Credit Card Promos


Get CASH at 0.99% per month!
Promo Period: March 1 – June 30, 2019
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO



Enjoy low monthly add-on rate of 0.99% for 12 months installment term for a minimum amount of P5,000!


Promo Mechanics:

  1. The BDO EasyPay Cash Low Rate Promotion (“Promo”) is open to qualified Principal Credit Cardholders of Mastercard, Visa, UnionPay1, Diners Club1, JCB and American Express® Credit Card issued by BDO (“Cardholder”), whose accounts are active and current at the time of application. Excluded are International Dollar Cards, Corporate Cards, Distribution Cards, Purchasing Cards and Installment Card.

  2. Promo period is from March 1 to June 30, 2019.

  3. To qualify for the Promo, Cardholder must:

    • Request for a minimum EasyPay Cash amount of at least P5,000 charged on 3, 6, 12, 18 or 24 months installment term.  The following rates shall apply:

      Term Add-On Rate Factor Rate Effective Rate P.A.
      3 1.75% 0.350838 31.24%
      6 1.60% 0.182670 32.21%
      12 0.99% 0.093234 21.25%
      18 1.30% 0.068559 27.77%
      24 1.30% 0.054670 27.57%

      Sample Computation for a EasyPay Cash amount of P10,000 at 12-month term:
      EasyPay Cash amount x Factor Rate = Fixed Monthly Amortization
      P10,000 x 0.093234 = P932.34 per month for 12 months

    • Apply via BDO Online, BDO Branch or Customer Contact Center

      1. Online Application

        • Apply via

        • Applications will be subject to bank representative’s call-out prior to processing.  Unverified application information will not be processed.

      2. While-you-Wait

        • Visit any BDO branch2 near you

        • Accomplish EasyPay Cash Request Form and submit to General Services Counter

      3. Application-by-Fax/Email

        • Call the BDO Customer Contact Center at (02) 631-80003 or email to your completely filled-out EasyPay Cash Request Form.

  4. The Cardholder can get the proceeds in different ways:

    • Deposited to his/her Personal BDO Current or Savings Account (approved amount deposited as cash)

    • Deposited to his/her Personal Non-BDO Current or Savings Account4

    • Released to him/her as CASH, if application was processed via BDO branches

  5. The EasyPay Cash principal amount with interest will be deducted from and should be within the cardholder’s available credit limit.

  6. All approved EasyPay Cash applications can no longer be reversed/cancelled.

  7. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.


1 UnionPay and Diners Club Credit Cards issued by BDO can only be processed via BDO Customer Contact Center.
2 EPCash applications can be processed in over 1,000 BDO branches nationwide. Visit to view complete list of participating BDO branches.
3 Reference number from Customer Contact Center will be provided before the end of the call.
4 For BDO EasyPay Cash applied through branch, approved amount will be credited within 24 hours via Bank Transfer and is subject to P500 Service Fee. For BDO Contact Center and Online EasyPay Cash applications, approved amount will be deposited as check, subject to clearing period. Other bank must have a branch located within Ortigas area.


Promo period is from March 1 to June 30, 2019.
Per DTI-FTEB Permit No. 20279, Series of 2018.


Click here for the EasyPay Cash Terms and Conditions


Availment Channels How To Apply
BDO Branch Visit your nearest BDO branch and apply!
List of BDO Branches accepting EasyPay Cash:
BDO Customer Contact Center Call (02) 631-8000
BDO Online Banking

Apply thru

Note: Applications will be subject to bank representative’s call-out prior to processing.  Unverified application information will not be processed.