Credit Card Promos


12 on 21 with Forever 21 Mastercard Promo
Promo Period: June 21, 2019
Qualified Cards: Forever 21 Mastercard



Get up to 12% Cash Rebate (“Rebate”) when you shop ANYWHERE using your Qualified Card during the promo date.

  • 12% rebate for at least P21,000 single-receipt purchase on installment

  • 8% rebate for at least P10,000 spend anywhere


Program Mechanics:

  1. The 12 on 21 Rebate Promo (“Promo”) will run on June 21, 2019 (“Promo Date”).

  2. The Promo is open to Cardholders of Qualified Card:

    • whose accounts are active and current (i.e. no past due)

    • who will receive the Promo announcement through SMS and Electronic Direct Mailer*

      *Cardholder's contact information must be kept updated to continue receiving card promotions and advisories. Simply visit or call the BDO Customer Contact Center at (632) 6318000.

  3. To qualify for the Rebate, Cardholder must:

    1. Submit online form found at no later than June 22, 2019

    2. Use his/her Qualified Card on promo date and have posted transactions as follows:

      • Retail purchases (local/international/online)

      • Installment purchases (principal amount only)

      • Minimum amount per transaction must be P2,100

      • The cumulative qualified spend must be at least P10,000

  4. Exclusions:

    1. Cash Advances made via ATM or over-the-counter

    2. Purchases from Gasoline/Service stations, Utilities-Gas, Electric, Water, etc.

    3. Any type of Bills Payment: Auto-charge, Charge-on-Demand, Utility/Recurring Bills, Loan Payments, etc.

    4. Transactions from Casino or from merchants engaged in Gambling

    5. Transactions from trading services/remittances

    6. BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash and Cash-It-Easy

  5. Purchases must come from one (1) Qualified Card only. A Principal Card is treated separately from the Supplementary Card. In computing for the total qualified Spend Amount, transactions of the Principal Card cannot be combined with the transactions of the Supplementary Card.

  6. The maximum Cash Rebate entitlement per Cardholder is P5,000 computed based on the Rebate Earning Table below:

    Spend Category Minimum Spend Amount Rebate
    Single-receipt Installment P21,000 12%
    Cumulative Retail P10,000 8%


How to Join:

  1. Fill-out the online form found at no later than June 22, 2019. The following information must be provided:

    • Cardholder's Name

    • 16-Digit Credit Card Number

    • Mobile Number

  2. Submission of incomplete/wrong information will not be processed.

  3. Cardholder can join only once regardless if he/she has more than one Qualified Card, whether as Principal or as Supplementary.

  4. Cardholders will be notified via SMS upon successful posting of the Cash Rebate earned on or before July 22, 2019 to appear on the succeeding Statement of Account (SOA).

  5. Cardholder understands that by joining the Promo, purchases must not be used to redeem from other ongoing BDO promos such as but not limited to Shop. Choose. Redeem. By choosing to redeem other offers before the Rebate crediting, BDO understands that Cardholder forfeits eligibility to earn Rebate.


General Terms and Conditions

  1. Cardholder must examine their SOA for any error/s related to the Promo (e.g. rebate computation, non-awarding of rebate). All questions and issues arising from the promo will be accepted within sixty (60) calendar days from posting of the Reward, after which the Promo is considered conclusive.

  2. Rebate is non-transferable, non-refundable and non-convertible to cash. It is treated as a credit or payment on any outstanding balance on the Cardholder's account.

  3. Double Redemption, Cancellation of qualified purchase and Fraudulent transaction/s.
    The Rebate cannot be redeemed in conjunction with other promotional offers of BDO.  A Cardholder's purchase that has been used to redeem the Rebate may no longer be used to avail of another BDO Promo such as but not limited to (1) Shop. Choose. Redeem. (2) Other Rebate Promos and the like or vice versa. If found to have double/multiple redemptions, BDO reserves the right to chargeback the full cost of the Treat or Rebate to the corresponding account, at BDO's discretion.

    Similarly, if the transaction is cancelled/reversed or found to be invalid or fraudulent at a later date, BDO will chargeback the Rebate credited to his/her Card or directly collect cost from the Cardholder.

  4. By participating in the Promo, Cardholder agrees to maintain his/her BDO credit card account updated (without incurring past due/delinquency) within the Promo Period and at the time of Rebate crediting. Cardholder further acknowledges that should he/she fail to comply with any of the Terms and Conditions and Mechanics of the Promo, he/she will not be eligible to avail of the Rebate.

  5. In case of dispute but not limited to the Cardholder's eligibility, coverage of dates and fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promotion or for any redemption shall be resolved by BDO with the concurrence of DTI.

  6. In case of any question about any of the provisions of this Promotion, the interpretation of BDO shall prevail, with the concurrence of DTI.

  7. Terms and conditions governing the issuance and use of BDO Credit Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


Per DTI-FTEB Permit No. 11649, Series of 2019