Credit Card Promos


Travel Now Pay Later!
Promo Period: Until December 31, 2019
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO


  • Enjoy travel packages at discounted rates with your BDO Credit Card!

  • Avail of 0% interest on 3 months installment term and pay 1 month later.

2019 Travel Packages
Destination Package per person as low as 3 mos. Installment Travel Agency

Winter in Korea
December 26-31

(All In)

P21,183.33 per month Reli Tours & Travel
Tokyo Christmas December 27-31
(All In)
P31,783.33 per month
Holidays in Osaka  December 27 to January 1 (6D/5N) P103,300
(All In)
P34,433.33 per month
Wander in Taiwan August 2019
(All In)
P8,629.33 per month Aboex Travel & Tours
Holy Land Pilgrimage November 19-29 (11D/10N) P174,288
(All In)
P58,096.00 per month
Japan Barkada Package
Minimum of 4 pax
(All In)
P5,629.33 per month
Coron (3D/2N) P14,000 
(All In)
P4,666.67 per month Rakso Air Travel & Tours
Siargao (4D/3N)

(All In)

P6,666.67 per month
Japan & Korea
October 30 (6D/5N)
P38,010 P12,670.00 per month Princess Cruises
Grand Mediterranean Europe
October 24 (12D/11N)
P48,510 P16,170.00   per month
Australia &
New Zealand

December 15 (13D/12N)
P36,699 P12,233.00 per month

For other departure dates & more travel packages, please contact our partner travel agencies.
Airline tickets are also available on installment thru Manila International Travel and Tours



Participating Partners:

  • Aboex Travel & Tours

  • Cruise Professionals

  • Executive Resources

  • House of Travel

  • International Journeys

  • Manila International Travel and Tours

  • Rakso Travel

  • Reli Tours

Click here for partners' contact information.


Promo Mechanics:

  1. Promo runs until December 31, 2019.

  2. The Travel Now Pay Later offers are applicable to all BDO Credit Cardholders whose credit cards are in active status. Excluded are Corporate accounts, Distribution Cards, Purchasing Cards, Electron Cards and Charge Cards.

  3. Credit Cardholders must pay using their BDO Credit Card to be entitled to the discount on travel packages and 0% installment on 3 months term with 1 month billing holiday.

  4. Offers are likewise subject to terms and conditions of Travel Agency and the BDO Terms and Conditions governing the Issuance and Use of BDO Credit Cards.

  5. Monthly installment due on Travel Now Pay Later installment transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) monthly billing statement cycle after the transaction date and every month thereafter until the total amount payable is paid in full.

  6. Participating travel agencies have sole discretion on the term/s and packages applicable for the Absolutely Zero Percent (0%) offering.

  7. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum installment purchase worth P3,000 subject to minimum installment agreement with partner merchants.

  8. Zero Percent (0%) interest is applicable if the cardholder pays his / her monthly installment in full.

  9. For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:

    3 1.00% 17.92% 0.3433381
    6 1.00% 20.29% 0.1766677
    9 0.75% 15.93% 0.1186158
    12 0.70% 15.16% 0.0903338
    18 0.75% 16.43% 0.0630599
    24 0.75% 16.43% 0.0491688
    36 2.00% 39.43% 0.0477781

    Applicable to a minimum of Php3,000 /transaction.

    Sample Computation:
    Total Transactions Amount: P10,000
    Installment Term: 12 months

    Transaction Amount x Factor Rate = Fixed Monthly Amortization P10,000 x 0.0903338 = P903.34

  10. Fare adjustments are applicable during peak seasons or special holidays.

  11. The following booking requirements must be met:

      From Manila From Clark
      Domestic International Domestic International
    Booking Period 12 working days prior to travel 21 working days prior to travel 12 working days prior to travel 35 working days prior to travel
    Inclusions Taxes, fuel surcharge and embarkation fee from Manila Taxes, fuel surcharge and Philippine Travel Tax Taxes and fuel surcharge Taxes and fuel surcharge


  12. All full packages require a minimum of 2 passengers travelling together.

  13. For inquiries, bookings or reservations, Cardholder can call Travel Agency directly.

  14. Complete contact details of the cardholder/s and passenger/s are required upon booking.

  15. To finalize booking, cardholders must completely fill out and sign a Booking Agreement Form, then submit to the Travel Agency. Otherwise, booking request will not be processed.

  16. A copy of valid passport is required for international booking. For Domestic travel, a valid ID must be presented upon request by the Travel Agency, the hotel/resort upon check-in, and/or upon airline check-in.

  17. For travel packages that require a Visa, the BDO Credit Cardholder must process the Visa application and comply with any Visa application procedures set by the respective Travel Agency.

  18. Travel Agency shall not be held liable for any omissions to purchased tour packages brought about a passengers’ improper travel documentation, improper conduct, invalid credentials, and tardiness, without prejudice to the Philippine Passenger Bill of Rights and the International Airline Transport Association (IATA) Passenger Rights Regulations.

  19. Tour voucher and airline tickets shall be sent through email or faxed to cardholders 3 to 4 working days after finalization and settlement of transaction amount.

  20. Restricted airline tickets have 8 days validity. Terms & Conditions of International airlines are subject to the IATA Passenger Rights Regulations. In addition, domestic airlines and routes, terms and conditions of the Philippine Passenger Bill of Rights shall also apply.

  21. No changes can be made 48 hours prior to departure.

  22. All changes in finalized bookings are subject to penalties and charges from the airline and tour operator.

  23. Travel packages for other destinations may also be availed at regular rates.

  24. Travel packages must be booked within the promo period.

  25. Approved transactions can no longer be reversed or cancelled. Revisions and or rebooking on the tour itinerary may be allowed subject to approval of Travel Agency.

  26. 0% interest is valid only if monthly dues are paid in full. All transactions are subject to bank approval.

  27. BDO may accommodate Cardholder’s request to accelerate the charging of the remaining unbilled monthly amortization/s on the Travel MOTO installment transactions.  A corresponding fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the cardholder’s account. After acceleration, the total amount due and the corresponding installment processing fee must be paid in full.

  28. In case of dispute such as, but not limited to Cardholder’s eligibility, coverage of dates, fulfilments etc., BDO’s decision shall prevail with prior approval from DTI. All questions or disputes regarding the Cardholder’s eligibility for the Promo or any redemption shall be resolved by BDO with concurrence of DTI.


Per DTI-FTEB Permit No. 20345, Series of 2018.