Credit Card Promos

 

Hospital bills on EASY installment!
Promo Period: March 1 to July 31, 2019
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO

Offer:

  • 0% interest on installment on select packages and procedures at select hospitals.

  • Avail of promo add-on rates as low as 0.75% per month at participating hospitals.

 

HOSPITAL

SERVICES AVAILABLE ON
0% INSTALLMENT

PAYMENT TERM

For select services

3 months

Hospital bills for a minimum
of P20,000
3 months
For select services up to 6 months

All Services

3 months

All services in the Aesthetic Center for a minimum of P3,000

3 months

All services excluding Professional Fees and Outsourced Equipment and Services

3 months

Inpatient Bills of at least P10,000

Outpatient Bills of at least P6,000


*applicable only to hospital bills, excluding professional fees

up to 6 months


3 months

 

 

Hospital bills for a minimum
of 10,000
3 months

For select services

up to 9 months

All services

up to 6 months

 

Click here for list of 0% installment offers.
Click here for hospitals offering regular installment.

 

Promo Mechanics:

  1. The Hospitals 0% Installment Promo (the "Promo") is open to all active Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, JCB, Diners Club, UnionPay Credit Cards, BDO-issued American Express Cards ("Cardholders"), except Corporate Cards, Distribution Cards and Purchasing Cards.

  2. Promo Period is from March 1 to July 31, 2019.

  3. Participating Merchants have sole discretion on the term/s and item/s and/or services applicable for the Absolutely Zero Percent (0%) Installment offering.

  4. For items not included in the 0% offer, the promo monthly add-on interest rates below apply:
     

    Tenor Monthly
    Add-on Rate
    Factor Rate Annual Effective Interest Rate
    3 1.00% 0.343338 17.92%
    6 1.00% 0.176668 20.29%
    9 1.00% 0.121111 21.11%
    12 0.75% 0.090835 16.22%
    18 0.75% 0.06306 16.43%
    24 0.75% 0.049169 16.43%
    36 1.75% 0.045281 35.08%


    Sample computation:
    Amount to be charged: P15,000
    Installment term: 12 months
    Factor rate: 0.090835

    Formula:
    Amount x Factor Rate = Fixed Monthly Amortization
    P15,000 x 0.090835 = P1,362.53 per month for 12 months
     

  5. The promo offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers, in-store sale, Senior Citizen and PWD cards, and partner's VIP/Membership privileges. In the purchase of goods and services which are on promotional discount, the senior citizen and person with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or Magna Carta for Disabled Persons, whichever is higher.

  6. In case of dispute in respect of but not limited to the Cardholder's eligibilty, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo or for any redemption shall be resolved by BDO.

 

EasyPay Installment Terms and Conditions:

  1. Qualified cardholders may avail of the Absolutely Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum installment amount agreement with partner merchant.

  2. Absolutely Zero Percent (0%) interest is applicable if the cardholder pays his/her monthly installment in full.

  3. Merchants have sole discretion on the term/s applicable for the Absolutely Zero Percent (0%) offering.

  4. For items not included in the 0% offer, the following regular monthly add-on interest rates below apply during the Promo Period:
     

    Tenor Monthly
    Add-on Rate
    Factor Rate Annual Effective Interest Rate
    3 1.00% 0.343338 17.92%
    6 1.00% 0.176668 20.29%
    9 1.00% 0.121111 21.11%
    12 0.75% 0.090835 16.22%
    18 0.75% 0.06306 16.43%
    24 0.75% 0.049169 16.43%
    36 1.75% 0.045281 35.08%

     

  5. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the installment transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s pertinent BDO Credit Card. After BDO has approved the Cardholder’s request to charge the full amount of the remaining unbilled monthly amortizations on the installment transaction, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle of the BDO Credit Card and must be paid in full.

 

Per DTI-FTEB Permit No. 3413, Series of 2019.