EasyPay Balance Transfer

Avail EasyPay Balance Transfer and enjoy low monthly add-on rate of 0.79%

for 12, 18 and 24-month installment terms with your BDO Credit Card!

 

Enroll and apply now!

Availment Channels How To Apply
BDO Branch

Visit your nearest BDO branch and apply!

 

Click here to know the BDO branch near you

BDO Online Banking

Apply thru BDO Online Banking

 

Not yet Enrolled to BDO Online Banking? Enroll Now!

 

View BDO Online Banking
Step-by-Step Guide

 

Choose the convenient term for you:

For a minimum EasyPay Balance Transfer amount of P20,000
(via BDO Branches or BDO Online Banking):

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.343338077
1.00%
17.92%
6

0.176168345

0.95%
19.29%
9* 0.121111407 1.00% 21.11%
12

0.091237975

0.79%
17.07%
18
0.063458332
0.79%
17.27%
24
0.049567284
0.79%
17.26%
36* 0.037777833 1.00% 21.20%

 

For EasyPay Balance Transfer amount of at least P5,000 to below P20,000:

Term
Factor Rate
Add-On Rate Per Month
Effective Rate Per Annum
3
0.343338077
1.00%
17.92%
6
0.176667651
1.00%
20.29%
9*
0.121111407
1.00%
21.11%
12 0.093334686 1.00% 21.46%
18
0.065559120
1.00%
21.65%
24
0.051670980
1.00%
21.58%
36* 0.037777833 1.00% 21.20%

* 9 and 36 month installment terms are not available for BDO Online Banking application.

  • Sample Computation for an EasyPay Balance Transfer amount of P20,000 for 24 months

    EasyPay Balance Transfer Amount  x Factor Rate = Monthly Amortization*
    P20,000 x 0.049567284 = P991.35 per month for 24 months
     

  • To compute for the monthly amortization of your desired installment amount and term, click here to access the calculator.

    *Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.

Applicable Fees
Installment Availment Fee P250 This will be charged for every approved EasyPay Balance Transfer application.
Installment Processing Fee 5% of the total remaining balance or P300, whichever is higher This will be charged after BDO has approved Cardholder’s acceleration request.
  • An Installment Availment Fee of P250 will be charged for every approved EasyPay Balance Transfer application. The Installment Availment Fee is non-refundable and will be due/payable even if Cardholder decides to pay the entire remaining balance before the end of the payment term.
     

  • Monthly installments due on the EasyPay Balance Transfer applications together with monthly interest and penalty charge, if any, shall be billed to the Cardholder and shall commence on the Cardholder’s next statement date and every month thereafter until the total amount payable is paid in full.
     

  • Total principal amount with interest should be within the cardholder’s available credit limit.
     

  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.
     

  • Credit Card Statement of Account attachment for applications thru BDO Online Banking should not be password-protected to facilitate application processing.
     

  • Offer is valid from April 1 to 30, 2021. Per DTI Fair Trade Permit No. FTEB 111345, Series of 2020.

Promo Mechanics for 2021 EasyPay Balance Transfer Promotion applications via Branch and BDO Online Banking

Program Mechanics

Terms and Conditions

 

Note: Credit Card Statement of Account attachment should not be password-protected
to facilitate processing of your application.