Credit Card Promos


Shop online and get 10% rebate for 
a minimum single-receipt or cumulative
spend of P15,000 with BDO UnionPay!

  • For cumulative spend, the minimum amount per transaction is P2,000. 

  • A participating cardholder can earn a maximum of P10,000 rebate for every qualified BDO UnionPay Card. 

  • The rebate will be posted to the Principal Cardholder’s account on February 16, 2022.

Note: BDO UnionPay Cards are accepted at, Grab, and merchants that accept PayPal payments such as Food Panda, Rustan’s,, Zara, Zalora, and other online stores.


Promo Period

October 15, 2021 to January 15, 2022


Qualified Cards

BDO Gold and Diamond UnionPay Credit Cards




How to Join





Promotion Mechanics

  1. The Promotion is open to all active principal and supplementary BDO UnionPay Credit Cardholders. 

  2. The Promotion Period is from October 15, 2021 to January 15, 2022.

  3. To participate in the promotion: 

    1. The Cardholder must enroll to the promotion using the Promo ID sent by BDO through Viber message, SMS, or email until January 15, 2022. The Principal and Supplementary Cardholder must enroll to the promotion separately for their respective cards, and ensure that accurate information is provided.

      Click here to enroll. 

    2. The Cardholder must use his/her qualified BDO UnionPay Credit Card and shop ONLINE for a minimum single-receipt or cumulative spend of P15,000 from October 15, 2021 to January 15, 2022. For cumulative purchases, the minimum amount required per transaction must be P2,000.

  4. Promotion Exclusions: The following transactions are NOT qualified for this promotion:

    1. Any type of Bills Payment (Auto-charge, Charge-On-Demand, Utility/Recurring Bills, Loan Payments, etc.)

    2. Purchases from Utilities (electricity, water, etc.)

    3. Transactions from casinos or from merchants engaged in Gambling

    4. Transactions from trading services/remittances

    5. BDO internal Installment Programs (Balance Transfer, EasyPay Cash and Cash-It-Easy, Easy Convert etc.)

    6. Quasi-Cash, Cash in to load e-wallet/prepaid cards, Money send/Funding payment (Paymaya, Gcash, etc.)

    7. Telecommunications Services, Cable and Other Pay Television (Smart, Globe, PLDT, Converge, etc.)

Note: Cash-in transactions for Grab are valid and included in the promo.

  1. To meet the total spend required, the Principal Cardholder cannot combine his/her purchases with the Supplementary Cardholder, and vice-versa. It is the responsibility of the Cardholder to monitor his/her qualified spend.

  2. For installment purchases, the Principal/base Amount will be included in the computation of the total spend requirement.

  3. For Cardholders enrolled in the Dual Currency feature, transactions made in US Dollar and other currencies will be converted to Philippine Peso based on USD 1 = P50. The amount will then be added to the total qualified Peso transactions to determine the total spend amount.

  4. The maximum rebate that each Cardholder can earn is up to P10,000, for every card enrolled to the promotion. The rebate will be posted in Philippine Peso regardless if the account is enrolled in the Dual Currency feature. 

  5. The transaction/s included in this promotion, cannot be used to redeem in any other ongoing BDO Credit Card Promotions (e.g. Shop Anywhere Cash Back Promo, Other Rebate/Cash Back Promos, etc.) and is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.



Crediting of Rebate

  1. The Cardholder’s account must be active, and without any past due obligation from the start of the promotion until the scheduled awarding of the rebate. For cards with dual currency, delinquency of one currency affects the other and will no longer be qualified for the promo.

  2. The rebate earned by the Principal and/or Supplementary cardholders will be credited on or before February 16, 2022. The rebate/s will appear on the Principal Cardholder’s Statement of Account with the transaction description: “2021 UNIONPAY ONLINE REBATE PROMO 2”. 

  3. Qualified Cardholders who earned the rebate will be notified by BDO via Viber/SMS message on or before February 18, 2022. The Principal and Supplementary Cardholder will receive separate Viber/SMS notifications.

  4. The Principal or Supplementary Cardholders must ensure that their registered mobile number with BDO is updated and accurate. BDO will not be responsible for non-receipt of SMS notification due to incorrect or outdated contact details.



General Terms and Conditions

  1. Cardholders must examine their Statement of Account for any errors related to the Promotion (e.g. rebate computation, non-awarding of rebate). All questions and issues arising from the promotion will only be accepted, within sixty (60) calendar days from posting of the rebate or not later than April 16, 2022 after which the promotion is considered conclusive.

  2. For disputes/concerns regarding transactions made from, the Cardholder may be asked to provide a proof of purchase (e.g. confirmation email from the merchant) as a supporting document and send it to

  3. Rebates awarded are non-transferable and nonconvertible to cash. However, it is treated as a credit or payment for purchases of any outstanding balance on the Card.

  4. BDO reserves the right to reverse or adjust the rebate previously posted if the qualifying spend is disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another on-going BDO Credit Card promotion.

  5. In case of disputes related to this promotion, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promotion or for any redemption shall be resolved by BDO with concurrence of DTI.




DTI Fair Trade Permit No. FTEB-128503, Series of 2021