The American Express® Credit Card gives you access to exclusive discounts, special offers and invitations to members-only sales and offers greater financial flexibility with its low interest rate and installment payment plans.
Exclusive discounts and privileges with American Express Selects®
Avail of premium perks at 10,000 partner boutiques, finest restaurants and world-class spas and wellness centers in 75 countries worldwide. Click here to learn more of the Selects Program.
Be a part of our award-winning Membership Rewards® (MR) Program
Use your points to redeem air miles, hotel loyalty points or premium rewards items. You can convert your MR points into Air miles from any of the 6 frequent flyer program partners. Click here to learn more about the Membership Rewards Program.
Global travel assistance for medical and legal emergencies
Global Assist is available 24/7 to refer you to an English-speaking doctor or lawyer during emergencies overseas.
Please check the Terms and Conditions for more details.
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
Free First Year Membership Fee for the Basic and first Supplementary Cardmembers.
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EasyPay Installment
You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 11,000 partner stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single purchase amount of P3,000**.Avail EasyPay Installment through any of the following:
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Absolutely 0% Interest*
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Easy and affordable monthly add-on interest rates
Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch exclusive discounts and latest offers during special promo dates.
* Merchants have sole discretion on the terms / items applicable for the Absolutely 0% Interest
** Minimum installment purchase amount may vary per partner merchants
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Other EasyPay Installment Options
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Balance Transfer
Transfer your other banks' credit card balances to your BDO Credit Card and save on high interest rates. -
EasyPay Cash
Reimburse your Official Receipts (ORs) back to cash worth at least P5,000 at affordable installment plans. -
EasyPay Convert - Philippine Peso
You can convert almost anything into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert and convert any of your PHP purchases of at least Php 3,000. -
EasyPay Convert - Unites States Dollar
Convert any of your USD single-receipt purchases worth at least USD 200 into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert.Note: Cash Advance, any transaction associated with Gambling, any Money Transfer or similar cash transaction, and any other BDO installment transactions like Absolutely 0% Interest, EasyPay Regular Installment, etc. are not qualified for EasyPay Convert.
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Lighter via Online Installment
EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via www.bdo.com.ph/EPConvert; further, enjoy scheduled Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites. -
More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
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Charge on Demand
Don’t worry about your bills when going out of town or vacation. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utility bills on a per need basis. Simply log on to www.bdo.com.ph or call 8631-8000. -
Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
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BDO Branch Counters – cash or check payments are accepted at any branch
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BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
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BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
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SM Bills Payment Counters – pay for your Card through SM Bills Payment.
*Enrolment of your BDO account is required to avail of this payment facility.
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You must be aged 21-70 years old.
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You must have a minimum income of Php480,000 per annum.
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You must be a Philippine Resident or Filipino Citizen.
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You must have at least one landline phone.
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Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
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Front of existing credit card
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Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its instrumentalities
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Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
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Proof of Income
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Proof of Identification
(Please refer to list of government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)
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Copy of Employment Contract or Certificate of Employment
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Letter from Embassy (if Embassy Official)
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Submit photocopy of ANY ONE of the following:
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Valid Passport with Resident Visa
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Work Permit and Valid Visa
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Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
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ACR or ICR or ACR-1
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Basic Membership Fee (First Year is FREE)P150/month
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Supplementary Membership Fee (First Year is FREE)P70/month
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Finance Charge2%
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*Terms and conditions apply.