Credit Card Promos


Turn your receipts into CASH at 0.99% per month!
Promo Period: October 1 - December 31, 2018
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards
  • American Express Cards issued by BDO

Promo Offer:
Enjoy low monthly add-on rate of 0.99% for 12 months term for a minimum amount request of P5,000!


Click here for the list of BDO branches in Metro Manila
Click here for the list of BDO branches in Luzon
Click here for the list of BDO branches in Visayas
Click here for the list of BDO branches in Mindanao

Promo Mechanics:

  1. The BDO EasyPay Cash Low Rate Promotion (“Promo”) is open to qualified Principal Credit Cardholders of Mastercard, Visa, UnionPay1, Diners Club1, JCB and American Express® Credit Card issued by BDO (“Cardholder”), whose accounts are active and current at the time of application. Excluded are International Dollar Cards, Corporate Cards, Distribution Cards, Purchasing Cards and Installment Card.

  2. Promo period is from October 1 to December 31, 2018.

  3. To qualify for the Promo, Cardholder must:

    • Request for a minimum EasyPay Cash ("EPCash") amount of at least P5,000 charged on 3, 6, 12, 18 or 24 months installment term.
      The following rates shall apply:


      Add-On Rate

      Factor Rate

      Effective Rate P.A.





















      Sample Computation for a EasyPay Cash amount of P10,000 at 12-month term:
      EasyPay Cash amount x Factor Rate = Fixed Monthly Amortization
      P10,000 x 0.093234 = P932.34

    • Submit ORs meeting the following criteria:

      • Must be addressed to “C”, “Cash” or “Cardholder's name”

      • Must contain the name of the establishment and its TIN

      • Must not be more than 60 days from transaction date

      • May be single or accumulated (for cash payments/purchases)

      • Must be at least P500.00 per OR (for cash payments/purchases)

      • ORs from the following transactions are not allowed:

        • Rental fees

        • Pawnshop tickets

        • Loan payments

        • Foreign exchange receipts

        • Receipts from purchases of stocks, bonds and other investments

        • Gambling receipts

    • Apply via BDO Online, BDO Branch or Customer Contact Center

      1. Hassle Free Online Application

        • Online Availment Steps

          • Log-in to your BDO Online Banking account via

          • Click More Services then choose the option Credit Card Services

          • Click More Services then choose the option Credit Card Services

          • Select your active enrolled BDO Credit Card number

          • Select a Request

          • Select "EasyPay Cash" and then click the Submit button

          • Read EPCash Mechanics and Terms and Conditions (T&C) and then click the Start button

          • Answer your Challenge Question

          • Fill in the EPCash application form

          • Review application details and amend, if necessary, by clicking the Edit button

          • Attach clear copies of the ORs in jpg, gif and pdf file formats and then click the Confirm button

          • Agree with EPCash T&C and then click Submit button

          • Re-confirm submission of application by clicking Yes button

          • Wait for the confirmation message with reference number

      2. While-you-Wait

        • Visit any BDO branch2 near you

        • Bring the original and photocopy of the ORs together with the completely filled-out EasyPay Cash Request Form to General Services Counter.

      3. Application-by-Fax/Email

        • Call the BDO Customer Contact Center at (02) 631-8000 then fax your ORs to (02) 702-6881 to 82 or email your ORs to indicating the reference number3 on the documents for tracking purposes together with the completely filled-out EasyPay Cash Request Form

  4. The Cardholder can get the proceeds in different ways:

    • Deposited to his/her Personal BDO Current or Savings Account (approved amount deposited as cash)

    • Deposited to his/her Personal Non-BDO Current or Savings Account4

    • Released to him/her as CASH, if application was processed via BDO branches

  5. The EasyPay Cash principal amount with interest will be deducted from and should be within the available credit limit.

  6. All approved EasyPay Cash applications can no longer be reversed/cancelled.

  7. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

1UnionPay and Diners Club Credit Cards issued by BDO can only be processed via BDO Online Banking and BDO Customer Contact Center.
2EPCash applications can be processed in over 1,000 BDO branches nationwide. Visit to view complete list of participating BDO branches.
3Reference number from Customer Contact Center will be provided before the end of the call.
4For BDO Branch EasyPay Cash applications, approved amount will be credited within 24 hours via Bank Transfer and is subject to P500 Service Fee. For BDO Contact Center and Online EasyPay Cash applications, approved amount will be deposited as check, subject to clearing period. Other bank must have a branch located within Ortigas area.

Per DTI-FTEB Permit No. 10550, Series of 2018.


Click here for Program Mechanics
Click here for the EasyPay Cash Terms and Conditions