Cathay Pacific American Express® Elite Credit Card

The Cathay Pacific American Express® Elite Credit Card is the faster way to build Asia MilesTM. You'll also find that it's the only Card that automatically converts your everyday spend to Asia Miles for free, saving you time and trouble.

  • Choose to reward yourself
    • Earn 1 Asia Mile for every P38 spent locally.
    • Earn 2 Asia Miles for every P50 spent overseas.
    • Earn 2 Asia Miles for every P38 spent on Cathay Pacific flight bookings via

The Asia Miles you earn can be redeemed for flight and lifestyle rewards, upgrades, hotel stays and companion tickets to over 1,000 destinations on Asia Miles partner airlines.

  • Earn Asia Miles

As an Elite Cardmember, you'll earn 3,000 Bonus Asia Miles with your very first purchase and upon membership anniversary when you spend at least P600,000 per annum.

Please check the Terms and Conditions for more details.

Click here to view Table of Fees and Charges and Sample Finance Charge Computation.

Annual Fee Waiver
The Annual Card fee is waived for the first year of Card Membership, so you can experience the exceptional benefits and privileges. And, if you spend P600,000 on your Card per annum, we will continue to waive the Annual Card fee of P5,000 in subsequent years.
Exclusive Privileges
As a Basic Cardmember, you can enjoy a wide array of exclusive privileges from transactions through
  • 10% savings on the purchase of Asia Miles Gift MilesTM
  • 10% savings on Mileage Renewal Fee, and
  • 10% savings on Mileage Transfer Fee.
Take advantage of American Express Selects®
As a Cathay Pacific American Express Elite Cardmember, you're guaranteed special treatment all year around. Take Advantage of American Express Selects®- an endless array of indulgent discoveries, from world-class accommodations and dining, to the best wellness services available here and around the world. See what's in store on Selects.
Comprehensive Travel Accident and Inconvenience Protection Insurance
When you pay for your entire fare with the Cathay Pacific American Express Elite Credit Card, you'll always have someone to rely on when you travel.
  • Travel Accident Protection of up to PHP15,000,000.
  • Delayed Flight Departure – PHP15,000; max of PHP30,000 per family.
  • Trip Cancellation – Up to PHP200,000
  • Missed Connection – PHP15,000; max of PHP30,000 per family
  • Luggage Delay – PHP15,000; max of PHP30,000 per family
  • Luggage Loss – PHP40,000; max of PHP80,000 per family
Purchase Protection
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP75,000 per occurrence or max of PHP400,000 per year. Applicable only when you charge your entire fare to your Cathay Pacific American Express Elite Credit Card.
Coverage is underwritten by the Pacific Cross and is subject to their terms and conditions. Click here for Travel Insurance Coverage and Provisions. To request for a claim form, call 8631-8000.
World Class Service around the clock.
Being a Cathay Pacific American Express Elite Cardmember means you'll always have a helping hand to call on. American Express has a team of service professionals who are ready to attend to your needs. Everything from suggesting the perfect restaurant for that special celebration to arranging flowers of your choice to be delivered to a love one, a family member or a business associate.
Wherever you are, whatever you need, our world class service is there for you 24/7.
  • Worldwide access to Cash Advance
  • Travel emergency assistance with Global Assist
Installment Programs
  • Buy Now, Pay Later
    Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.

    Buy Now, Pay Later Program is available on:

    • Zero Percent (0%) Interest**
    • Easy and affordable monthly add-on rates

      Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers.

Click here for more details.

* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering

  • Balance Transfer
    Transfer your other card balances to your BDO-issued American Express Card and pay it on installment with low monthly add-on rates. Apply online via
  • Cash-It-Easy
    Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  • Purchase Convert
    You can convert recent single-receipt purchases of at least P5,000 to installment using your BDO-issued American Express Card. To avail, call (02) 8631-8000.

BDO Credit Cards, ready to shop online!
BDO Credit Cards make online shopping secure, lighter and more enjoyable:
  • More  enjoyable via Exclusive Online Deals
    Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
Get perks and privileges, freebies and discounts just by using your BDO Credit Card at our partner stores. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO Credit Card and you’ll surely be DELIGHTED!
Spend ANYWHERE with your BDO Credit Card and get instant treats, on top of the points you earn.
Bills Payment
  • Charge on Demand
    Don’t worry about your bills when going out of town or vacation.  Use BDO Credit Card’s Charge-On-Demand.  This facility lets you charge your utility bills on a per need basis.  Simply log on to or call 631-8000.
  • Auto Charge
    Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge.  This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
Payment Channels
  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO eBanking* – transact anytime, anywhere in the world, through
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 631-8000.
  • BDO Call Center* - debit your BDO account and pay for your Card through the assistance of our Customer Service Officers. Just call 631-8000.
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.

    *Enrolment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
American Express Cards issued by BDO are accepted worldwide wherever American Express is recoginzed.


The minimum requirements in order to be approved for the Cathay Pacific American Express® Credit Card are:
  1. You must be aged 21-70 years old.
  2. You must have a minimum income of P1,200,000 per annum.
  3. You must be a Philippine Resident or Filipino Citizen.
  4. You must be an Asia Miles member.
Documents Required
A. Applicants with Existing Credit Cards
Photocopy of the following:
  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
B. Applicants Without Existing Credit Card
  1. Proof of Income
    a. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
    • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
    • Photocopy of latest full month payslip
    b. For Self-Employed (Required):
    • Photocopy of Registration of Business Name
      • For Single Proprietorship issued by DTI
      • For Partnership/Corporation issued by SEC
    • Photocopy of latest ITR and W4 with BIT/Bank Stamp
      • Audited Financial Statements for the last 2 years; OR
      • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
For Foreigners
  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
  • Valid Passport with Resident Visa
  • Work Permit and Valid Visa
  • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
  • ACR or ICR or ACR-1


  • Basic Membership Fee (First year is free)
  • Supplementary Membership Fee (First year is free)
  • Finance Charge
  • Terms and conditions apply.