Credit Card Promos

 

Shop at Crate and Barrel using your BDO Credit Card and enjoy the following 0% interest on installment offers until December 31, 2021:

  • 3 months term for a minimum purchase of P5,000 on all items

  • Up to 6 months term for a minimum purchase of P10,000 on all items

  • Up to 12 months term for a minimum purchase of P20,000 on regular-priced items until September 30, 2021.

Plus, buy now and pay up to:

  • 3 months later for July 1 to September 8, 2021 installment purchases

  • 4 months later for September 9 to December 31, 2021 installment purchases

 

Promo Period
July 1 to December 31, 2021

 

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Cards

 

 

Promo Mechanics:

  1. The promo is open to the following Cardholders of BDO:

    • Credit Cardholders (Mastercard, Visa, JCB, UnionPay, Diners Club Credit Cards and American Express Cards issued by BDO)
      Commercial Cards (Purchasing Card and Distribution Card) are excluded from the promo.

  2. Promo runs from July 1 to December 31, 2021 in stores at Crate and Barrel SM Aura Premier, SM Makati and SM Megamall.

  3. A qualified BDO Credit Cardholders may avail of the following 0% interest on installment offers:

    Term Minimum Spend Requirement
    (in PhP)
    Promo Period
    3 5,000 on all items July 1 to December 31, 2021
    6 10,000 on all items July 1 to December 31, 2021
    12 20,000 on regular-priced items July 1 to September 30, 2021

Buy Now and pay up to:

  • 3 months later for July 1 to September 8, 2021 installment purchases

  • 4 months later for September 9 to December 31, 2021 installment purchases

  1. The minimum purchase requirement to avail of the installment offer is defined as net of all applicable discount/s.

  2. Crate and Barrel has the sole discretion on the minimum purchase requirement, term/s and item/s applicable for 0% interest on installment offering.

  3. For items not included in the 0% offer, the regular monthly add-on interest rates below apply.

    TERM ADD-ON RATE FACTOR RATE
    3 1.00% 0.343338077
    6 1.00% 0.176667651
    9 1.00% 0.121111407
    12 1.00% 0.093334686
    18 1.00% 0.065559120
    24 1.00% 0.051670980
    36 1.00% 0.037777833

     

  4. 0% interest is applicable if the Cardholder pays his/her monthly installment in full.

  5. Availment of the EasyPay Installment shall be subject to bank approval.

  6. The entire installment transaction amount shall be deducted from the Cardholder’s available credit limit.

  7. The Buy Now Pay Later (BNPL) Installment Program is effective on the following dates

    TRANSACTION DATE START OF 1ST BILLING
    July 1 to September 8, 2021 Starting on the 3rd billing cycle
    September 9 to December 31, 2021 Starting on the 4th billing cycle

    The monthly installment due on the BNPL transactions, together with the monthly interest rate and penalty charge (if any), will be billed to the Cardholder based on the above schedule and every month thereafter until the total payable is paid in full.
     

  8. BDO may, at its sole and absolute opinion, accommodate a Cardholder’s request to accelerate the charging of full amount of the remaining unbilled monthly amortization/s on the 0% Interest Installment transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder’s acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  9. In case of dispute in respect of but not limited to the Cardholder’s eligibility, coverage of dates, fulfillment, etc., BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by BDO with the concurrence of DTI.

  10. All BDO Card transactions are subject to bank approval.

  11. Click here for the Buy Now Pay Later Promo Mechanics.

 

DTI Fair Trade Permit No. FTEB 122393, Series of 2021.