Credit Card Promos


Credit Card Peso Rewards


Earn Peso Points for your everyday, everywhere purchases!



PESO REWARDS Frequently Asked Questions (FAQs)

  1. What is BDO Credit Card Peso Rewards?

    BDO Credit Card Peso Rewards is a new loyalty program wherein cardholders will earn 1 Peso Point for every P1,000 qualified spend, and where 1 Peso Point is equivalent to P1.00.

  2. Which Credit Cards are qualified to the Peso Rewards program?

    BDO Credit Card Peso Rewards will be applicable to the following BDO Credit Cards:

    Mastercard - World Elite / Platinum / Titanium / Gold / Standard
    Visa -  Platinum / Gold  / Classic
    JCB - Platinum / Premiere / Lucky Cat
    UnionPay - Diamond / Gold

  3. How do I earn points under this new program?

    You will earn 1 Peso Point for every P1,000 qualified transaction.

    For example, your P2,021 spend will earn you 2.00 peso points which is equivalent to P2.00.

    Qualified foreign currency transactions will also earn Peso Points.

    EARN TWICE AS MUCH - Get 2x Peso Points for every P1,000 qualified spend as a special offer for 2022.

    Below is an illustration of how you earn 2x points:

    Card Type Spend Requirement Peso Points Earned 2x Points Offer* Total Peso Points Earned
    Classic, Standard, Gold, Titanium, Platinum, Diamond, World Elite P1,000 P1.00 P1.00 P2.00
    Gold, Titanium, Platinum, Diamond $20 P1.00 P1.00 P2.00
    World Elite $20 P1.50 P1.50 P3.00
    *Applies to qualified transactions until December 31, 2022 only.
  4. Do Peso Points expire?

    Peso Points will not expire as long as your credit card remains active and current, so you can keep accumulating points for your dining, shopping online or in-store, gas, groceries, medicines and hotel accommodation spends until you’re ready to redeem.


  5. What can I redeem with my Peso Points?
    1. You can push your Peso Points to your BDO Rewards Card and shop directly at The SM Store or your favorite SM Retail Store.

    2. You can convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!

      For Dual Currency Cardholders, Peso Points earned from your Dollar Account can be redeemed as Cash Credits for posting to your Peso Account.


  6. What is the value of my Peso Points?

    Just remember that 1 Peso Point has a P1.00 value.


    100 BDO Rewards Points or P100 Cash Credit
    100 Peso Points
    500 BDO Rewards Points or P500 Cash Credit
    500 Peso Points

  7.  What if I don’t have a BDO Rewards Card but I want to redeem BDO Rewards Points?

    You may call the BDO Customer  Contact Center at (+632) 8631-8000 to request for your BDO Rewards Card. 

    The BDO Rewards Card is free of charge when you redeem a minimum 100 Peso Points from your active BDO Credit Card.

  8. Did my January 2021 transactions earn credit card points?

    All your qualified transactions continued to earn points under the OLD Points Redemption Program until January 31, 2021.

    Gold, Classic and Standard Cards
    1 Point for every P50 / $1 qualified spend
    Elite Cards
    1 Point for every P40 / $1 qualified spend
    World Elite Mastercard
    1 Point for every P40 or 1.5 Points for every $1 qualified spend

  9. What will happen to my old credit card points with the shift to the new Peso Rewards program beginning February 1, 2021?

    Your remaining credit card points as of January 31, 2021 will be automatically converted into Peso Points.

    This will be reflected in your May 2021 Statement of Account along with all the Peso Points you earned from February to April 2021.

    If you want to know the Peso Points value of your remaining points, you may refer to your points balance as of January 31, 2021 and multiply by .05.

    For example:
    Balance points = 20,210 x .05 = 1,010.50 Peso Points

  10. Where can I view my points balance?

    Points display in your Statement of Account will continue to be unavailable until April 30, 2021. You may refer to your BDO Digital Banking account to view your total Peso Points balance by April 1, 2021.

  11. When can I start redeeming my Peso Points?

    Peso Points will be available for redemption starting April 1, 2021.

    You can redeem online using the Credit Card Peso Rewards Online Redemption Form or you may contact the BDO Customer Contact Center  at (+632) 8631-8000 to submit your redemption request.