Credit Card Promos


Travel Now, Pay Next Year!
Promo Period: Until December 31, 2019
Qualified Cards:

  • BDO Mastercard, Visa,  JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO


  • Enjoy travel packages at discounted rates with your BDO Credit Card!

  • Avail of 0% interest on 3 months installment term and pay 3 months later.


Travel Packages and Participating Partners:




For more destinations and travel dates, please contact our partner Travel Agencies.

  • Aboex Travel and Tours

  • International Journeys

  • Reli Tours and Travel

  • Rakso Air Travel and Tours

  • House of Travel

  • Executive Resources

  • Manila International Travel and Tours, Inc.

  • JTB Asia Pacific

  • Cruise Professionals, Inc.

Click here for partner’s contact information.


Airline Tickets
Avail of international and domestic airline tickets at 0% interest on 3 months installment term from Manila International Travel and Tours.


Promo Mechanics:

  1. Promo Period is from September 9 to December 31, 2019.

  2. The Travel Now, Pay Next Year offers are applicable to all BDO Credit Cardholders whose credit cards are in active status. Excluded are Corporate Cards, Distribution Cards, Purchasing Cards, and Charge Cards.

  3. Credit Cardholders must pay using their BDO Credit Card to be entitled to the discount on travel packages and 0% installment on 3 months term with 3 months billing holiday.

  4. Offers are likewise subject to the Terms and Conditions of the Travel Agency and the BDO Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.

  5. Monthly installment due on Travel Now, Pay Next Year installment transaction together with monthly interest and penalty charge (if any) will be billed to the Cardholder starting on the fourth (4th) monthly billing statement cycle after the transaction date and every month thereafter until the total amount payable is paid in full.

  6. Participating Travel Agencies have sole discretion on the term/s and packages applicable for the Zero Percent (0%) installment offering.

  7. Qualified Cardholders may avail of the Zero Percent (0%) interest for a minimum installment purchase worth P3,000 subject to minimum installment agreement with partner merchants.

  8. Zero Percent (0%) interest is applicable if the Cardholder pays his / her monthly installment in full.

  9. Approved amount of the installment transaction/s shall be deducted from the Cardholder’s credit limit.

  10. For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:


    Applicable to a minimum of P3,000 /transaction.

    Sample Computation:
    Total Transactions Amount: P10,000
    Installment Term: 12 months

    Transaction Amount x Factor Rate = Fixed Monthly Amortization
    P10,000 x 0.100838 = P1008.38

  11. Fare adjustments are applicable during peak seasons or special holidays.

  12. The following booking requirements must be met:

      From Manila From Clark
    Domestic International Domestic International
    Booking Period 12 working days prior to travel 21 working days prior to travel 12 working days prior to travel 35 working days prior to travel
    Inclusions Taxes, fuel surcharge and embarkation fee from Manila Taxes, fuel surcharge and Philippine Travel Tax Taxes and fuel surcharge Taxes and fuel surcharge


  13. All full packages require a minimum of two (2) passengers travelling together.

  14. For inquiries, bookings or reservations, Cardholder can call the Travel Agency directly.

  15. Prevailing USD-PHP exchange rates at the time of booking shall apply on fares quoted in US Dollars.

  16. Complete contact details of the Cardholder/s and passenger/s are required upon booking.

  17. To finalize the booking, Cardholders must completely fill out and sign a Booking Agreement Form, then submit to the Travel Agency. Otherwise, booking request will not be processed.

  18. A copy of valid passport is required for international booking. For domestic travel, a valid ID must be presented upon request of the Travel Agency, the hotel/resort upon check-in, and/or upon airline check-in.

  19. For travel packages that require a Visa, the BDO Credit Cardholder must process the Visa application and comply with any Visa application procedures set by the respective Travel Agency.

  20. Travel Agency shall not be held liable for any omissions to the purchased tour packages brought about by the passengers’ improper travel documentation, improper conduct, invalid credentials, and tardiness, without prejudice to the Philippine Passenger Bill of Rights and the International Airline Transport Association (IATA) Passenger Rights Regulations.

  21. Tour voucher and airline tickets shall be sent through email or faxed to the Cardholders 3 to 4 working days after the finalization and settlement of the transaction amount.

  22. Restricted airline tickets have 8 days validity. Terms & Conditions of International airlines are subject to the IATA Passenger Rights Regulations. In addition, domestic airlines and routes, terms and conditions of the Philippine Passenger Bill of Rights shall also apply.

  23. No changes can be made 48 hours prior to departure.

  24. All changes in finalized bookings are subject to penalties and charges from the airline and tour operator.

  25. Travel packages for other destinations may also be availed at regular rates.

  26. Travel packages must be booked within the promo period.

  27. Approved transactions can no longer be reversed or cancelled. Revisions on and/or rebooking of the tour itinerary may be allowed subject to the approval of the Travel Agency.

  28. 0% interest is valid only if the monthly dues are paid in full. All transactions are subject to bank approval.

  29. BDO may accommodate Cardholder’s request to accelerate the charging of the remaining unbilled monthly amortization/s on the Travel Now, Pay Next Year installment transactions.  A corresponding fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account.  After acceleration, the total amount due and the corresponding installment processing fee must be paid in full.

  30. In case of dispute such as, but not limited to the Cardholder’s eligibility, coverage of dates, fulfilments etc., BDO’s decision shall prevail with prior approval from DTI. All questions or disputes regarding the Cardholder’s eligibility for the Promo or any redemption shall be resolved by BDO with concurrence of DTI.


Per DTI Fair Trade Permit No. FTEB 14057, Series of 2019