Credit Card Promos


Save up to P5,000 when you spend  ANYWHERE using your BDO UnionPay Credit Card!


  1. For cumulative spend, no minimum amount per transaction is required. 

  2. A participating Cardholder can earn a maximum of P5,000 rebate.

  3. The rebate will be posted to the Principal Cardholder’s account on or before October 18, 2021.


Promo Period

July 15 to September 15, 2021 


Qualified Cards

SELECT Principal BDO Gold and Diamond UnionPay Credit Cards



Promo Mechanics

  1. The Promotion is open only to BDO Gold or Diamond UnionPay Principal Credit Cardholders who have been SELECTED and notified of the Promo via Viber/SMS or Electronic Direct Mailer (EDM).

  2. The Promo Period is July 15 to September 15, 2021.

  3. To qualify for the Promo and earn the cash rebate:

    1. The Principal Cardholder must ENROLL ONLINE through the promo web page until September 15, 2021 and indicate the Promo ID that was sent by BDO via Viber message, SMS, or electronic direct mail. Only the Principal Cardholder is qualified to enroll to the Promo.

      The Principal Cardholder must provide complete and accurate information. Otherwise incomplete, insufficient or wrong information will invalidate the enrollment and will not be processed.
      Enrollment of the Principal Cardholder (considered as one “Account”) automatically enrolls his/her corresponding Supplementary account/s, if any. 


    2. The Principal Cardholder must use his/her BDO Gold or Diamond UnionPay Credit Card for ANY purchase (straight, installment, local, overseas or online/MOTO ) from July 15 to September 15, 2021 and reach the spend requirement (single or accumulated) below:

Minimum Required Spend
(single or cumulative)
Cash Rebate
P5,000 P500
P20,000 P2,500
P40,000 P5,000


  1. In computing for the total spend amount, the qualified Principal Cardholder may combine his/her purchases with the purchases made with his/her Supplementary Cardholder/s (if any). It is the responsibility of the Principal Cardholder to monitor his/her qualified spend.

Sample Computation

Once a Principal Cardholder successfully enrolls in the promo, all his/her Supplementary will be automatically enrolled.


Amount Transaction Date Transaction Amount Cash Rebate To Be Awarded to Principal Cardholder
Principal Card July 15 P12,000  
Supplementary Card 1 July 28 P500
Supplementary Card 2 August 2 P7,500
Supplementary Card 1 September 8 P10,000
Principal Card September 15 P15,000  
TOTAL   P45,000 P5,000


  1. For installment purchases, the Principal/base amount will be included in the computation of spend.

  2. The following transactions are qualified for this Promotion: 

  • Local retail transactions (Straight or Installment)

  • Foreign currency purchases (qualified spend is based on the actual Peso or Dollar value posted on the account/billing statement)  

  • Online or internet transactions 

  • Mail Order/Telephone Order (MOTO)

  1. The following transactions are EXCLUDED from this Promotion:

    1. ​Local/International Cash Advances made via ATM or over-the-counter;

    2. Any type of Bills Payment (Auto-charge, Charge-On-Demand, Utility/Recurring Bills, Loan Payments, etc.)

    3. Purchases from Utilities (Gas, Electric, Water, Etc.)

    4. Transactions from casinos or from merchants engaged in gambling;

    5. Transactions from trading services/remittances

    6. BDO Internal Installment Programs such as Balance Transfer, Easy Pay Cash, and Cash-It-Easy

    7. Cash in to load e-wallet/prepaid cards, Money send/Funding Payment (Paymaya, Gcash etc.)

    8. Transactions redeemed from other ongoing BDO Promos (Ex: Shop Anywhere Cash Back Promo, UnionPay Online Rebate Promo, rebate/discount promos with merchant partners, etc.)

  2. The Principal Cardholder is entitled to a ONE-TIME AWARDING of the cash rebate regardless if he/she has more than one qualified Card.

  3. The qualified spend is based on the actual Peso or Dollar value posted on the account/billing statement. For Principal Cardholders enrolled in the Dual Currency feature, transactions will be converted to Philippine Peso based on USD 1 = P48. The amount will then be added to the total qualified Peso transactions to determine the total spend.

  4. The cash rebate will be posted in Philippine Peso regardless if the Principal card account is enrolled in the Dual Currency feature.

  5. All cash rebates, including those from the qualified purchases of the Supplementary account/s, will be posted to the Principal Cardholder's account. 

  6. The Promotion cannot be used in conjunction with other ongoing BDO promotions (e.g. Shop Anywhere Cash Back Promo, UnionPay Online Rebate Promo, rebate/discount promos with merchant partners, etc.) and is subject to the Terms and Conditions governing the issuance and use of the BDO Credit Cards



Crediting of Cash Rebate

  1. The Principal Cardholder’s account must be active, and without any past due obligation from the start of the Promo until the scheduled awarding of the cash rebate. For cards with dual currency, delinquency of one currency affects the other and therefore will no longer be eligible for the Promotion.

  2. For Cardholders who met the spend requirement, the cash rebate will be credited to the Principal Cardholder's  account with the transaction description: “2021 UNIONPAY SPECIAL REBATE OFFER”. BDO will notify the Principal Cardholder through a Viber/SMS message, which will be sent to the Principal Cardholder’s registered mobile number on or before October 20, 2021.

  3. Cardholders must ensure that their registered mobile number with BDO is updated and accurate. BDO will not be responsible for non-receipt of Viber/SMS notification due to incorrect or outdated contact details. 

  4. Cash rebates earned will be forfeited if the BDO Gold or Diamond UnionPay Credit Card has been cancelled or converted to another BDO Credit Card or has been found to be delinquent.



General Terms and Conditions

  1. Cardholders must examine their Statement of Account for any errors related to the Promo (e.g. rebate computation, non-awarding of rebate). All questions and issues arising from the promo will only be accepted, within sixty (60) calendar days from posting of the cash rebate or until December 18, 2021, after which the promotion is considered conclusive.

  2. Cash Rebates awarded are non-transferable and nonconvertible to cash. However, it is treated as a credit or payment for purchases of any outstanding balance on the Card.

  3. BDO reserves the right to reverse or adjust the cash back credits previously posted if the qualifying spend is disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if there is erroneous posting of the cash back amount, or if the transaction was used to register or redeem from another ongoing BDO Credit Card Promo. 

  4. In case of disputes related to this Promotion, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promotion or for any redemption shall be resolved by the BDO with concurrence of DTI.




DTI Fair Trade Permit No. FTEB-122944, Series of 2021