Credit Card Promos

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2019 BDO Gold Mastercard Everyday Essentials Rebate
Promo Period: September 15 to November 15, 2019
Qualified Cards: BDO Gold Mastercard



Get up to P10,000 Cash Rebate when you use your BDO Gold Mastercard for Gas, Supermarket, Drugstore, Restaurant and Online (“Everyday Essentials”) spend.

  • 3% Rebate for at least P1,000 Gas spend

  • 5% Rebate for at least P3,000 Supermarket, Drugstore or Restaurant spend

  • 7% Rebate for at least P5,000 Online spend


Promo Mechanics:

  1. The 2019 BDO Gold Mastercard Everyday Essentials Rebate (“Promo”) will run from September 15 to November 15, 2019 (“Promo Period”).

  2. The Promo is open to Cardholders of BDO Gold Mastercard (“Qualified Card”):

    • whose accounts are active and current (i.e. no past due in both Peso and Dollar Accounts)

    • who will receive the Promo announcement through Viber/SMS and/or Electronic Direct Mailer*

*Cardholder's contact information must be kept updated to continue receiving card promotions and advisories. Update details here or call the BDO Customer Contact Center at (02) 86318000.

  1. To qualify for the Rebate, Cardholder must:

    1. Submit the online form no later than November 16, 2019.

    2. Use his/her Qualified Card within the Promo Period and have posted Peso and Dollar transactions, as follows:

      1. GAS purchase/s of at least P1,000;

      2. SUPERMARKET and/or DRUGSTORE and/or RESTAURANT purchase/s of at least P3,000;

      3. ONLINE purchase/s of at least P5,000;

      4. The cumulative qualified spend per month must be at least P20,000
        Month 1: September 15 to October 15, 2019
        Month 2: October 16 to November 15, 2019

      5. Where applicable, qualified Dollar transactions will be converted to Peso at a fixed rate of P50:$1 to determine total qualified spend.

  2. Exclusions:

    • Any type of Bills Payment: Auto-charge, Charge-on-Demand, Utility/Recurring Bills, Loan Payments, etc.

    • Online transactions from Casino or from merchants engaged in Gambling and from trading services/remittances

  3. Purchases must come from one (1) Qualified Card only. A Principal Card is treated separately from the Supplementary Card. In computing for the total qualified Spend Amount, transactions of the Principal Card cannot be combined with the transactions of the Supplementary Card.

  4. The maximum Rebate entitlement per Cardholder is P5,000 per month or a total of P10,000 for the promo period, computed based on the Rebate Earning Table below:

    Spend Category Minimum Spend Amount Rebate
    Gas P1,000 3%




    P3,000 5%
    Online P5,000 7%

    To see sample rebate computation, please click here.


How to Join:

  1. Fill-out the online form and submit no later than November 16, 2019. The following information must be provided:

    • Embossed Name on the Card

    • Last 4 digits of the Credit Card Number

  2. Submission of incomplete/wrong information will not be processed.

  3. Cardholder can join only once regardless if he/she has more than one Qualified Card, whether as Principal or as Supplementary.

  4. Cardholder will be notified via SMS upon successful posting of the Cash Rebate earned on or before December 16, 2019 and will appear on the succeeding Statement of Account (SOA).

  5. Cardholder understands that by joining the Promo, purchases must not be used to redeem from other BDO promos such as but not limited to Shop. Choose. Redeem. By choosing to redeem other offers before the Rebate crediting, BDO understands that Cardholder forfeits eligibility to earn Rebate.


General Terms and Conditions:

  1. Cardholder must examine their SOA for any error/s related to the Promo (e.g. rebate computation, non-awarding of rebate). All questions and issues arising from the promo will be accepted within sixty (60) calendar days from posting of the Rebate, after which the promotion is considered conclusive.

  2. Rebate is non-transferrable, non-refundable and non-convertible to cash. It is treated as a credit or payment on any outstanding balance on the Cardholder's account.

  3. Double Redemption, Cancellation of qualified purchase and Fraudulent transaction/s.
    The Rebate cannot be redeemed in conjunction with other promotional offers of BDO. A Cardholder’s purchase that has been used to redeem the Rebate may no longer be used to avail of another BDO Promo such as but not limited to (1) Shop. Choose. Redeem. (2) Rebate Promos and the like or vice versa. If found to have double/multiple redemptions, BDO reserves the right to chargeback the full cost of the Treat or Rebate to the corresponding account, at BDO’s discretion.

    Similarly, if the transaction is cancelled/reversed or found to be invalid or fraudulent at a later date, BDO will chargeback the Rebate credited to his/her Card or directly collect cost from the Cardholder.

  4. Corporate Cards are not eligible to participate in the promo.

  5. By participating in the Promo, Cardholder agrees to maintain his/her BDO credit card account updated (without incurring past due/delinquency) within the Promo Period and at the time of Rebate crediting. Cardholder further acknowledges that should he/she fail to comply with any of the Terms and Conditions and Mechanics of the Promo, he/she will not be eligible to avail of the Rebate.

  6. In case of dispute but not limited to the Cardholder's eligibility, coverage of dates and fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promotion or for any redemption shall be resolved by BDO with the concurrence of DTI.

  7. In case of any question about any of the provisions of this Promotion, the interpretation of BDO shall prevail, with the concurrence of DTI.

  8. Terms and conditions governing the issuance and use of BDO Credit Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


Per DTI-FTEB Permit No. 17801 Series of 2019.