Credit Card Promos


Get up to P2,000 rebate when you apply for a

BDO JCB Credit Card and meet the minimum

spend requirement.


Promo Period

June 8 to December 31, 2021


Qualified Cards

  • BDO JCB Lucky Cat

  • BDO JCB Gold

  • BDO JCB Platinum



Steps to Join this Promo





Promo Mechanics

  1. The Promo is open to all NEW BDO JCB Lucky Cat, JCB Gold, JCB Platinum Principal or Supplementary Credit Cardholders whose cards are issued from June 8 to December 31, 2021.

  2. Only first time BDO JCB Credit Cardholders (whether as Principal or Supplementary) are eligible to participate in the promo.

  3. Existing Principal or Supplementary Cardholders of BDO JCB Credit Cards whose cards were upgraded, downgraded, converted, replaced, or renewed are NOT qualified to avail of the offer.

  4. To be eligible for the promo, Cardholder should meet the following criteria:

  • Cardholder’s JCB card application has been approved within the Card Issuance period and must activate and use his/her BDO JCB Credit Card within the Spend Period.

Card Issuance Period Spend Period
June 8 to 30, 2021 Until August 31, 2021
July 1 to 31, 2021 Until September 30, 2021
August 1 to 31, 2021 Until October 31, 2021
September 1 to 30, 2021 Until November 30, 2021
October 1 to 31, 2021 Until December 31, 2021
November 1 to 30, 2021 Until January 31, 2022
December 1 to 31, 2021 Until February 28, 2022
  • The Cardholder must activate and must meet the minimum spend requirement within the Spend Period to get the corresponding rebates stated below:  

BDO JCB Credit Card Minimum Single-Receipt Spend Requirement
(Straight Transaction)
JCB Lucky Cat P1,500 P500
JCB Gold P3,000 P1,000
JCB Platinum P6,000 P2,000
  1. All local and overseas retail, online/MOTO purchases are qualified EXCEPT for the following:

    1. Local/International Cash Advances made via ATM or over-the-counter;

    2. Transactions from casinos or from merchants engaged in gambling;

    3. Transactions from stock trading, forex trading, financial trading services, remittance and the like

    4. BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash, and Cash-It-Easy

    5. Payment services made to social media platforms, cloud service and software providers

    6. Transactions for business purposes or classified by BDO as non-personal purposes such as, but not limited to, payment services, mobile payment/mobile wallet transactions and online payment system (such as but not limited to GCash, PayMaya, GrabPay, PayPal, PayMongo,, and the like)

  2. Qualified Cardholder may only earn a rebate once under this promo.

  3. Rebate/s earned by the Principal or Supplementary cardholders shall be credited to the Principal Cardholder’s account within twenty-five (25) banking days after each Spend Period.

  4. All questions and issues from the promo will be accepted within sixty (60) calendar days from crediting of rebate or from the date when crediting should have been made, after which the promotion is considered conclusive.

  5. BDO JCB Credit Cardholder must be active and of good credit standing at the time of crediting of the Cash Rebate, otherwise, the Cash Rebate earned shall be forfeited.

  6. Rebate awarded is non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the BDO JCB Credit Card.

  7. Rebate earned will be forfeited if the BDO JCB Credit Card has been cancelled or converted to another BDO Credit Card or has been found to be delinquent.

  8. Rebate cannot be redeemed in conjunction with other promotional offers of BDO. BDO will charge back the rebate credited to his/her Card or directly collect the amount of rebate from the Cardholder if found to have double/multiple redemptions or if the transaction is cancelled/reversed or found to be invalid or fraudulent at a later date.

  9. In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promotion shall be resolved by BDO with the concurrence of DTI.

  10. The promo is subject to the General Terms and Conditions governing the issuance and use of BDO Credit Cards.




Per DTI Fair Trade Permit No. FTEB-118880, Series of 2021