Transfer your other banks’ credit card balances and enjoy low monthly add-on rate of 0.88% for a minimum amount of P20,000 for 12 to 24 months installment terms with your BDO Credit Card!
Choose the convenient term for you:
For a minimum Balance Transfer amount of P20,000:
|
Term
|
Factor Rate
|
Add-On Rate Per Month
|
Effective Rate Per Annum
|
|
3
|
0.346338
|
1.30%
|
23.26%
|
|
6
|
0.176168
|
0.95%
|
19.29%
|
|
12
|
0.092137
|
0.88%
|
18.96%
|
|
18
|
0.064360
|
0.88%
|
19.16%
|
|
24
|
0.050467
|
0.88%
|
19.12%
|
For Balance Transfer amount of at least P5,000 to below P20,000:
|
Term
|
Factor Rate
|
Add-On Rate Per Month
|
Effective Rate Per Annum
|
|
3
|
0.353338
|
2.00%
|
35.66%
|
|
6
|
0.184669
|
1.80%
|
36.14%
|
|
12
|
0.100837
|
1.75%
|
36.75%
|
|
18
|
0.075560
|
2.00%
|
41.51%
|
|
24
|
0.063170
|
2.15%
|
43.64%
|
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Sample Computation for a Balance Transfer amount of P20,000 for 24 months
Balance Transfer Amount x Factor Rate = Monthly Amortization
P20,000 x 0.050467 = P1,009.34 per month for 24 months
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Total amount with interest should be within the cardholder’s available credit limit.
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Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
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Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
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Promo rates are valid until December 31, 2019.
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List of BDO Branches accepting Balance Transfer
Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.
Apply thru BDO Online Banking.
Select Customer Service > Request
Not yet Enrolled?
After enrollment, select Customer Service > Request