Credit Card Promos


Auto Charge your bills and get a chance to win P20,000 cash credit!
Promo Period: May 1 – June 30, 2019
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO

For every successful enrollment to Auto Charge, cardholder earns one (1) raffle entry for every bill enrolled for a chance to win P20,000 cash credit.


A. Eligibility

  1. Promotion is open to all active and current Principal cardholders of MasterCard, Visa, UnionPay, JCB, American Express and Diners Club International Cards issued by BDO (except Installment Card, Corporate Card, Purchasing Card, Distribution Card, JCB 4-Gives, Tie up Card, International Dollar Card and The American Express Cashback Credit Card).

  2. Utility bills already enrolled in any Auto Debit Arrangement or Auto Charge facility are not qualified.

  3. Only new successful Auto Charge enrollments are qualified. Re-enrollments are not valid to join.


B. Enrollment

  1. All BDO cardholders with successful new enrollment to the BDO Auto Charge payment facility within the promo period will earn a raffle entry.

  2. Qualified BDO Cardholders can enroll via any of the following channels:

    1. Go to and log on to BDO Online Banking.

    2. Call the BDO Customer Contact Center at 631-8000 or 1-800-10-6318000 (Domestic Toll-Free).

    3. Text AC First/Middle/Last Name/Last 4 digits of credit card /Utilities and send to 225678.
      *when enrolling more than 1 utility, put a comma (,) in between utilities

  3. There is no limit on the number of Auto Charge enrollment per cardholder.
    One (1) Auto Charge bill enrolled = one (1) raffle entry.


C. Terms and Conditions

  1. Cardholder’s account should be active and enrolled to the BDO Auto Charge Program during the raffle draw.

  2. Promo period is from May 1, 12MN to June 30, 2019, 11:59PM.
    Raffle draw is on July 12, 2019 at 3PM.

  3. Raffle draw will be held at the BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, Mandaluyong City in the presence of a DTI representative.

  4. Ten (10) lucky cardholders will be selected via electronic raffle draw to win P20,000 cash credit each.

  5. BDO will notify the winners through their registered mobile number, email and registered mail on or before July 17, 2019. Cardholder can only win once. List of winners will also be announced in the BDO Facebook page and BDO Website.

  6. P20,000 cash credit will be posted on enrolled BDO Credit Card on or before August 12, 2019.

  7. P20,000 cash credit is non-transferable and non-convertible to cash advance or other products.

  8. Winners cannot cancel enrollment within twelve (12) months from date of enrollment otherwise, the pro-rated cost of the raffle prize will be charged to the cardholder and will be reflected on his Statement of Account.

  9. BDO reserves the right to charge the cost of the cash credit previously credited to the Cardholder if the qualifying enrollment is found to be invalid or fraudulent or cash credit were erroneously credited.

  10. Promo is not valid in conjunction with other discounts, offers, privileges or non-Auto Charge enrollment promos.

  11. All employees of BDO Unibank, Inc. and subsidiaries including relatives up to second degree of consanguinity or affinity are disqualified from joining the raffle promo.

  12. The winners authorize BDO Unibank, Inc. disclose and publish their names, photos and other particulars as determined by BDO Unibank, Inc. to any person/s and in any mode or manner, as BDO Unibank, Inc. may deem appropriate, that is not in any way in violation of customer data privacy.

  13. In case of dispute but not limited to the Cardholder's eligibility, coverage of dates and fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promotion or for any redemption shall be resolved by BDO in concurrence with DTI.

  14. All questions and issues arising from the promo will be accepted within sixty (60) calendar days from the end of raffle draw, after which the promotion is considered conclusive.

  15. Upon receipt of the prize, each winner agrees to hold BDO, their respective directors, officers, employees and agents, free and harmless from any loss, injury or damage caused by arising from his/her participation in the promo or acceptance and/use of the prize.


Per DTI-FTEB Permit No. 7719, Series of 2019.