The Key to your City Life
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Membership Rewards®
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Earn 1 Membership Rewards® point for every PHP 45 spend. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
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You can choose to enroll in the Frequent Traveler Option which lets you convert your Membership Rewards® points into air miles with any of the Frequent Flyer Program partners or hotel loyalty points for complimentary stays with any of the Frequent Guest Program partners.
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Click here to learn more about the Membership Rewards® Program and to view the Incentivo Catalogue.
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Travel with Confidence
Get 24/7 access to Global Travel Assistance in case of medical or legal emergencies during your trip. -
Exclusive Discounts and Privileges
Exceptional selection of year-round offers and up to 50% savings in shopping, dining, leisure and wellness with Live The World. -
Cash Advance
Get cash up to 30% of your credit limit via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.
Please check the Terms and Conditions for more details.
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
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Buy Now, Pay Later
Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.Buy Now, Pay Later Program is available on:
- Zero Percent (0%) Interest**
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Easy and affordable monthly add-on rates
Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers.
* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering
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Balance Transfer
Transfer your other card balances to your BDO-issued American Express Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer. -
Cash-It-Easy
Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you. -
Purchase Convert
You can convert recent single-receipt purchases of at least P5,000 to installment using your BDO-issued American Express Card. To avail, call (02) 8631-8000
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Secure and rewarding online shopping via BDO American Express® Virtual Card
The Virtual Card is a companion card designed exclusively for online purchases. It is linked to your Basic Credit Card and has a different card number to protect your account information when you shop online. Plus, you can set up a separate spend limit for your online transactions and earn the same spend-to-point value as your Basic Credit Card. Click here to apply. -
More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your Card at partner websites.
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Charge on Demand
Don’t worry about your bills when going out of town or vacation. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utility bills on a per need basis. Simply log on to www.bdo.com.ph or call 8631-8000. -
Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your American Express Credit Card so you only have one due date to remember. To learn more about this facility, click here.
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BDO Branch Counters – cash or check payments are accepted at any branch
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BDO Online Banking* – transact anytime, anywhere in the world, through www.bdo.com.ph
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BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
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SM Bills Payment Counters – pay for your Card through SM Bills Payment.
*Enrolment of your BDO account is required to avail of this payment facility.
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You must be aged 21-70 years old.
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You must have a minimum income of Php480,000 per annum.
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You must be a Philippine Resident or Filipino Citizen.
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You must have at least one landline phone.
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Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
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Front of existing credit card
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Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
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Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
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Proof of Income
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Proof of Identification
(Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
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Copy of Employment Contract or Certificate of Employment
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Letter from Embassy (if Embassy Official)
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Submit photocopy of ANY ONE of the following:
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Valid Passport with Resident Visa
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Work Permit and Valid Visa
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Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
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ACR or ICR or ACR-1
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Basic Membership Fee (First Year is FREE)P150/month
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Supplementary Membership Fee (First Year is FREE)P75/month
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Finance Charge2%
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Terms and conditions apply.