Credit Card Promos


Apply for a BDO UnionPay Credit Card
& get up to P2,000 Cash Credit when
you activate & spend within the promo


Promo Period

April 1 to September 15, 2021 and is extended until December 31, 2021, as approved by DTI


Qualified Cards

  • BDO Gold UnionPay

  • BDO Diamond UnionPay





Promo Mechanics

  1. The 2021 UnionPay Welcome Gift Cash Credit Offer (“Program”) is available to new principal and supplementary cardholders of UnionPay Credit Cards issued by BDO (“Cardholders”).

  2. Only first time BDO UnionPay Credit Cardholders (whether as Principal or Supplementary) are eligible to participate in the promo.

  3. Existing Principal or Supplementary Cardholders of BDO UnionPay Credit Cards whose cards were upgraded, downgraded, converted, replaced, or renewed are NOT qualified to avail of the offer.

  4. To be eligible for the promo, Cardholder should meet the following criteria:

  • Cardholder’s UnionPay card application has been approved within April 1 to September 15, 2021, and is extended until December 31, 2021, as approved by DTI

  • The Cardholder must activate and must meet the minimum spend requirement (single-receipt or cumulative) within 60 days after the card issuance to get the corresponding cash credit stated below:

BDO UnionPay Credit Card Minimum Spend Requirement
(Single-Receipt or Cumulative)
Cash Credit
Gold P2,000 P1,000
Diamond P3,500 P2,000


  1. All local and overseas retail, online/MOTO purchases are qualified EXCEPT for the following:

    1. Local/International Cash Advances made via ATM or over-the-counter;

    2. Transactions from casinos or from merchants engaged in gambling;

    3. Transactions from stock trading, forex trading, financial trading services, remittance, and the like

    4. BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash, and Cash-It-Easy

  2. For installment purchases, the principal/base amount will be included in the computation of spend.

  3. All purchases must come from one (1) BDO UnionPay Credit Card only. In computing for the total Spend Amount, the qualified Principal Cardholder is not allowed to combine his/her purchases with the purchases of his/her Supplementary Cardholder/s (if any), and vice versa.

  4. Qualified Cardholder may only earn a Cash Credit once under this promo.

  5. Cash credit shall be automatically credited to the qualified Cardholder's principal account within 60 banking days after the month of meeting the minimum spend requirement.

  6. All questions and issues from the promo will be accepted within sixty (60) calendar days from crediting of Cash Credit or from the time the Cash Credit should have been credited, after which the promotion is considered conclusive.

  7. BDO UnionPay Credit Cardholder must be active and of good credit standing at the time of posting of the Cash Credit, otherwise, the Cash Credit earned shall be forfeited.

  8. Cash Credit awarded is non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the BDO UnionPay Credit Card.

  9. Cash Credit earned will be forfeited if the BDO UnionPay Credit Card has been cancelled or converted to another BDO Credit Card or has been found to be delinquent.

  10. Cash Credit cannot be redeemed in conjunction with other promotional offers of BDO. BDO will charge back the Cash Credit posted to his/her Card or directly collect the cost from the Cardholder if found to have double/multiple redemptions or if the transaction is cancelled/reversed or found to be invalid or fraudulent at a later date.

  11. In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promotion shall be resolved by BDO with the concurrence of DTI.

  12. The promo is subject to the General Terms and Conditions governing the issuance and use of BDO Credit Cards



Per DTI Fair Trade Permit No. FTEB-116189 Series of 2021