Credit Card Promos


Cosmetics & fragrances at 0% interest
Promo Period: August 1 to October 31, 2019
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO

Click here to view the offers.

Acca Kappa Clarins Lineaorganica Shiseido
Adore Clinique L’Occitane Suesh Makeup Toolkit
Art of Scent Diptyque MAC
Aveda Elizabeth Arden Nars The Body Shop
Banila Co Fresh Orogold
Benefit Freyja Purebeauty VMV Hypoallergenics
Bobbi Brown Guerlain Resveralife


Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Promo will run from August 1 to October 31, 2019.

  3. The Promo is available at participating partner stores nationwide.

  4. Qualified BDO Credit Cardholders may enjoy the following offers:

    • 0% interest on installment on select products

    • Exclusive discounts and/or free item(s)/services(s) for a minimum spend required by partner store

    • Buy now and get billed later

      Program Transaction Dates Billed After
      Buy Now, Pay Later August 1 to 15, 2019 2 months
      Buy Now, Pay Next Year September 9 to October 31, 2019 3 months


  5. The promotional discount and/or free item(s)/service(s) is not convertible to cash, discount or other item(s).

  6. To redeem the free item(s)/service(s), BDO Credit Cardholder must present the original customer's copy of the BDO charge slip and the qualified sales invoice at the store's payment counter until December 31, 2019.

  7. Cardholders with lost/stolen or faded/unreadable BDO charge slip will not be allowed to redeem the free item(s). BDO and the participating stores are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.

  8. Redemption of free item(s)/service(s) from split transactions is not allowed.

  9. BDO reserves the right to charge the cost of the free item(s), at prevailing retail price, to the Cardholder's credit card account or collect the cost from the Cardholder if he/she cancels the transaction at a later date or if Cardholder made an invalid redemption.

  10. The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the store's existing terms and conditions.

  11. All BDO installment transactions are subject to bank approval.

  12. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

  13. Monthly installment due together with the monthly interest and penalty charge (if any) will be billed to the cardholder as follows:

    Program Transaction Dates Statement Billing
    Buy Now, Pay Later August 1 to 15, 2019 On the 3rd Monthly Statement Cycle*
    Buy Now, Pay Next Year September 9 to October 31, 2019 On the 4th Monthly Statement Cycle*

    *after the original transaction date

  14. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay In-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  15. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.


Click here for the Easy Pay Installment Terms and Conditions.


Per DTI-FTEB Permit No. 12904, Series of 2019.