Balance Transfer at 0.79% per month!

Transfer your other banks’ credit card balances and enjoy a low monthly
add-on rates of 0.79% for a minimum transfer amount of P20,000
for 18 to 24 months term with your BDO Credit Card!

Plus, get billed 1 MONTH LATER when you apply through BDO Online Banking! Enroll and apply now!

Choose the most convenient term for you:

For a minimum Balance Transfer amount of at least P20,000:
(via BDO Branches or BDO Online Banking):

Term	Factor Rate	Add-On Rate Per Month	Effective Rate Per Annum
3	0.346338	1.30%	23.26%
6	0.175470	0.88%	17.89%
12	0.092138	0.88%	18.96%
18	0.063458	0.79%	17.27%
24	0.049567	0.79%	17.26%

For Balance Transfer amount of at least P5,000 to below P20,000:

Term	Factor Rate	Add-On Rate Per Month	Effective Rate Per Annum
3	0.353338	2.00%	35.66%
6	0.184669	1.80%	36.14%
12	0.100837	1.75%	36.75%
18	0.075560	2.00%	41.51%
24	0.063170	2.15%	43.64%

Sample Computation for a Balance Transfer amount of P20,000 for 24 months
Balance Transfer Amount x Factor Rate = Monthly Amortization
P20,000 x 0.049567 = P991.34 per month for 24 months
Monthly installment due on the Transfer Now, Pay Next Year transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
Total amount with interest should be within the cardholder’s available credit limit.
Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
Promo rates are valid until December 31, 2018.
List of BDO Branches accepting Balance Transfer