Balance Transfer at 0.88% per month!

Transfer your non-BDO credit card balances and enjoy low monthly add-on rate
of 0.88% for a minimum transfer amount of P20,000 for 12, 18 and 24 months installment terms
with your BDO Credit Card.

 

Plus, get billed 1 MONTH LATER when you apply through BDO Online Banking!  Enroll and apply now!

 

Choose the convenient term for you:

For a minimum Balance Transfer amount of P20,000
(via BDO Branches or BDO Online Banking):

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.346338
1.30%
23.26%
6
0.176168
0.95%
19.29%
12
0.092137
0.88%
18.96%
18
0.064360
0.88%
19.16%
24
0.050467
0.88%
19.12%

 

For Balance Transfer amount of at least P5,000 to below P20,000:

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.353338
2.00%
35.66%
6
0.184669
1.80%
36.14%
12
0.100837
1.75%
36.75%
18
0.075560
2.00%
41.51%
24
0.063170
2.15%
43.64%

 

  • Sample Computation for a Balance Transfer amount of P20,000 for 24 months
    Balance Transfer Amount  x Factor Rate = Monthly Amortization
    P20,000 x 0.050467 = P1,009.34 per month for 24 months
     

  • Monthly installment due on the Balance Transfer Now, Pay Later transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
     

  • Total amount with interest should be within the cardholder’s available credit limit.
     

  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
     

  • Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
     

  • Promo rates are valid until December 31, 2019.

Promo Mechanics for Balance Transfer Low Rate Promo applications via Branch and Online (Per DTI Permit No. 11765, Series of 2019)

 

Promo Mechanics for Balance Transfer Now, Pay Later Promo applications via BDO Online Banking (Per DTI Fair Trade Permit No. FTEB 21427, Series of 2019)

 

Program Mechanics

 

Terms and Conditions

 

 

Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.

 

Availment Channels How To Apply
BDO Branch

Visit your nearest BDO branch and apply!

List of BDO Branches accepting Balance Transfer

BDO Online Application

Apply thru BDO Online Banking.

Select Customer Service > Request 

 

Not yet Enrolled?

After enrollment, select Customer Service > Request