Cathay Pacific American Express® Credit Card

The Cathay Pacific American Express® Credit Card is the only credit card in the Philippines that allows you to earn instant Asia Miles™ on all your purchases and automatically transfers your earned Asia Miles to your Asia Miles account every month, with no administration fee. You don't even have to lift a finger!

Choose to reward yourself

Earn 1 Asia Mile for every P42 spent locally and overseas.

Earn 2 Asia Miles for every P42 spent on Cathay Pacific flight bookings via cathaypacific.com.ph.

The Asia Miles you earn can be redeemed for flight award tickets and lifestyle rewards, upgrades, hotel stays and companion tickets to over 1,000 destinations on Asia Miles partner airlines.

Earn Asia Miles.

As a Basic Cardmember, you'll earn 1,500 Bonus Asia Miles with your very first purchase and upon membership anniversary when you spend at least P300,000 per annum.

Marco Polo Club Privileges

Enjoy a first year enrolment fee waiver for Green tier membership of Marco Polo Club, giving you access to designated Club check-in counters, priority boarding and more. Basic Cardmembers can enroll by visiting cathaypacific.com.

Please check the Terms and Conditions for more details.

Click here to view Table of Fees and Charges and Sample Finance Charge Computation.

Annual Fee Waiver
The Annual Card fee is waived for the first year of Card Membership, so you can experience the exceptional benefits and privileges. And, if you spend P300,000 on your Card per annum, we will continue to waive the Annual Card fee of P2,400 in subsequent years.
 
Exclusive Privileges
As a Basic Cardmember, you can enjoy a wide array of exclusive privileges from transactions through www.asiamiles.com:
  • 10% savings on the purchase of Asia Miles Gift Miles
  • 10% savings on Mileage Renewal Fee, and
  • 10% savings on Mileage Transfer Fee.
Take advantage of American Express Selects®
As a Cathay Pacific American Express Cardmember, you're guaranteed special treatment all year around. Take Advantage of American Express Selects®- an endless array of indulgent discoveries, from world-class accommodations and dining, to the best wellness services available here and around the world. See what's in store on Selects.
 
Shopping Protection*
You can spend on your Cathay Pacific American Express Credit Card with no worries. We'll guarantee to protect your purchases on the Card from loss, theft or damage within 30 days from date of purchase.
 
Purchase Protection* reimburses you for the amount charged to the Card. Coverage is limited up to P50,000 per item, up to P250,000 per annum.
Subject to the terms and conditions of the Purchase Protection Policy.
 
To request for a claim form, call 8631-8000.

Travel Insurance*
When you pay for your entire trip with the Cathay Pacific American Express Credit Card, you'll always have someone to rely on when you travel.
  • Travel Accident Insurance* with coverage of up to P10 million
  • Travel Inconvenience Protection with coverage of up to P200,000
  • Accident Medical Expense with coverage of up to P50,000 per family
*Coverage is under written by the Pacific Cross and is subject to their terms and conditions. Learn more about Cathay Pacific Credit Card travel Accident and Inconvenience Insurance. To request for a claim form, call 8631-8000.
 
World Class Service around the clock
Being a Cathay Pacific American Express Cardmember means you'll always have a helping hand to call on.
 
Wherever you need, our world class services are there for you 24/7. Just call (IAC) +800-8-631-8000.
  • Worldwide access to Cash Advance
  • Travel Service Offices in more than 140 countries are on hand to offer help and assistance such us hotel and Car rental reservations, and travel arrangements.
  • Travel emergency assistance with Global Assist
Installment Programs
  • EasyPay Installment
    You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 11,000 partner stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single purchase amount of P3,000**.

    Avail EasyPay Installment through any of the following:

    • Absolutely 0% Interest*
    • Easy and affordable monthly add-on interest rates

      Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch exclusive discounts and latest offers during special promo dates.

      * Merchants have sole discretion on the terms / items applicable for the Absolutely 0% Interest  
      ** Minimum installment purchase amount may vary per partner merchants

  • Other EasyPay Installment Options
    • Balance Transfer
      Transfer your other banks' credit card balances to your BDO Credit Card and save on high interest rates.
    • EasyPay Cash
      Reimburse your Official Receipts (ORs) back to cash worth at least P5,000 at affordable installment plans.
    • EasyPay Convert - Philippine Peso
      You can convert almost anything into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert and convert any of your PHP purchases of at least Php 3,000.
    • EasyPay Convert - Unites States Dollar
      Convert any of your USD single-receipt purchases worth at least USD 200 into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert.

      Note: Cash Advance, any transaction associated with Gambling, any Money Transfer or similar cash transaction, and any other BDO installment transactions like Absolutely 0% Interest, EasyPay Regular Installment, etc. are not qualified for EasyPay Convert.

BDO Credit Cards, ready to shop online!
BDO Credit Cards make online shopping secure, lighter and more enjoyable:
  • Lighter via Online Installment
    EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via www.bdo.com.ph/EPConvert; further, enjoy scheduled Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites.
  • More  enjoyable via Exclusive Online Deals
    Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
Delights
Get perks and privileges, freebies and discounts just by using your BDO Credit Card at our partner stores. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO Credit Card and you’ll surely be DELIGHTED!
 
Treats
Spend ANYWHERE with your BDO Credit Card and get instant treats, on top of the points you earn.
 
Bills Payment
  • Charge on Demand
    Don’t worry about your bills when going out of town or vacation.  Use BDO Credit Card’s Charge-On-Demand.  This facility lets you charge your utility bills on a per need basis.  Simply log on to www.bdo.com.ph or call 8631-8000.
  • Auto Charge
    Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge.  This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
Payment Channels
  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
  • BDO Call Center* - debit your BDO account and pay for your Card through the assistance of our Customer Service Officers. Just call 631-8000.
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.

    *Enrolment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
American Express Cards issued by BDO are accepted worldwide wherever American Express is recognized.
 
The minimum requirements in order to be approved for the Cathay Pacific American Express® Credit Card are:
  1. You must be aged 21-70 years old.
  2. You must have a minimum income of P480,000 per annum.
  3. You must be a Philippine Resident or Filipino Citizen.
  4. You must be an Asia Miles member.
Documents Required
A. Applicants with Existing Credit Cards
Photocopy of the following:
  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
B. Applicants Without Existing Credit Card
  1. Proof of Income
a. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
  • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
  • Photocopy of latest full month payslip
b. For Self-Employed (Required):
  • Photocopy of Registration of Business Name
    • For Single Proprietorship issued by DTI
    • For Partnership/Corporation issued by SEC
  • Photocopy of latest ITR and W4 with BIT/Bank Stamp
    • Audited Financial Statements for the last 2 years; OR
    • Bank Statements for the last 3 months
  1. Proof of Identification
    (Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
For Foreigners
  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
  • Valid Passport with Resident Visa
  • Work Permit and Valid Visa
  • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
  • ACR or ICR or ACR-1
  • Basic Membership Fee (First year is free)
    P2,400/year
  • Supplementary Membership Fee (First year is free)
    P800/year
  • Finance Charge
    3.5%
  • * Terms and conditions apply.