Balance Transfer at 0.88% per month!

Transfer your other banks’ credit card balances and enjoy low monthly add-on rate of 0.88% for a minimum amount of P20,000 for 12 to 24 months installment terms with your BDO Credit Card!

 

Choose the convenient term for you:

For a minimum Balance Transfer amount of P20,000:

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.346338
1.30%
23.26%
6
0.176168
0.95%
19.29%
12
0.092137
0.88%
18.96%
18
0.064360
0.88%
19.16%
24
0.050467
0.88%
19.12%

 

For Balance Transfer amount of at least P5,000 to below P20,000:

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.353338
2.00%
35.66%
6
0.184669
1.80%
36.14%
12
0.100837
1.75%
36.75%
18
0.075560
2.00%
41.51%
24
0.063170
2.15%
43.64%

 

  • Sample Computation for a Balance Transfer amount of P20,000 for 24 months
    Balance Transfer Amount  x Factor Rate = Monthly Amortization
    P20,000 x 0.050467 = P1,009.34 per month for 24 months
     

  • Total amount with interest should be within the cardholder’s available credit limit.
     

  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
     

  • Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
     

  • Promo rates are valid until June 30, 2019.
     

  • List of BDO Branches accepting Balance Transfer

Promo Mechanics for Balance Transfer Low Rate Promo applications via Branch and Online (Per DTI Permit No. 20281, Series of 2018)

 

Program Mechanics

 

Terms and Conditions

 

 

Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.

 

Apply thru BDO Online Banking.

Select Customer Service > Request 

 

Not yet Enrolled?

After enrollment, select Customer Service > Request

 

 

 
 
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