be within the cardholder’s available credit limit.
     
  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
     
  • Promo rates are valid from March 1 – June 30, 2018. Per DTI-FTEB Permit No. 3093, Series of 2018.

 

Promo Mechanics

Program Mechanics

Terms and Conditions

 

 

Apply thru BDO Online.

Select Customer Service > Request 

 

Not yet Enrolled?

After enrollment, select Customer Service > Request

 

 

 
 
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