Credit Card Promos

 

Charge tuition on installment with your BDO Credit Card!

  • As low as 0.70% monthly add-on rate in all partner schools

  • 0% interest on installment at select partner schools

  • Pay now and:

    • Get billed 2 months later for April 16 to September 8, 2021 transactions

    • Get billed 3 months later for September 9 to December 31, 2021 transactions

Click here for list of partner schools and training centers*.
*On-site enrollment is subject to partner school’s guidelines.

 

Promo Period
April 16 to December 31, 2021

 

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express® Cards

 

 

Promo Mechanics

  1. The Promo is open to all active principal and supplementary credit cardholders of BDO Mastercard, Visa, UnionPay, JCB, Diners Club and BDO-issued American Express® Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Promo will run from April 16 to December 31, 2021.

  3. Qualified cardholders can avail of the following offers:

    • As low as 0.70% monthly add-on rate in all partner schools

    • 0% interest on installment at select partner schools

    • Pay now and:

      • Get billed 2 months later for April 16 to September 8, 2021 transactions

      • Get billed 3 months later for September 9 to December 31, 2021 transactions

  4. Participating schools have the sole discretion on the term/s and/or item(s)/service(s) applicable for the 0% installment offer.

  5. For item(s)/service(s) not included in the 0% offer, monthly add-on interest rates below shall apply:

    Term
    Factor Rate
    Add-on Rate Per Month
    Effective Rate Per Annum
    3 months
    0.343338077
    1.00%
    17.92%
    6 months
    0.176667651
    1.00%
    20.29%
    9 months
    0.121111407
    1.00%
    21.11%
    12 months
    0.090333829
    0.70%
    15.16%
    18 months
    0.062559058
    0.70%
    15.37%
    24 months
    0.048667386
    0.70%
    15.38%
    36 months
    0.037777833
    1.00%
    21.20%

 

Sample Computation:

  1. Amount to be charged: P15,000
  2. Installment Term: 12 months
  3. Factor Rate: 0.090333829
  4. Monthly Amortization: Amount x Factor Rate
    P15,000 x 0.090333829 = 1,355.01
    P1,355.01 per month for 12 months
  5. Total Installment Price: Monthly Amortization x Installment Term
    P1,355.01 x 12
    P16,260.12
  1. There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.

  2. All BDO installment transactions are subject to bank approval.

  3. The entire installment transaction amount and interest shall be deducted from the Cardholder's available credit limit.

  4. The Buy Now, Pay Later (BNPL) Installment Program is effective on the following dates:

    Transaction Date Start of 1st Billing
    April 16 to September 8, 2021 Starting on the 3rd billing cycle
    September 9 to December 31, 2021 Starting on the 4th billing cycle


    The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder based on the above schedule and every month thereafter until the total amount payable is paid in full.

  5. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.

  6. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash Tuition transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

 

Click here for EasyPay Installment Terms and Conditions.

 

DTI Fair Trade Permit No. FTEB 111336, Series of 2021.